Can I purchase Go Digit Corona Rakshak Policy on a floater sum insured basis?

No. Go Digit Corona Rakshak Policy can not be purchased on a floater basis. You can only purchase this policy on an individual sum insured basis.

What are the sum insured options available under Go Digit Corona Rakshak Policy?

Go Digit Corona Rakshak Policy is available with sum insured options of Rs. 50,000; Rs. 1 lakh; Rs. 1.5 lakh, Rs. 2 lakh, and Rs. 2.5 lakh.

Do I need to undergo a medical test to be covered under Go Digit Corona Rakshak Policy? If yes, then who will bear the cost?

On the basis of the proposal form submitted by you, the insurance company will advise if you require any medical tests. You will be required to bear up to 50% of expenses related to pre-policy medical check-up.

Can I avail tax benefits on the premium paid for Go Digit Corona Rakshak Policy?

Yes. You can avail tax benefits under Section 80D of the Income Tax Act, 1961 on the premium paid for Go Digit Corona Rakshak Policy.

What is the prescribed time limit to submit documents to the company in case of claim?

You are required to submit the required documents to the company within 30 days from the date of discharge from the hospital following positive diagnosis of COVID-19.

Digit Corona Rakshak Health Insurance Wordings

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Highlights

Claim Settlement Ratio	93%
Network Hospitals	11,300+
PED Coverage Starting From	2 year
Pre-existing Disease Coverage From	2 year
Presence	Across the country
Special Benefits	Multiple Discounts such as Credit Score for Good health

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Digit Corona Rakshak Policy Brochure

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Aug 04, 2020

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Digit Health Insurance Plan List

Name of Plan	Sum Insured
Arogya Sanjeevani PolicyMin: 3 months; Max: 65 yearsPopular	1 Lakh - 5 Lakh	Check Premium
Corona Kavach PolicyMin: 1 day; Max: 65 years	50,000 - 5 lakh	Check Premium
Corona Rakshak PolicyMin: 18 Years; Max; 65 Years	50,000 - 2.5 lakh	Check Premium
Health Care Plus PolicyMin: 18 years; Max: 65 years	10 Thousand - 3 Crore	Check Premium
Total Protect PolicyMin: 18 years; Max: 85 years	1 Thousand - 20 Crore	Check Premium
Complete Care PolicyMin: 1 year; Max: 60 years		Check Premium

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FAQs on Corona Rakshak Policy Health Insurance Plan

Can I purchase Go Digit Corona Rakshak Policy on a floater sum insured basis?
No. Go Digit Corona Rakshak Policy can not be purchased on a floater basis. You can only purchase this policy on an individual sum insured basis.
What are the sum insured options available under Go Digit Corona Rakshak Policy?
Go Digit Corona Rakshak Policy is available with sum insured options of Rs. 50,000; Rs. 1 lakh; Rs. 1.5 lakh, Rs. 2 lakh, and Rs. 2.5 lakh.
Do I need to undergo a medical test to be covered under Go Digit Corona Rakshak Policy? If yes, then who will bear the cost?
On the basis of the proposal form submitted by you, the insurance company will advise if you require any medical tests. You will be required to bear up to 50% of expenses related to pre-policy medical check-up.
Can I avail tax benefits on the premium paid for Go Digit Corona Rakshak Policy?
Yes. You can avail tax benefits under Section 80D of the Income Tax Act, 1961 on the premium paid for Go Digit Corona Rakshak Policy.
What is the prescribed time limit to submit documents to the company in case of claim?
You are required to submit the required documents to the company within 30 days from the date of discharge from the hospital following positive diagnosis of COVID-19.

Claim Process at Digit Health Insurance

Network Hospital
Non-Network Hospital

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 72 hours prior to admission.
3
Claim Processing
Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
4
Claim Settlement
Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 72 hours prior to admission.
3
Claim Processing
Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
4
Claim Settlement
Once your request for reimbursement of expenses is approved, the claim will be settled.