Is Edelweiss Health Insurance Good?
Updated On Jul 25, 2022
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Edelweiss General Insurance Company Limited is a part of the Edelweiss Group, which is a multinational corporation offering financial products and services. The company provides health insurance plans across the country that caters to the insurance needs of the people. They also boast of a quick, hassle-free and easy process of buying a policy and registering a claim. Moreover, the company has a dedicated customer team with a hands-on approach to answering all the queries of the customer.
Benefits & features of Edelweiss Health Insurance
Edelweiss General Insurance Company offers three types of health insurance policies that come with the following benefits:
- Edelweiss health insurance offers coverage to applicants above the age of 3 months. Basically, you don’t need to worry about the age limit to get health insurance from Edelweiss.
- You can buy health insurance for a maximum of 8 members including self, spouse, 3 children, and other relatives ( as permissible in the plan)
- Edelweiss health insurance platinum plan offers health insurance cover up to 2 Crores
- Irrespective of the plan, you can avail these benefits- medical monitoring cover, medical repatriation, medical referral cover, compassionate visit, emergency medical evacuation, the return of mortal remains and second medical opinion.
Why Edelweiss Health Insurance?
Edelweiss Health Insurance plans are tailor-made to offer maximum protection to the insured members at an affordable price. You can purchase any of the Edelweiss health insurance plans to avail the following benefits:
- Edelweiss Health Insurance covers customary and reasonable charges incurred towards healthcare treatment taken by the policyholder during the policy term for an injury, illness or any other medical condition that is covered in the plan.
- Co-payment of 20% is applicable only to members above the age of 60 years.
- The insurer provides an option of mid-term inclusion of an applicant in case of childbirth or marriage. The premium will be charged on a pro rata basis.
- The eligibility criteria to buy an Edelweiss health insurance policy is 90 days for all the plans ( Silver, Gold and Platinum) and the maximum age criteria is 65 years for both Silver and Gold variants. And there is no age-limit for premium variants.
Inclusions of Edelweiss Health Insurance
The coverage provided in all the plans may vary. Some of the common inclusions of Edelweiss health insurance plans are listed below:
- Ambulance expenses are covered
- Hospitalization room expenses in a standard single private room are covered
- Hospitalization expenses are covered up to the sum assured amount
- Pre and post hospitalization expenses are covered up to the sum assured limit
- Organ donor expenses are covered
- ICU room charges are covered
- Domiciliary hospitalization charges up to the sum assured limit
- No claim discount benefits
- Ayush expense cover up to the sum assured limit
- Critical Illness coverage is provided
- Maternity cover is also provided
- Recharge benefit
- Recovery Benefit (starts from the day of hospitalization)
- Restoration benefit
Conclusion
Edelweiss health insurance provides maximum coverage at affordable rates. Edelweiss health insurance India and Tokio Marine, a Japanese life insurance company joined hands to provide health covers with life insurance plans known as edelweiss tokio health insurance. It is an innovative product that combines health insurance with life insurance and provides both the benefits in one policy.
Also read: How To Check Aditya Birla Health Insurance Policy Status
