Yamaha Gladiator Insurance

Since there is no single two-wheeler insurance policy that is best suited for your Yamaha Gladiator, it is best to purchase insurance online. It allows you to compare the different two-wheeler insurance providers, the quotes they are offering and their network of cashless garages to find a policy that suits your requirements and price point. Moreover, purchasing online allows you to do all of this from the comfort of your own home. Some other aspects to check when purchasing two-wheeler insurance include, the claim settlement ratio, the customer reviews and the terms and conditions of the policy.

The insurance provider compensates for the Yamaha Gladiator’s windshield if you have an own damage cover. You can purchase this as a standalone own damage cover or a comprehensive insurance plan for your Yamaha Gladiator. However, the insurance company will reject your claim if the Yamaha Gladiator was involved in illegal driving when the windshield was damaged.

Yes, you must have third party insurance for your Yamaha Gladiator. If caught on the road without at least this type of insurance you will be punished. Third party insurance is mandatory across India according to the Motor Vehicles Act of 1988. The fine for not having this cover is Rs. 2000 and/or imprisonment for up to 3 months. Moreover, the insurance will take care of third party liabilities including bodily injuries, death and property damage.

There are several factors that affect the insurance premium of your Yamaha Gladiator. The most important factor, however, is the Insured Declared Value of your Yamaha Gladiator. IDV takes into account both the price of your two-wheeler and the depreciation rate according to its age. Moreover, in case there is a mishap involving your Yamaha Gladiator, the IDV dictates the maximum compensation the insurance company will offer in such cases. Hence, the older your Yamaha Gladiator the lower the insurance premium, claim amount and IDV.

Follow these steps to file a claim for your Yamaha Gladiator:

Step 1: Inform the insurance provider about the mishap involving your Yamaha Gladiator as soon as possible. Also, confirm the documents you will need to provide for the claim process.

Step 2: If your Yamaha Gladiator was involved in a car accident, case of theft or vandalism you will need to file an FIR at the nearest police station as soon as you can. The document is also an important document required for the claim process.

Step 3: Submit the required documents along with your claim form to the insurance provider as soon as possible.

Step 4: If your Yamaha Gladiator was damaged and needs to be repaired the insurance company will first send a surveyor to assess the damage. The claim will also be verified before it is approved.

Step 5: If the claim is approved, you can then take your Yamaha Gladiator to the garage and get it repaired. If you choose to go to a network garage the insurance company will handle the expenses in a cashless manner.

The NCB is offered to every customer who purchases an own damage cover for every claim-free year. The No Claim Bonus is meant to be a token for the insurance holder’s safe driving habits. Moreover, the reward becomes higher with every consecutive claim-free year. The maximum NCB that is offered is 50% and can be received only in the fifth consecutive claim-free year.

Zero Depreciation is an add-on cover you can buy for your Yamaha Gladiator along with a standalone own damage cover or a comprehensive insurance plan. The add-on is extremely effective as it negates the depreciation rate of your two-wheeler at the time of claim settlement. However, keep in mind you can purchase this add-on cover if your bike is less than five years old and can be used a limited number of times within a year.

Follow these steps to renew your Yamaha Gladiator’s insurance on InsuranceDekho:

Step 1: Visit the InsuranceDekho website and select the two-wheeler insurance tab and then the renewal option from it.

Step 2: Enter your Yamaha Gladiator’s registration number. If you do not have this for some reason you can also provide the Gladiator’s make, model and year of registration. Next, enter your bike’s fuel type and variant.

Step 3: Also provide your name and number and previous insurance details. This will include the name of the insurance provider, expiry date and claims if any. After you enter all the information select the ‘Submit and Get Quotes’ button.

Step 4: All the quotes available for your Yamaha Gladiator will be visible on the screen. Select one that fits your needs and price point. Also, select any add-on covers you think would help strengthen your insurance coverage.

Step 5: Make the payment for your Yamaha Gladiator two-wheeler insurance and the policy document will be sent to your registered email ID.

You can calculate the IDV of your Yamaha Gladiator by using the Premium Calculator for two-wheeler insurance on the InsuranceDekho website.