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Health Insurance Plans for Senior Citizens in the Future by Generali

Published On Apr 10, 2022

Future Varishta Bima is a health insurance plan tailored to the needs of senior adults. Offering comprehensive coverage to senior citizens that can be renewed for the rest of their lives. The plan is available as a floater for both individuals and families. The policy might be for one, two, or three years. In-patient care, pre-hospitalization, and post-hospitalization medical expenses, as well as a wide range of other expenses, are all covered by the plan. Senior citizens are more vulnerable to health issues and significant medical disorders than younger people. It is critical to have adequate financial support to receive adequate therapy at the appropriate moment. For this, a health insurance policy like the Varishta Bima plan from Future Generali Health Insurance Plan is ideal. Consider what the plan comprises.

Varishta Bima Plan Advantages

The Varishta Bima Plan is one of the most comprehensive health insurance plans available to older citizens, particularly because it can be renewed indefinitely. This plan has a lot of other fantastic features that make it a great choice. The following are some of the most essential benefits available to all older adults who are insured.

  • Floater Advantage

This plan has a floater benefit that allows both the primary insured and their spouse to be covered under the same policy. When two or more family members are insured under the individual sum insured option, a discount is granted. This way, a single health insurance policy can cover all of the senior members under a single, comprehensive policy. If a senior individual already has health insurance coverage, they can transfer it to Future Generali thanks to their easy portability service. 

  • Premium Payment Options

Payment of premiums is a breeze with this Future Generali Health Insurance coverage. Premium payments can be made monthly, quarterly, or even half-yearly, according to the policyholder's preference. If policyholders pay their payments in advance and have a long-term plan, they can even get a 10% reduction.

  • Policy Renewal Made Simple

It is critical to have a lifelong health insurance policy. Even if your coverage expires after a specific amount of time, the Varishta Bima plan has an easy renewal option. The policyholder can renew the policy for the duration of the insured's life. Furthermore, even if the policyholder has had any unfavorable experiences while filing a claim, they will not be charged a loading charge on their premium amount.

  • Varishta Bima Health Insurance Policy Coverage

Two of the most useful coverage provided under the Varishta Bima Senior Citizen Health Insurance Policy are listed below. There is a slew of other options as well.

  • Coverage for Inpatient Treatment

This coverage pays for the insured's hospitalization charges, including room rent and nursing bills, as well as diagnostic tests, x-rays, medicines, and other expenses.

  • Hospitalization and Post-Hospitalization Costs

Pre- and post-hospitalization expenses are also covered under this coverage. This also includes the expense of daycare. Furthermore, additional costs such as ambulance and check-up fees are covered.

Take Away

Future Generali General Insurance Corporation is a joint venture between Future Group, a large Indian retailer, and Generali Group, a global insurance company. The firm sells a variety of health insurance policies that provide consumers with complete coverage. Premiums are also competitive, and the organisation strives to deliver the finest possible service to its clients. Future Generali Health Insurance's Varishta Bima plan for older folks is a comprehensive and effective plan that meets all of the elderly's demands. As a result, it is a cost-effective and prudent health insurance coverage to purchase.

You may also like to read - The Advantages Of Purchasing A Health Insurance Policy Of Rs. 1 Crore

Who Should Acquire A Health Insurance Policy For Rs. 1 Crore?


This article is issued in the general public interest and meant for general information purposes only. Readers are advised not to rely on the contents of the article as conclusive in nature and should research further or consult an expert in this regard.

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