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What is Car Insurance?

Car insurance helps protect your car from unprecedented hazards like accident, theft, fire, flood, vandalism and other such scenarios. It is a contract between the car owner and an insurance company to provide financial aid to the former to undertake repairs for damages or treatment for injuries in case of a mishap. In return for the premium that the car owner pays, the insurance company reimburses the costs of repairs, third party loses and treatment for injuries. Insurance is classified into Comprensive and Third Party Insurance

Comprehensive Insurance
Comprehensive Insurance

A comprehensive policy is more expensive, but, not only does it cover damages to the insured car and driver, but also the insured vehicle’s third-party liability. Losses incurred due to theft, natural calamities like fire, explosion, accident, self-ignition or lightning, terrorist activity, damage in transit by road, rail, inland waterway, lift, elevator or air are all covered under this.

Third Party Insurance
Third Party Insurance

It is mandatory to have a third party insurance if you want to drive a car on Indian roads. It only covers the insurer’s liability for damage caused to other vehicles or properties including death, injuries or damage to a third party and not the damages to the insured car or its driver.

How to buy car insurance online?

  • detailsarrow
    Fill in your Car’s Details

    Just fill in the details about your car like make, model, etc, to get top insurance quotes instantly.

  • detailsarrow
    Compare Quotes and Choose a Plan

    Select from numerous quotes the one that suits your budget and needs the best

  • details
    Make Payment and sit back

    Pay online and get your policy right away

Customer's Speak

Why did they insure their car with InsuranceDekho
  • Fast response and easy communication in case of any doubt.
    Hyundai i10, Hyderabad18th August, 2019
  • Excellent. Renewed my bike insurance within 15 mins
    Hyosung Hyosung GT250R, Chennai18th August, 2019
  • Great experience with perfect customer executive who called up and help me get policy.
    Maruti SX4, Thane17th August, 2019
  • It has been a great experience. Received valuable guidance and support from the team.
    Honda City, New Delhi16th August, 2019
  • Very good service.
    Hero Hero Hero Maestro, Jodhpur14th August, 2019
  • Excellent services and the agent (Riya) was very polite and knowledgeable over the call.
    Honda Honda Shine, Jind12th August, 2019
  • 5 star for best service given by Ayushi. I appreciate Ayushi. In future if I want car or bike insurance I will definitely call you.
    Fiat Punto, Ahmedabad12th August, 2019
  • Easy to buy the policy with good support with multiple options.
    Renault KWID, Nellore11th August, 2019
  • Car insurance service is good and this is time saving.
    Maruti Celerio, hansi11th August, 2019
  • I purchased policy for the sevice of aksha. She gives me better service. Will keep purchasing policy by insurancedekho. They provide good service.
    Hyundai Hyundai Santro, New Delhi11th August, 2019
  • Good experience.
    Maruti Wagon R, raigarh10th August, 2019
  • Good behavior. Helpful agent. Follow up timely.
    Honda Honda Honda Activa 125, Gurgaon9th August, 2019
  • Service is nice. Their policy advisor jitendra singh ji helped me. My experience is quite good with him. Thanx a lot.
    Toyota Etios, Pune8th August, 2019
  • Good experience. Nice service.
    Hero Honda Hero Honda Splendor, Azamgarh8th August, 2019
  • Nice to talk with brijesh and he was excellent. And trustful person. You satisfied me with your work and your policy .
    Maruti Maruti Wagon R, Ahmedabad7th August, 2019
  • Good insurance
    Hero Hero Passion XPro, New Delhi7th August, 2019
  • Good plan explain buy Ayushi and she gave me the best insurance and quick service and explain all the plan details. Thanks alot Ayushi. In future I will contact you for any assistance in insurance.
    Royal Enfield Royal Enfield Bullet Classic, New Delhi6th August, 2019
  • Fully understood. Coorporative Ayushi Singh 👌🏼👌
    Royal Enfield Royal Enfield Bullet Classic, New Delhi6th August, 2019
  • Had a very good experience with you. Time-to-time follow up. I appreciate ur work
    Maruti Alto, Mohali6th August, 2019
  • InsuranceDekho really helped me to choose the right insurance for me by providing quotes from multiple insurance agency. The price of their policy is quite competitive and also they have provide great support over the call as well.
    Tata Tata Tiago 2016-2019, Jaipur5th August, 2019
  • fast and easy to use. liked the website as it was done quickly and my query was solved
    Mahindra Mahindra Quanto, Nashik5th August, 2019
  • Friendly site with good assistance best site to renew policy
    Hero Hero Splendor Pro, New Delhi4th August, 2019
  • Your premium was lowest. Easy policy issuance.I have nothing else to say.
    Hyundai Hyundai Verna, Mumbai4th August, 2019
  • Good information provided by your executive for health insurance plan guide.
    Hyundai Hyundai Grand i10, Belgaum4th August, 2019
  • Balachan chauhan, has been very nice and explained all the conditions and available services very patiently. Nice experience.
    Maruti Ciaz 2014-2017, Gurgaon3rd August, 2019
  • Excellent khushboo madam you are so experience and better knowledge about customer handling
    Hyundai i20, Chandigarh3rd August, 2019
  • Excellent service. Great work . Got assisted very well. Received policy immediately after paying
    Hyundai Hyundai EON, Pimpri chinchwad2nd August, 2019
  • Great, It made my day. It is so simple process. I am satisfied with services
    Chevrolet Sail, Hyderabad2nd August, 2019
  • Good online support, the renewal of my car insurance was done
    Ford Ford Figo, Bangalore2nd August, 2019
  • very coperative and helpful so easy to get policy renewed thanks
    Hero Hero HF Deluxe, mandi dabwali2nd August, 2019
  • Insurance dekho guy is awsome...he has a deep knowledge of insurance and resolve my query very confidently..thanks Munikant...best of luck
    Hyundai Creta, Hazaribagh1st August, 2019
  • Seamless experience, InsuranceDekho is one of the best website to book Car Insurance online
    Ford Ford Ikon, Jaipur1st August, 2019
  • EXCELLENT
    Honda BR-V, Guna1st August, 2019
  • mjhe insurancedekho se bahut achi service or assistance mila amratansh ji ne bahut ache se sari cheeze clear ki aur mjhe policy krne me help ki thanks to him it was a good experience for me
    Hero Honda Hero Honda Passion, Sidhi31st July, 2019
  • thank you bidya for your strong followup and assistance.
    Yamaha Yamaha FZ, Hisar30th July, 2019
  • Good service buy person who was taking care of me.
    Honda Brio, Shimla30th July, 2019
  • Really nice platform to purchase vehicle insurance. The assistance provided by the Tushar was really helpful.
    Maruti Ignis, Surendranagar30th July, 2019
  • Thank you so much biddya for your assistance. First time I have taken online policy from you.
    Maruti Ertiga, Satna29th July, 2019
  • Followup and communication skills good a Mohd Suhail Very Good Persond And Thakyou So Much Mohd Suhail
    Hyundai EON, Rewari28th July, 2019
  • Balachan is supportive real nice and guided me to take the policy very easy.
    Honda Honda Activa 5G, Chennai28th July, 2019
  • I have taken 2 policy's from insurancedekho.com because of mr amit kumar he is very cooperative and convincing.....over all the service is very good.
    Honda Mobilio, Jodhpur27th July, 2019
  • I have taken 2 policies from insurancedekho.com because of Mr. Bidyadhar. He has good knowledge and he is a very cooperative employee. Good service!
    Nissan Sunny, Ernakulam27th July, 2019
  • Great support from Jitendra , very comfortable convince from u thanks
    Maruti Omni, Kanpur27th July, 2019
  • It's very good experience....specially thanks for miss shefali, she is actually polite person
    Chevrolet Spark, Vadodara26th July, 2019
  • This was my first experience to purchase online car insurance policy. Great job he was able to explain things in detail. Thanks
    Hyundai Accent, Ludhiana26th July, 2019
  • Good work
    Bajaj Bajaj Pulsar 180, Bijnor26th July, 2019
  • Mr vikas Gupta is very excellent service man .it is a very excellent app all should use these
    Toyota Fortuner, Patna25th July, 2019
  • EXCELLENT SUPPORT FROM TEAM .EASY TO USE AND EASY TO PAY
    Ford Ford Aspire, Muzaffarpur25th July, 2019
  • Nice job by Aditya. he is very good helping me to purchase my insurance i will command to my family and friend to purchase insurance from insurancedekho.com Great
    Hyundai i10, Ranga reddy25th July, 2019
  • I have get my car insured without any Hassel. I have a good experience.
    Maruti Baleno, New Delhi24th July, 2019
  • Good work I am so happy..And easily work this site
    Hyundai EON, rajsamand24th July, 2019
  • It was good seamless experience. Thank you for your assistance
    Renault KWID, Pune24th July, 2019
  • Everything we smooth Except self verification of vehicle I did it twice then it was cleared
    Chevrolet Captiva, Gurgaon23rd July, 2019
  • Good team support for my car insurance.In future if any requirement i will Consider insurancedekho
    Maruti Maruti Swift Dzire, Kota23rd July, 2019
  • Thank you vikas ji for your cooperation you And your team did a great job. I am satisfied with your work
    Maruti Maruti Alto, Jaipur23rd July, 2019
  • Thank you so much behera bhai for your assistance.thank you insurancedekho.com he is very helpful.
    Chevrolet Beat, Cuttack23rd July, 2019
  • Thank you behera sir for your assistance and and your efforts.
    Maruti Maruti Swift, Nagpur22nd July, 2019
  • EXCELLENT AMAZING AWESOME AMAZINGLY AMAZING OVERALL GOOD EXPERIENCE
    Honda Honda Livo, Gwalior22nd July, 2019
  • I have done 2 bike insurance policy by insurance dekho . It was great experience and It gives us best quotes. And one more thing is best support by mr.shenawaz executive . Thanks once again.
    Royal Enfield Royal Enfield Classic 500, New Delhi21st July, 2019
  • Really good experience, specially Shravan Kumar was really sweet and helpful. Best of all straight froward instruction given to me .
    Hyundai i10, Pune20th July, 2019
  • I'm really happy... With my car insurance..adviced me wonderfull.. Thank you.....
    Maruti Swift, Mangalore20th July, 2019
  • Dear mr Vikas Satisfied with ur working style.keep it up. Regard kesar
    Hyundai i10, kalka20th July, 2019
  • Aditya was super helpful in explains the policy n the payment. Thanks
    Tata Tata Tiago 2016-2019, Hyderabad19th July, 2019
  • Helpful!
    Hero Honda Hero Honda Hunk, Kanpur19th July, 2019
  • Thank you so much Vikas I have awsm experience to make my insurance from you . You know what I not going to buy insurance this year but I have bought that’s bcz of you your dedication for your job Thnkuu Vikas
    Hyundai i20, Jaipur19th July, 2019
  • I am satisfied by team and service I have my valuable money and time
    Honda Honda Dream Neo, Allahabad19th July, 2019
  • Thanku all teams thanku sooo much. Lovely and thankful experience.
    Honda Honda City, Gurgaon18th July, 2019
  • It was a systematic and simple process. Good; Keep it up
    Honda City, Noida18th July, 2019
  • As I discussed with bidyadhar he is very polite and convenient person I am happy to took policy from him. He is very cooperative boy. Once again thank you bidyadharbeher.
    Hero Hero Splendor Plus, Chandrakona18th July, 2019
  • The experience was quite good your team has supported a lot
    Bajaj Bajaj Pulsar 220 F, Kanpur18th July, 2019
  • Good and easily. Will be recommending it to friends also
    Maruti Maruti Omni, Bangalore18th July, 2019
  • On line process and policy rate is good and all the policy comparison is good.
    Hyundai Hyundai Grand i10, Bhubaneswar17th July, 2019
  • It's awesome to have policy with you.
    Honda Honda Shine SP, Sivasagar17th July, 2019
  • Very nice I chose the policy and it was done for me
    TVS TVS Apache RTR 160, Allahabad17th July, 2019
  • Vikas Gupta's communication is excellent. For insurance policies
    Hero Hero Maestro Edge, Jammu17th July, 2019
  • Yeahhh it was a great and smooth experience of insuring my vehicle through insurancedekho.com. People like Bidya behera are like the backbone of this organisation who convence me to buy policy through insurance dekho instead of other portal who were giving me the insurance in a cheap rate but he is very soft and nice .
    Honda Honda Shine, Jaipur17th July, 2019
  • Very good Easy to buy First time I took policy online But it is worth
    Hyundai Hyundai Xcent, Mumbai16th July, 2019
  • Great support from amratansh dubey i will remember his assistance only reason i am buying this from insurancedekho is amratansh dubey
    Hero Hero HF Deluxe, Jaipur15th July, 2019
  • Good clean interface to compare insurances and smooth process to complete it. Support is also nice. Anyone looking for an insurance policy at least visit once here.
    KTM KTM 200 Duke, Mumbai15th July, 2019
  • Great!! Keep going, Excellent team work. Maintain the same for your each Customer.
    Chevrolet Chevrolet Beat, Chandigarh15th July, 2019
  • Excellent Communication skills Mohd Suhail. He Suggest me Zero Deprecoation Plan i m Satisfied
    Datsun RediGO, Ranchi15th July, 2019
  • Nice experience to me first online policy make because so many ground cases in online policy & payment so this site genuine no any doubt thanks insurancedekho.com
    Hyundai Hyundai Creta, Hubli14th July, 2019
  • Very helpful and all the details have been provided .
    Honda Amaze, Jhansi14th July, 2019
  • Regular Followup by the team, Best Price quotes and User-Friendly Experience of site.
    Tata Tigor, Jaipur14th July, 2019
  • Excellent service
    Hero Hero Passion Pro, bhandara13th July, 2019
  • Excellent service by your team and your executive experience is superb nice follow up
    Ford Ecosport, vasai13th July, 2019
  • Good information in bike insurance company so before I am listening iffco tokio good insurance company
    TVS TVS Scooty Pep Plus, Nashik13th July, 2019
  • Thanks a lots shravan kumar. Grrt service from insurance dekho
    Toyota Toyota Etios Liva 2014-2016, Jaipur12th July, 2019
  • Excellent job and co-op from your team.
    Tata Indica Vista, Nagpur12th July, 2019
  • Good Service, Good recognised Excellent Support
    Tata Indigo CS, Nashik12th July, 2019
  • Good, waiting for better service in future generally
    Hyundai Hyundai Xcent, Barasat12th July, 2019
  • Executive good work and good support. Thank you Sohail
    Maruti Omni, Bangalore11th July, 2019
  • I appreciate the work done by you. You always bring the best out of you and I appreciate it. The way you work makes me realize that sooner you will be able to reach heights of success. I cant express how much I appreciate your work.
    Hero Hero Xtreme, New Delhi11th July, 2019
  • EXCELLENT SERVICE PROVIDED BY MOHD SUHAIL. GOT MY POLICY IN MAIL INSTANTLY
    Vespa Vespa LX 125, Belgaum9th July, 2019
  • I had good experience & i liked it and it was easy and quick
    Bajaj Bajaj Pulsar 150, Rewari8th July, 2019
  • Good experience for insurance dekho.com and good for diwang
    Tata Tiago, Hospet8th July, 2019
  • Very nice experience and quick service to renew my insurance
    Bajaj Bajaj CT 100, Nagpur8th July, 2019
  • Very quick and hassle free services. Insurancedekho is doing great service for prospective car buyers as well as existing car owners. Premium quoted was very reasonable
    Datsun Datsun redi-GO, Pondicherry8th July, 2019
  • Very cooperative team and excellent job done by agent to provide the policy instantly
    Maruti Maruti Zen Estilo, New Delhi8th July, 2019
  • Excellent service lightening fast.My Insurance of bike was really very fast.
    Hero Hero Pleasure, New Delhi8th July, 2019
  • Awesome
    KTM KTM RC 200, New Delhi7th July, 2019
  • Ankit is very supoortaive agent, he helped me very well.He gave me the knowledge of insurance very properly, make me understood all the things.I am so glad that your company have such kind of agent.I am so satisfied with your service.Thank You Insurancedekho.
    Maruti Wagon R, Jaipur7th July, 2019
  • Very good service best premium offer Everybody should use this to buy their insurance
    Hero Hero Maestro Edge, Amloh7th July, 2019
  • very Supportive and Good Guidance by Joginder Singh to choosing the right insurer. policy copy also received same time. Excellent job Joginder I really Appreciate. You best of Luck for you and your Company
    Renault KWID, amreli6th July, 2019
  • Awesome
    Nissan Micra Active, Chhindwara6th July, 2019
  • Good service provided by the executive , and policy was available at my mail instantly
    Renault Lodgy, New Delhi5th July, 2019
  • very good service by shravan mehta. He explained the entire plan and helped me purchase the policy even in odd hours
    Tata Tigor, Suryapet5th July, 2019
  • Best Service Given By Ms. Ruby She is very helpful and creative. I'm very impressed with Ms. Ruby Thank U So Much
    Toyota Etios, Noida5th July, 2019
  • Very good experience. Easy to purchase policy through insurancedekho.
    Royal Enfield Royal Enfield Classic 350, Jabalpur5th July, 2019
  • Had Good experience with insurancedekho keep it up. Very simple to get insurance policy, that too at lowest price.
    Bajaj Bajaj Discover 125 M, Ghaziabad5th July, 2019
  • Customer representative is good and impressive. Able to convince client
    Hyundai i20 Active, Darbhanga4th July, 2019
  • Ayushi really helped me. Thanks for your assistance.
    Hyundai Xcent 2016-2017, Ranga reddy4th July, 2019
  • One of the best Insurance agent of insurancedekho.com Extremely helpful and supportive.
    Bajaj Bajaj Pulsar 180, rampur4th July, 2019
  • After few hiccups able to made the payment. Everything else was smooth.. and associate helped me in the odd hours.
    Hyundai Hyundai Santro Xing, Kanpur2nd July, 2019
  • EXCELLENT COMMUNICATION MOHD SUHAIL
    Hyundai Santro Xing, Faridabad2nd July, 2019
  • Good experience, this is my third insurance, good service good customer feedback
    Tata Indica V2, Indore29th June, 2019
  • Awesome experience
    Tata Indica V2, Indore29th June, 2019
  • Fast and easy payment process at insurancedekho. Really impressed.
    Tata Tata Indigo, Kolkata27th June, 2019
  • Best experience of buying insurance online!!!
    Hero Hero Passion Pro, Pune26th June, 2019
  • Good service and i like this kind of online service
    Hero Hero Glamour, Ranga reddy26th June, 2019
  • Awesome experience with insurance dekho.com,previously i had taken the policy from some other place but the experience of insuranceDekho is speechless. People like Joginder always make insurancedekho.com the best insurance online portal. Best of luck Joginder to you and your organisation insurancedekho.com
    Hyundai Xcent 2016-2017, Bhiwani26th June, 2019
  • Very easy to process the policy and very much helpful to process the renewal.
    Honda Honda CB Unicorn 150, Madurai24th June, 2019
  • Great!! I like the service. Good customer handling and provide good information.
    Hyundai Grand i10, Ambala24th June, 2019
  • Very good service Mohd Suhail and excellent followup and talking behaviour is good and like commitment policy copy recieved within few seconds
    Maruti Omni, Udupi23rd June, 2019
  • Very Good Follow up by Mohd Suhail and policy copy received Same Time. Excellent Mohd Suhail I Really Appreciate You.
    Maruti Alto 800, Bangalore22nd June, 2019
  • Super fast & good services I am surprised, Thank you.
    Honda Honda Activa 125, Sabarkantha20th June, 2019
  • Very good feedback from insuranceDekho assistant. Good job, great
    Hyundai i20, Noida20th June, 2019
  • Good online service. Easy processing. Hope after sales service will also be good
    Mahindra Mahindra Rodeo, Ranga reddy19th June, 2019
  • Very useful and supportive, Good guidance for choosing right insurer
    Tata Tigor, Aurangabad18th June, 2019
  • Very nice and detailed information shared by executive
    Toyota Toyota Innova, Pen18th June, 2019
  • Good experience and good service
    Hyundai Hyundai Xcent, Meerut16th June, 2019
  • The agent was so helpful. She followed up and took me through the policy. Really appreciate.
    Hyundai i10, New Delhi15th June, 2019
  • Balgovind chauhan has deep knowledge in related sector i.e. insurance.I am very much satisfied to talk with them. I appreciate the quick response of insurancedekho team. Thank you all.
    Maruti Wagon R, begusarai14th June, 2019
  • Good service mohd suhail good conversation and very excellent person.
    Maruti Alto K10, Agra14th June, 2019
  • Superb! supportive Mohd Suhail and excllent experience
    Maruti Celerio 2014-2017, panvel13th June, 2019
  • Very good experience with Ankit Kumar. agent is very supported
    Hero Hero HF Deluxe, Muzaffarnagar12th June, 2019
  • Satisfied, Excellent experience, thank you
    Honda Honda Activa 125, New Delhi12th June, 2019
  • Very good experience with Ankit Kumar. I liked the services, his follow-up is so good and he also helped me in renewing the policy and explained all the details briefly thank u.
    Honda Honda Activa 4G, Allahabad12th June, 2019
  • Very good service by executive Mohd Suhail. I really appreciate that.
    Hyundai Hyundai Getz, Mumbai12th June, 2019
  • Good service, I am very happy with your services .
    Maruti Omni, Bhilwara11th June, 2019

Add-ons for your Car Insurance Policy

Zero Depreciation
Zero Depreciation

A car's value constantly keeps on depreciating with time. And therefore, while claiming for losses, the depreciation sum is deducted. A zero depreciation add-on ensures that you get the entire claim amount without deducting the depreciation sum. It also covers rubber, plastic and fiber components.

NCB Cover
NCB Cover

With this cover, even if a claim has been made, a No Claims Bonus (NCB) discount will hold good as per terms and conditions of insurance company. NCB is a discount offered to policyholders if they don’t file a claim during the term of the policy. This discount keeps on increasing with every claim-free year until it reaches 50 per cent.

Engine Protection Cover
Engine Protection Cover

The car's engine is not covered under a normal comprehensive policy. And therefore, in case it is damaged due to floods or water-logging, an engine protection add-on cover comes in handy.

Invoice Cover
Invoice Cover

If you have a return to invoice cover added on to your insurance policy, you can claim the total ex-showroom price of your car, taxes and registration charges, in case of total loss.

Find Right Cars By Body Type

Benefits of InsuranceDekho

Understand your options. Identify the best value. Enjoy peace of mind
  • 5 Minutes Policy Issuance
    5 Minutes Policy Issuance

    Why spend hours and days in queues filling up the paperwork for your policy. The entire process from entering your car details to finalising your policy and getting it issued takes only 5 minutes on InsuranceDekho.

  • Over 2 Lakh Policies Sold
    Over 2 Lakh Policies Sold

    A transparent and quick process, choice of numerous insurers, along with a dedicated team of experts make InsuranceDekho a trusted choice for many insurance buyers. More than 2 lakh happy customers are a testament to the same.

  • Dedicated support team
    Dedicated support team

    Feel free to reach out to our dedicated team of experts, in case of any confusion. Be it buying your insurance policy, or support required incase of claim, our team of experts is at your service 7 days a week.

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Car Insurance FAQs

  • 1

    Is car insurance mandatory?

    Yes. As per law, it is mandatory for cars plying Indian roads to have a valid third party car insurance in place.

  • 2

    If my car isn’t insured or my insurance has expired, how much fine do I have to pay?

    It is illegal to drive without a valid insurance (at least third-party insurance) and may attract a fine of up to Rs. 2000 or jail for three months or both.

  • 3

    Are hospitalization expenses, in case of an accident, covered by a car insurance plan?

    Purchasing a Personal Accident add-on with your comprehensive car insurance policy offers compensation for death/permanent total disablement.

  • 4

    What is No Claim Bonus?

    ‘No Claim Bonus’ can be considered as an incentive for a claim-free year. It is a discount offered on Own Damage premium while renewing your car insurance policy. The discount percentage can vary between 20-50% depending on the number of claim-free years.

  • 5

    What is IDV?

    IDV or Insured Declared Value is best described as the insured value of the vehicle that is decided at the beginning of a policy period.This is useful incase of Total Loss or Theft of your vehicle as insurer decides the claim amount on the basis of vehicle IDV.

  • 6

    Emergency Assistance – How does it work?

    Emergency assistance is an add-on that can be coupled with an insurance cover at an additional premium. It offers prompt assistance in case of vehicle breakdown, towing, tyre replacement, fuel replacement and others.

  • 7

    The perks of buying car insurance online!

    Not only do you skip the queues and tons of paperwork, but buying a car insurance online also means that you can compare numerous quotes from different insurance providers. Just input your car details, compare quotes and pay for your preferred policy, that’s it.

Latest News Articles

*Terms and conditions apply. Offer available on select models/makes only. Girnar Insurance Brokers Private Limited, 4th Floor, Tower B, Emaar Digital Greens, Golf Course Extension Road, Sector-61, Gurugram-122012, Haryana.IRDAI License no 588, helpline no 7551196989. For more details on risk factors, terms and conditions, please read the sales brochure carefully before concluding a sale.