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New India Floater Mediclaim Health Insurance User Reviews

215 reviews Rate This
New India
Highlights
Claim Settlement Ratio92.68%
Network Hospitals7,500
PED Coverage Starting From4 years
Pre-existing Disease Waiting Period4 years
Starting Premium 560
Starting Premium for Rs. 5 lakhs SIRs. 560/month

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Rating of Floater Mediclaim
4.2
Based on
30 User reviews

  • Good policy for family

    Since last two years, I have been renewing my floater mediclaim policy from star health as i am getting satisfactory coverage features under it. The best thing is that my spouse and my children are covered under the same policy and this reduces headache for me to manage multiple policies. 

    S
    Sabiha Ansari
    On: Jan 14, 2020

  • Can buy apart from group policy

    Even if you are already covered under health insurance plan by your employer, then also you can buy this policy as this covers you fr many expenses that are not covered under your group health insurance plans or come with sublimits in that. It s a comprehensive and beneficial plan and hence a must have  

    A
    Anas Alam
    On: Jan 14, 2020

  • Covers your entire family with many benefits

    I purchased floater mediclaim policy from insurancedekho last year and have recently renewed the same from them. It was a great decision that i took this plan after understanding all the pros and cons i.e. inclusions and exclusions .. The customer care executives were kind enough to explain everything to me over call   

    A
    Arzoo Bhatt
    On: Dec 26, 2019

  • Floater mediclaim is all in one policy

    I have brought floater mediclam policy from insurancedekho as i believed it offered many benefits under a single sum insured.. One must have all these benefits that this policy offers me like icu charges up to a certain limit, in patient hospitalisation benefit, blood, oxygen, room rent, nursing charges and so on.  

    R
    Ritika Bansal
    On: Dec 26, 2019

  • Everyone should have it

    Health insurance has become the need of the hour and if you don’t have one yet, now is the time. I am saying this because i have seen one hospitalisation in my family and got to know how much money it can drain out of your pocket. I have this plan that covers my entire family.   

    R
    Raunak Arora
    On: Dec 11, 2019
    • Must BuyMust Buy

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  • Go for higher sum insured

    If buying family floater plan, you must go for a higher sum insured amount so that it is sufficient for all the members opt your family if in case any body gets hospitalised in the entire year. I found this plan good as t has all the important coverage features.    

    G
    Gopal Nath
    On: Dec 11, 2019

  • Iam satisfied and give it 3 stars for services

    Floater mediclaim is a complete health insurance plan that covers my family of 4 including me my husband and my kids. I have this plan for sun insured of rs 2 lakh as i thought this must be sufficient for us. But now iam looking forward to increase sum insured   

    P
    Pooja Dongle
    On: Dec 02, 2019

  • Good plan.

    Floater mediclaim policy offers me many benefits and some of them are-in patient hospitalisation cover, blood, oxygen charges, roo mrent cover etc. I didnt even know abt this plan but after talking to customer care executives at insurancedekho, i made my mind that ill go for this plan only.   

    V
    Vijay Sharma
    On: Dec 02, 2019

  • Covers my entire family..

    My floater mediclaim plan covers my entire family of 6 members and iam really tension free with it. It will cover all my expenses at the time of emergency. I have a cover for 10 lakh that covers ICU charges, room rent, blood, oxygen expenses, in patient hospitalisation expenses etc.   

    p
    pooja bisht
    On: Nov 21, 2019

  • Nice family plan...

    Whatever one can ask for, in a family floater health insurance plan, this policy covers it. I get in patient hospitalisation expenses cover, ICU cover, blood oxygen cover etc. Iam satisfied with my family floater plan from new india and looking forward to renew it next year.   

    R
    Rahul
    On: Nov 12, 2019

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FAQs

  • Does New India Assurance offer any health insurance plan for a family?

    Yes. New India Assurance offers health insurance plans specially designed for families. Some of them are-New India Premier Mediclaim Policy, New India Floater Mediclaim Policy and New India Mediclaim Policy.

  • Is pre-acceptance medical check-up required to buy health insurance policies from New India Assurance?

    Yes. Some policies by New India Assurance require the applicants to undergo a pre-acceptance medical check-up. However, if the proposal is accepted, then 100% of the cost of this check-up is reimbursed to the Proposer. 

  • Does New India Assurance provide Hospital Cash benefit under any of its health insurance plans?

    Yes. New India Assurance provides Hospital Cash benefit up to a specified limit under some of its health insurance policies like-New India Asha Kiran Policy, New India Premier Mediclaim Policy and New India Floater Mediclaim Policy. 

  • What is the toll-free customer care number of New India Assurance?

    The toll-free number of New India Assurance is 1800-209-1415. 

  • What is the address of New India Assurance?

    The address of The New India Assurance is-
    New India Assurance Building,
    87, MG Road, Fort, Mumbai
    Maharashtra-400001

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Claim Process at New India Assurance Health Insurance

  • Network Hospital
  • Non-Network Hospital
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
  • 3

    Claim Processing

    Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
  • 4

    Claim Settlement

    Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
  • 3

    Claim Processing

    Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
  • 4

    Claim Settlement

    Once your request for reimbursement of expenses is approved, the claim will be settled.

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