Health Insurance Plans For Thyroid Patients In India
Updated On Oct 29, 2020
Thyroid disorder is a common medical condition among Indians and is considered a silent disease that comes with significant health issues. The thyroid is a crucial gland of the human body that secretes necessary hormones, enabling the body to function properly.
What is Thyroid Disorder?
Thyroid disease or hypothyroidism prevents your thyroid from producing the right amount of hormones that our body needs. While on the other hand, if the thyroid starts creating too much hormone, our body starts using up more energy, thus making us feel exhausted. This condition is commonly known as hyperthyroidism.
Thyroid disorders can have severe impacts on the human body, ranging from small goitre, which is generally harmless, to life-threatening conditions like cancer. Symptoms of thyroid disorders include -
- Nervousness
- Bloating
- Concentration difficulties
- Menstrual changes
- Fatigue
- Muscle weakness
- Obesity
- Aches/pains
- Palpitations
- Heat intolerance
- High cholesterol levels
- Constipation
- Puffy face
- Hoarseness
- Dry skin
- Anxiety
You can prevent some thyroid problems by avoiding the intake of processed food, limiting soy intake, reducing stress, and throwing that cigarette in your hand! However, if you are suffering from thyroid, there are some health insurance policies designed to offer support to thyroid patients.
Why Do You Need a Thyroid Insurance Plan?
A majority of the health insurance policies in India provide coverage for thyroid treatments. But you will need an extensive plan that’s specifically meant for thyroid patients, especially if you are suffering from severe thyroid disorders. Before buying any plan, you must go through all the coverage details offered and the list of things taken care of during the treatment process. The treatments of some aspects are quite costly, like such as -
- Oral ingestion of levothyroxine.
- Routine blood tests performed for monitoring thyroid levels.
- Screening tests done for monitoring TSH hormone levels.
Some of all of these treatments might be continuing for a lifetime to keep your thyroid hormones under control. Treatment costs might grow higher with every passing year. You need to have enough financial support to cover those, and for most Indian families, it is difficult to meet these high expenses without the backup of a health insurance plan.
Top Health Insurance Plans for Thyroid Patients
Check out these top best thyroid insurance plans available in India -
| Company Name | Plan Name | Entry Age |
| Care Health Insurance | Care Health Insurance Plan | 5 years - No Limit |
| Max Bupa Health Insurance | Max Bupa Health Companion | 91 days - No Limit |
| Aditya Birla Health Insurance | Activ Assure Diamond Plan | 5 year - No Limit |
1. Care Health Insurance Plan
It is a comprehensive plan from Care Health Insurance Limited that protects you and your family during medical emergencies. The coverage benefits offered under this plan include -
- Pre and post hospitalisation costs
- Day Care treatment
- Ambulance expenses
- In-patient hospitalisation
- Lifelong renewability
- Annual health checkup
2. Max Bupa Health Companion
It is a cost-effective solution for families, offering them financial and mental support during a health crisis. The benefits provided are -
- Pre and post hospitalisation expenses
- Emergency ambulance
- In-patient hospitalisation care
- Hospital accommodation
- Domiciliary hospitalisation
- All day-care treatments
- Cashless facility
- Lifetime renewability
- Refill benefit
3. Aditya Birla Activ Assure Diamond Plan
This plan from Aditya Birla offers numerous benefits and covers many health conditions. It is a credible plan and has a good market image for providing impressive benefits like -
- Pre and post hospitalisation expenditures
- In-patient hospitalisation
- Domiciliary hospitalisation
- Road ambulance
- Day Care treatments
- Vaccination
- Health coaching
- Reloading of the sum insured
- E-opinion
- Organ donor expense
- Daily allowance
Conclusion
While choosing your health insurance plan, ensure that it is meeting all your major thyroid treatment costs. Also, check all the terms and conditions thoroughly and what are the inclusions and exclusions a particular policy is having. Taking a wise decision now will save you big in the future!
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Disclaimer: This article is issued in the general public interest and meant for general information purposes only. Readers are advised not to rely on the contents of the article as conclusive in nature and should research further or consult an expert in this regard.
