All About Max Bupa Health Insurance
Updated On Apr 26, 2021
The Max Bupa Health Insurance company is a joint venture between True North, an indian equity firm and Bupa, a company leading in the healthcare sector across the globe established in 2008. Its customer centric policies make it favourite amongst customers. It offers a vast range of health insurance policies, such as individual health insurance, family floater insurance policy and top-up insurance cover, catering to the consumers individual medical needs. It has 5000+ network hospitals PAN India making cashless hospitalization convenient and settles most claims within 30 minutes.
A testament to Max Bupa’s efficiency is the various awards it has been awarded including The Economic Times Best Brands 2019 award and The Super Brand 2019 award.
The Health Insurance Plans offered by Max Bupa are:
- Health Companion
- Go Active
- Health Premia
- Corona Kavach
- Reassure
- Heartbeat
- Super Saver
- Health Pulse
- Accident Care
- Criticare
- Money Saver (Top Up)
- Health Recharge (Top Up)
The most popular among these plans are the following:
1. Health Companion Insurance Plan
The health companion insurance plan by Max Bupa can be customized to fit individuals as well as families. It comes in three variants which differ on the basis of Sum Inured. The cover starts from 3 lakh and is available upto 1 crore, while the premium starts at INR 5085 per year. The Health Companion Plan has a lifelong renewability and any citizen regardless of age can be enrolled in the plan with the exception of new born children below the age of 91 days.
Main Features:
- All Daycare treatments are covered
- Annual Health Checkup
- AYUSH treatment covered
- Ambulance Charges covered
- Pre & Post Hospitalisation Medical Expenses
- Domiciliary Hospitalisation covered
- Organ Donor charges covered
- Automatic sum restoration upto 100%
- No claim bonus
- Covid 19 cover
2. Health Premia Insurance Plan
The Health Premia insurance plan by Max Bupa can be customized to fit individuals and families. It comes in three variants: Silver, Gold and Platinum. The sum insured amount ranges from 5 lakh to 3 crore and the premium starts from INR 12,488 per year. The plan has lifelong renewability.
Main Features:
- In built Travel Insurance
- All Daycare treatments are covered
- Annual Health Checkup
- AYUSH treatment covered
- New Age Treatment covered
- Ambulance Charges covered
- Pre & Post Hospitalisation Medical Expenses
- Domiciliary Hospitalisation covered
- Maternity and Newborn cover
- Organ Donor charges covered
- Automatic sum restoration upto 100%
- Loyalty Additions
- No claim bonus
- Covid 19 cover
3. Go Active Health Insurance
Go Active health insurance plan by Max Bupa is designed for families, covering upto 2 adults and 4 children. The sum insured amount ranges from INR 4 lakh to 25 lakh and the premium costs start at INR 13,352 per Year. The plan has lifelong renewability. The plan offers an early age discount, giving a discount of 10% if the policy is purchased at 35 years of age or below.
Main features:
- All Daycare treatments are covered
- Health Checkups and tests covered
- OPD consultations covered
- Ambulance Charges covered
- Pre & Post Hospitalisation Medical Expenses
- Domiciliary Hospitalisation covered
- Organ Donor charges covered
- Automatic sum restoration upto 100%
- Health coach covered
- Early age advantage
- Covid 19 cover
4. Reassure Health Insurance Plan
ReAssure is a family health insurance plan covering upto 6 people. The sum insured amount ranges from INR 3 Lakh to 1 crore, with the premium starting at INR 9,111 per year. The plan has lifelong renewability.
Main Features:
- All Daycare treatments are covered
- Health Checkups covered
- Ambulance Charges covered
- Pre & Post Hospitalisation Medical Expenses
- Domiciliary Hospitalisation covered
- Organ Donor charges covered
- Booster benefit by 50% to 100% for sum insured in a claim free year
- Unlimited reinstatements for same and different illness in a policy year
- Live Healthy benefit - 30% discount on renewal according to number of steps taken
- Covid 19 cover
5. Corona Kavach
The Corona Kavach health insurance plan offers much needed cover against the Covid 19 virus. It can be purchased for an Individual and also for families. The plan offers cover starting from INR 50,000 to 5 lakh. The plan can be purchased for 3 different coverage periods: 3.5 months, 6.5 months, and 9.5 months.
Main Features:
- Pre & Post Hospitalisation Medical Expenses
- AYUSH treatment covered
- Flexible policy period
- At home treatment covered
Conclusion
Max Bupa health insurance has several plans that can be selected to best suit the needs of the customer. The most popular amongst these are: Health Companion, Go Active, Health Premia, Corona Kavach and Reassure.
Disclaimer: This article is issued in the general public interest and meant for general information purposes only. Readers are advised not to rely on the contents of the article as conclusive in nature and should research further or consult an expert in this regard.
