A Step-by-Step Guide to Download Chief Minister Health Insurance Card

The Chief Minister’s Comprehensive Health Insurance Scheme (CMCHIS) is a program in Tamil Nadu which was launched in the year 2009. This scheme provides expenses of medical treatment under Government and private hospitals. It is a scheme for people who are below poverty line (BPL) and who cannot afford costly treatment. A family whose annual income is less than INR 1 lakh can per annum can avail the benefits of the CMCHIS card. Here you can learn about the eligibility criteria to apply, methods to download the Chief Minister’s Comprehensive Health Insurance Scheme and some frequently asked questions.

Eligibility Criteria to Apply For CMCHIS

The eligibility criteria to apply for Chief Minister’s Comprehensive Health Insurance Scheme (Tamil Nadu) is as follows:

1. You must be a resident of the state of Tamil Nadu
2. Your family annual income must be less that INR 1,20,000 per annum
3. You must submit your Aadhaar Card. family card or income certificate along with the form
4. You need to also submit a self declaration form from the head of the family

Note: Family members will be included as per mentioned below:

1. The legal spouse of the eligible person is considered as family member
2. Children of the eligible person is also considered as family member
3. Dependent parents of the eligible person are also considered as family members

How to Apply for the Chief Minister’s Comprehensive Health Insurance Scheme?

The CMCHIS enrolment process is simple. If you (the applicant) have all the necessary documents in place, just follow the steps below:

Step 1: Procure Income Certificate

First get your income certificate from the head of your village revenue authorities

Note: The families needs to carry following documents-

1. Photocopy of original Ration card
2. Aadhaar of all family members to be attached
3. Add Bank account details
4. Address proof 
5. No fees needed 

Step 2: Go to The Enrolment Centre & Fill Form

Once all your documents including the income certificate is sorted, go to the local enrolment centre and fill the form for CMCHIS.

Step 3: Verify Documents and Provide Biometric Details

After the verification of your documents you need to provide your biometric details such as fingerprints and eye scans. You will now be able to receive your e-card or you can also request for a hard copy of your CMCHIS Card.

How to Download the Amma Kapitu Thittam Card?

As stated earlier, the smart card is issued to the beneficiaries at the time of enrolment. In case the card is lost, you can opt for Chief Minister’s Health Insurance card download. Here’s what needs to be done:

1. Visit the official website- Visit the official Maruthuva Kapitu Thittam website (http://www.cmchistn.com/memlnstr.php)
2. Fill the details which are required like name, age, etc (KYC details)
3. You need to click on the Generate E-card option
4. Your CMCHIS Card will then be generated
5. You can now save your card

For more information or any assistance regarding your Maternity Health Insurance or in case you want to buy or renew your policy connect with an InsuranceDekho advisor - 

• Email : support@insurancedekho.com
• Call :+91-7551196989

Conclusion

You can avail cashless treatment at a wide range of empanelled network hospitals by showing the Amma Kapitu Thittam Card issued to you at the time of enrolment. Since the CMCHIS claim process is ideally cashless, you do not have to pay anything at the hospital from your pocket. However, it is essential to present the Muthalamaichar Kapitu Thittam card at the hospital at the time of availing the benefits under the scheme.

The empanelled hospital where you are seeking the treatment will send the bills to the Third-Party Administrator (TPA) or the authorities directly, for settlement. The hospitalisation and treatment expenses incurred will be settled directly with the hospital. You do not have to pay any additional charges from your pocket.

Also read: How To Apply Chief Minister Health Insurance

What Is Family Floater Health Insurance

FAQs

Ques 1. Will any part of the treatment costs be reimbursable directly to the beneficiary?

Ans. No, patients will get cashless treatment in empanelled hospitals free of cost.

Ques 2. Do beneficiaries need to pay any fee for a CMCHIS Card?

Ans. No, the CMCHIS card can be obtained free of cost 

Ques 3. Is there any restriction to family size in CMCHIS?

Ans. No, there are no cap on family size or age under the Chief Minister Comprehensive Health Insurance Scheme (CMCHIS).

Ques 4. What are the objectives of CMCHIS ?

Ans. The objective of CMCHIS is to provide cashless and paperless treatment in the hospitals to avoid the financial burden for poor people whose annual income is less than 1 lakh.

Ques 5. What is the limit of CMCHIS?

Ans. Family after the enrollment of CMCHIS gets the coverage of up to 5 Lakh per year.