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All About Digit Car Insurance Self Inspection Process

Published On Jun 15, 2021, Updated On Jul 22, 2021

Read this article to find out everything you need to know about the self inspection process in Digit car insurance.

With the development in technology, insurance companies have taken their services to an online platform. Self-inspection is one such method that has been implemented online to enable speedy inspection of the car. It is a simple and seamless tool that helps the insurance company to quickly survey your car without sending a survey team down to your residence. This article will guide you through everything you need to know about the self inspection process in Go Digit insurance

All About Digit Car Insurance Self Inspection Process

Types of Car Inspection 

While the self-inspection process is generally the same in all companies, different companies opt for different ways to enable their customers or policyholders to perform this process. The following are the different types of self inspection processes- 

  • Third Party Inspection

This is when your insurance company takes assistance from another company to help them with the technical requirements of the process. The other organization involved in this process is called the third party. 

  • Self Inspection 

Some insurance companies have their own apps or websites that enable their users to perform the self inspection of the car. This requires no assistance from other organizations. The policyholder can directly install the app or visit the website to proceed with the self inspection. 

When Is Car Inspection Required? 

Insurance companies inspect your car for many reasons. Self inspection is an online replacement to the traditional survey process. The following are the scenarios where you will be required to perform self inspection of your car- 

  • While Purchasing OD Plan 

Own damage plan is nothing but an insurance plan that offers coverage to any damage caused to the policyholder’s car in case of any accident, vandalism, natural calamity, theft, etc. When you are purchasing this plan, you will be required to perform a self inspection of your vehicle to determine its condition. The condition of your car will determine the premium of the plan. 

  • While Renewing Your Car Insurance Policy After Policy Expiry

Self inspection process is necessary while renewing your policy during the break-in period. You will be required to perform a self inspection process at the time of renewal of your car insurance policy. This is conducted to determine the current condition of your car. 

  • At the Time of Purchasing Zero Depreciation Cover 

A zero depreciation cover is an additional cover for your car insurance policy that helps you to get the complete claim amount by removing the value of depreciation from the IDV price of the car. Thus, you will have to perform a self inspection process so that the insurance company can take note of the condition of your car. 

  • At the Time of Making a Car Insurance Claim

Inspecting your car is imperative at the time of claim settlement. This is mainly done to inspect the damages sustained by your car and determine the claim amount. Self inspecting your car to claim your insurance is speedy and seamless. 

How To Perform A Self Inspection Process With Go Digit? 

Self inspecting your car is an extremely simple process especially at Digit insurance. In Digit insurance, 93% of the claims have been approved within 24 hours and 73% of their claims are done using video self inspection. If you are involved in any accident that has resulted in damaging your car, this is your cue to whip out your smartphone and follow the given steps- 

  1. Dial 1800-258-5956 and place a call. 
  2. You will then receive a link for self inspection on your registered contact number. 
  3. You can use this link to go to the website and click pictures of your car and the damage. 
  4. Digit insurance also provides guidance to help you with the angles that you are required to click the pictures in. Make sure to click proper and clear pictures of your car. 
  5. Submit your claim on the website which will be assessed by the inspection team of Digit insurance after which you will be reached out with an estimate. 

Take Away

Self-inspection is a simple process that can speed up the inspection process of your car. It is an efficient replacement for the traditional method of surveying your car. Go Digit insurance has simplified the self inspection process for their clients. Inspect your car at your convenience from the comfort of your residence and avoid the unwanted hassle. 

 Also read

What Is The Process Of Car Inspection?

How To Do Self-Inspection For Expired Car Insurance Renewal?

Disclaimer: This article is issued in the general public interest and meant for general information purposes only. Readers are advised not to rely on the contents of the article as conclusive in nature and should research further or consult an expert in this regard. 

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