How Is Manipal Cigna Health Insurance?

The standalone health insurance carrier ManipalCigna company was established as a consequence of a cooperative collaboration between the Manipal and Cigna Corporation group. The organisation offers a range of all-inclusive healthcare plans that cover all medical expenses and provides medical benefits to everyone, whether they are employees, families, or groups.

ManipalCigna Health Insurance's Key Features

ManipalCigna Health Insurance's main characteristics are:

• Wide Network of Partner Hospitals

In India, ManipalCigna has a network of more than 6000 hospitals. This will ensure that you receive good care and can concentrate on improving your health rather than stressing about having access to cash right away.

• Pre-Hospitalisation Coverage

Prior to the day of hospitalisation (for a predetermined time period), medical expenses spent will be reimbursed.

• Post-Hospitalisation Coverage

Your recuperation phase after hospital discharge is also covered by the policy. The policy will provide coverage for medical costs incurred (for a predetermined time period) after you are discharged.

• Daycare Services

The coverage pays for medical expenses for procedures that don't need a full day in the hospital.

• Home Care Services

If the patient's condition prevents hospital transfer or if a hospital bed is not available for the necessary treatment, you may be eligible for coverage for the costs of prescription home care.

How to Calculate The Manipalcigna Lifetime Health Premium?

By using the simple procedures listed below, you can quickly calculate the value of this insurance policy.

• Visit Manipalcigna Health Insurance's official website.
• The Products tab will appear at the top of the homepage. Toggle that.
• Pick the Lifetime Health option from the list of available choices. Choose that.
• If you scroll down a little on the landing page, the Quick Quote option will appear.
• After that, you must add the necessary information in the blanks.
• Once you have entered all the necessary information, select Calculate.
• You will see the premium rate data, along with the premium breakdown, in front of you.
• If you're happy, you can click the Buy Now button on the same page to buy the policy.

How Do I File A Claim With Manipal Cigna Medical Insurance?

Manipal Cigna offers two methods for filing health insurance claims:

Getting Digital Payment Health Insurance Claims: The Procedure

• Whether your hospitalisation is anticipated or unanticipated, let the firm know 
• At the network hospital, show your identity and health card.
• The network hospital will then send ManipalCigna the pre-authorization documentation and medical records, who will review all the data.
• Upon discharge, the network hospital will give the company that authorised the amount of the discharge summary.
• The network hospital will receive payment from ManipalCigna after ensuring that everything's in order.

Process For Filing Claims With Manipal Cigna For Reimbursement

• If you received hospital care at a location that is not a part of the network, your claim will be handled on a refund basis.
• You can start getting therapy after alerting Manipal Cigna of the claim.
• Pay the hospital expenses related to your treatments.
• After being released from the hospital, you will receive the Release Report.
• Fill out their Insurance claim form and submit it with all original hospital bills and doctor's notes. The release report ought to be given to the insurance company as well.
• Manipal Cigna would assess the supporting evidence, validate the validity of the claim, and then reimburse the medical expense.

Conclusion

The health insurance policies from Manipal Cigna provide substantial services up to Rs 10 million. Because of the rather inclusive structure of the plans, they are the best option for anyone who wants to insure every member of their family under a single plan. 

Also Read: 

Is it Possible to Buy More than One Health Insurance Policy?

List of Different Riders Available With Health Insurance Plans