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List Of Individual & Family Floater Plans By A Care Health Insurance

Published On Sep 16, 2022 10:00 AM By InsuranceDekho

Health insurance is a form of safety where the insurance provider, in exchange of continuous premium payments, pays for the insured’s medical expenses. You have the option of choosing between individual and family floater health insurance. 

By considering each member's age, current health state, and medical demands, you should choose the best health policy for you and your loved ones. We have mentioned the details below regarding Care Insurance’s individual health insurance plan as well as its family floater plan, so keep reading to get a good idea of both the plans.

All About Care Individual Health Insurance

The plan can shield you from a range of illnesses and conditions because it has an automatic recharge feature and also no cap on some charges. The Care Health Insurance policy can give you constant peace of mind because it has so many built-in characteristics and beneficial qualities. You can receive cashless care at any top hospital in the network in India if you have this insurance in your possession.

Important Elements

Here is a list of important elements in Care health insurance for an Individual 

  • Assured of everlasting renewability
  • Annual physical examination
  • Advantages of cashless treatment at network hospitals plan durations: one, two, and three years
  • Choices for sums insured of Rs. 3 lakhs, Rs. 5 lakhs, Rs. 7 lakhs, and Rs. 10 lakhs.
  • Auto-renewal option for the insurance in the event that insured sum runs out
  • Immediate claim payout without hassle

Coverage Inclusions of Care Individual Health Insurance

These are the services which are included with the Individual plan of Care health insurance:-

  1. Pre-hospitalisation coverage for 30 days
  2. Post-hospitalisation coverage for 60 days
  3. Reimbursement for emergency ambulance fees
  4. Hospitalisation up to the insured amount
  5. Daycare treatments are covered
  6. Room rental and ICU fees
  7. Coverage for inpatient stays at home
  8. Organ donation protection.

All About Care Family Health Insurance Plan

An all-inclusive health insurance policy called "Care" from Religare is made to guard your family against the financial hardship that results from a medical crisis.  You could relax knowing that with Care Insurance on your side, you can receive cashless treatment at top hospital that falls under the insurance company’s network.  A care insurance policy, which is also offered on an individualised level, ensures that you receive the finest healthcare if you or any covered member of the family suffers an illness or injury that necessitates at least a hospital stay of 24 hours.

Important Elements

Here is a list of important elements in a care health insurance for a family floater policy.

  1. Perpetual renewability
  2. Yearly medical screening for the family without any cost
  3. Effortless cashless care
  4. Several different Sum Insured options, up to Rs. 6 Crore
  5. Automatic renewal clause after expiration
  6. Immediate settlement of claims
  7. Worldwide healthcare services.

Coverage Inclusions of Care Family Floater Health Insurance

These are the services which are included with the family floater plan of Care health insurance:-

  1. 30 days pre-hospitalisation if costs were incurred before going to the hospital
  2. 60 days after being hospitalised if medical costs were accrued after being released
  3. Coverage for undergoing organ transplantation operation provided by an organ donor
  4. Coverage for hospital stays costs such as ICU fees, nursing costs, room fees, etc.
  5. If you are unable to be admitted into the hospital, you may undergo domiciliary care.
  6. Alternative medicine such as homoeopathy, ayurvedic, or Unani
  7. When you stay in a separate or personal room, the room rental and ICU fees will be covered.

Conclusion

Health Insurance is an important factor in today's lifestyle. Care Health Insurance provides both plans, you can choose depending on your need. If you want to cover your family also, you can go for a family floater and if you want individual cover, you can go for individual plans. You can see the mentioned advantages offered by Care health insurance. We hope that you got the information you needed from this article.

Also Read: 

Inclusive Healthcare Plans For Transgenders In India

Features Of Health Insurance Premium Calculator

Disclaimer

This article is issued in the general public interest and meant for general information purposes only. Readers are advised not to rely on the contents of the article as conclusive in nature and should research further or consult an expert in this regard.

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