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Car Insurance Add-on Covers To Make Your Car Monsoon Ready!

Published On Jul 25, 2021

Monsoons could bring a lot of problems for car owners. Hence, it is recommended to cover your cars with some add-on covers to make them ready to bear the troubles monsoon can bring in.

People wait for monsoons to get some relief from the summer heat. Monsoon rains make the weather bearable by making it cooler. But, the season brings some challenges with it too. Without a good drainage system in many cities, the heavy rainfall becomes a troublesome challenge for car owners as many cars break down on the road, many car’s engines get damaged, and so on. However, you may not save your car from getting stuck in a water clogged road and getting damaged but can prepare to get it repaired without any trouble. Here are some suitable car insurance add-on covers which come in handy to make your car monsoon ready:

Car Insurance Add-on Covers To Make Your Car Monsoon Ready!

1. Engine Protect Cover

It is an add-on cover that compensates for the repair cost of your engine due to water ingression, leakage of the lubricant, and so on. These situations are common in heavy rainfall where people have to park their cars or drive their cars through water clogged roads as cars stop suddenly due to engine failure. Therefore, an engine protection add-on cover is a must-have to cope with such circumstances and protect your engine. 

2. Consumables Cover

Damage sustained by your car can cost you a lot. While getting it repaired, different types of consumables are required like engine oil, nuts and bolts, lubricant, coolant, and so on, which can cost you additionally apart from repair parts. The consumable add-on cover gives you coverage for such costs in particular which is not covered in your existing car insurance policy. When your car gets stuck in rain and reaches the repair centre, the insurer compensates for the consumable costs and reduces your repair expenses.

3. Roadside Assistance Cover

Roadside Assistance is an add-on cover to provide you assistance if your car breaks down on the road due to any reason. The chances of cars with low ground clearance are always high of getting stuck on a water-clogged area and during heavy rainfall, even the high ground clearance could not stay safe. Whether your car gets involved in a small mishap due to rain, gets a flat tyre, or got stuck somewhere, this add-on will help you in times of such trouble anytime. Since, the possibility of car damage increases in the rain, hence, to own this cover is highly recommended. 


There are many add-on covers available in the market which you can add to your car insurance to safeguard your car in different circumstances. However, the aforementioned add-ons are the most suitable ones to own by car owners to protect their cars in monsoon season, in particular. We hope these add-ons will help you keep your car safe in the monsoon and enjoy the season without any worry.

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Disclaimer: This article is issued in the general public interest and meant for general information purposes only. Readers are advised not to rely on the contents of the article as conclusive in nature and should research further or consult an expert in this regard.

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