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All About Digit Car Insurance

Written by Amit Jain
Updated On Oct 18, 20232 min read

All About Digit Car Insurance

Car insurance, commonly referred to as auto or motor insurance, is a kind of auto insurance coverage that guards you and your vehicle from dangers and losses brought on by accidents, theft, or natural disasters. As a result, you will be protected financially in the event that damages are sustained as a result of such unforeseeable events. You will also be shielded from third-party liability in addition to that.

Digit provides you with third-party, comprehensive, and own-damage vehicle insurance at low prices online, so you may get the minimum coverage required by law or provide your automobile with the best possible protection. To find out about third-party car insurance, read on.

All About Digit Car Insurance

What Are The Types Of Digit General Car Insurance?

Following are the types of Digit General Car Insurance -

  1. Third-Party Car Insurance - The third-party automobile insurance coverage protects against losses or damages to a third party's vehicle, property, or life, as the name implies. This auto insurance policy will pay for any injuries, deaths, or disabilities caused to a third party by the insured vehicle.
  2. Comprehensive Car Insurance - One of the most beneficial and important types of auto insurance is a comprehensive policy. The comprehensive auto insurance policy provides protection against both internal and external losses or damages resulting from accidents the covered vehicle causes to third parties.
  3. Standalone Own Damage Car Insurance - If you currently have third-party auto insurance, you can choose solo OD coverage. This auto insurance protects your vehicle from damages resulting from collisions, theft, rioting, self-ignition, and man-made or natural disasters. You may choose additional coverage with this auto insurance and therefore get more coverage.

What Are The Benefits Of Digit Car Insurance?

Following are the benefits under Digit Car Insurance -

  1. Cashless Repairing - More than 1400 cashless network garages have partnered with the insurance provider. Since the insurance company as well as the network garage immediately settle the bill, clients have quite a great deal of flexibility to pick the approved service centre close to them and get the automobile fixed without having to pay a dime.
  2. Advance Pay - If there isn't a network garage nearby, the client can select or choose another garage, and Digit Car Insurance will provide them an 80% advance payment, which they can use to pay the garage and have their car fixed.
  3. Door-To-Door Service - The insurance provider provides free pick-up and drop-off services at your home. For repairs made at network garages, the insurance provider usually gives a 6-month repair warranty.
  4. Inspection - Digit has a significant online presence and provides a special function that permits self-inspection of car damage. You must record a video or take images of the damage on your phone in order to register an accident and make a claim. The insurance company now provides a brand-new and distinctive service called self-inspection of damages.
  5. Claim Settlement - The claim settlement procedure moves quickly. There are no forms or documentation to be submitted; the entire procedure is online. The entire claim registration procedure is finished in a matter of minutes.

What Are The Things Not Covered Under Digit Car Insurance?

Knowing the losses or damages that the auto insurance policy does not cover is also crucial. By being aware of what is not covered, you can avoid unpleasant surprises when filing a claim. Following are the things not covered under Digit Car Insurance -

  1. Damages brought on by drinking alcohol, such as those brought on by drunk driving, are not covered.
  2. If the harm was brought on while driving with a suspended licence or one that was no longer valid.
  3. Any damage to your own vehicle is not covered by a third-party or liability-only auto insurance policy.


The Digit Car Insurance company provides a specially designed auto insurance plan that covers the costs incurred in the event that the vehicle is damaged or lost. When anything unfortunate happens, automobile insurance coverage provides financial protection. The company's swift claim settlement process is another crucial factor in its success.

Also Read: 

How Is Premium For Car Insurance Policy Calculated?

What Is Third-Party Car Insurance?


This article is issued in the general public interest and meant for general information purposes only. Readers are advised not to rely on the contents of the article as conclusive in nature and should research further or consult an expert in this regard.
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Written by Amit Jain
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 Amit is an upcoming name in the motor industry be it new cars/ bikes or used ones. Amit in his last stint worked as a consultant for major Fortune 500 companies across the globe. In his free time, Amit likes to play cricket.

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