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Everything You Need to Know About Free Health Checkups in Health Insurance

Updated On Nov 03, 2020

Regular health check-ups are a must for every individual. Both, young and elderly should undergo health checkups to keep a complete check on their health. If you possess a health insurance policy, do not hesitate to make the most of the free health checkup feature that your health insurance company may have included in the policy. If you are new to health insurance, learn that your health insurance policy may comprise a free health checkup feature, which would be of great help in assessing your health without spending a significant amount.

The number of Indians having a health insurance policy is quite less. The number of Indians utilizing the feature of free health checkup embed in their policy is way lesser. The prime reason people avoid availing free health checkups is because they think it would create an impact on their health insurance policy, thereby increasing the premium cost. However, that is not true. Undergoing free health checkup provided by the health insurance company does not have any kind of impact on the policy, be it in terms of premium or coverage. On the contrary, free health checkups prove beneficial for the policyholders. How? Let’s take a look at the benefits. 

Also read here: 7 Best Health Insurance Plans with Free Medical Check-up Benefits

Key Benefits Of Free Health Checkups In Health Insurance Policy

Free regular health check-ups help you reap the following benefits:

  • Early detection of diseases and illnesses by means of free health checkup will help you take an early step towards their treatment rather than making a move then situations become adverse. 
  • Free health checkups play a significant role in saving money in the longer run. You can simply use the money saved for medical tests for some other better purpose. 

Do All Health Insurance Companies Provide Same Free Health Checkup Features?

No, all health insurance companies do not provide the same free health checkup features. The features differ based on the company and the policy purchased. 

Can I Undergo Free Health Checkup As Soon As I Buy The Policy?

No! The feature of free health checkup usually comes with a waiting period. While many companies provide the free health checkup feature after a waiting period of 4 years, a few provide the same from the very first day. You may also find some health insurance companies offering the free health checkup feature once every two years. It is advisable to follow up on the feature once a year or during renewal time to avail it as per the requirement.

Read here: Avail Free Health Check Ups with Your Health Insurance

Is Free Health Checkup Feature Beneficial For Everyone?

The feature of free health checkup is really helpful for young people as well as elderly who require regular checkups. 

Has Free Health Checkup Anything To Do With Sum Insured?

Yes, free health checkup and sum insured are related to each other. Learn that the higher the sum insured, the greater will be the amount dedicated for free health checkup. 

What Are Some Of The Tests Done Under Free Health Checkup?

Some of the common tests performed under free health checkups are urine test, blood sugar, complete blood count, urine routine, chest X-ray, and more. 

Also read: Health Insurance with Free Medical Checkup


Free health checkup in health insurance is a feature specifically designed for the benefit of policyholders. While purchasing a policy, do remember to pay attention to this feature so that you can take one more step to preserve your health. 

Undergoing free health checkup provided by your health insurance company will not only keep your physical self free from worries, but also bid goodbye to any mental concern.  

So, if you are yet to undergo a free health checkup, think about it today!

Disclaimer: This article is issued in general public interest and meant for general information purposes only. Readers are advised not to rely on the contents of the article as conclusive in nature and should research further or consult an expert in this regard.


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