Does Star Health Insurance Cover Lasik Treatment?

There are a plethora of health insurance plans in the insurance market that offer a unique set of features and benefits to their policyholders at an affordable premium rate. Some of the common features are hospitalization expenses, room rents, ambulance charges, domiciliary expenses, organ donor expenses, inpatient costs, and much more. However, certain insurers like the Star health insurance offer features like Lasik treatments under their plans like the Star Unique health insurance plan. Lasik eye surgery expenses are covered under this plan and compensated for in case of the surgery.

Lasik eye surgery is meant to clear the vision of the patients with blurry or cloudy vision. Due to the technological advancements this surgery takes only 30 mins. Apart from enhancing the vision of the individuals, this surgery is important to get as it improves the quality of life of the policyholders. Before undergoing the surgical process, the patients must seek medical advice regarding the eligibility of the treatment. A few days of rest is also recommended after the surgery. The cost of the Lasik surgery along with other attached expenses are compensated under the Star Unique health insurance policy by the Star health insurance.

About Lasik Treatment

Lasik eye surgery is performed to achieve an improved vision by the policyholders. This treatment corrects the vision of the people suffering from myopia, hyperopia, and astigmatism. The surgery is done with a complex technological procedure and it takes about 30 mins to complete the procedure using advanced technological equipment. This medical process includes the inspection of the eye condition by the medical experts, and checking of the eligibility before conducting the surgery. It is one of the effective treatments for a better vision as it helps the people regain their perfect vision and therefore enhance the quality of their life.

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Does Star Health Insurance Cover Lasik Treatment?

The cost of Lasik treatment is high in private hospitals as there has been a rapid rise in inflation in the health sector over the past few years. Star health insurance firm offers Star Unique health insurance plan that covers the cost of Lasik treatment for the policyholders at an affordable premium rate along with the other inclusions. The average cost of a Lasik surgery at the hospitals ranges between Rs. 40,000 to Rs. 80,000, which can potentially burn a hole in the pocket of a middle class individual. This plan clearly includes the expenses within its coverage for the policyholders and for confirmation regarding the same you must go through the policy terms carefully. People within the age group of 18 to 40 years are generally considered ideal for Lasik treatments and the other eligibility criterias depend on the condition of your vision.

Inclusions In Star Health Insurance Cover For Lasik Treatment

There are some basic inclusions in the health insurance plans that compensate for the Lasik treatments. Let us look at some of the basic inclusions of a health insurance plan covering Lasik treatment for a policyholder:

• Eye surgery due to refractive error caused by an injury or accident.
• Eye surgery due to refractive error caused by some different surgery.
• Eye surgery for severe refractive error.

Along with the inclusions, the policy also mentions the valid exclusions of the health insurance plan that must be thoroughly considered before claiming the plan. You can consult your TPA or the customer care of Star health insurance company for any grievances related to the availing of your services under the Lasik treatment coverage of the purchased health insurance plan.

Conclusion

A better vision improves the quality of life of an individual and is therefore an essential treatment to undergo on time. People with weak or blurred vision can go through this treatment and get financial aid from the Star Unique health insurance plan by the Star health insurance company. You must read the fine print of your policy to understand it better and avoid any inconvenience at the time of the claim settlement process.

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Disclaimer: This article is issued in the general public interest and meant for general information purposes only. Readers are advised not to rely on the contents of the article as conclusive in nature and should research further or consult an expert in this regard.