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Bike insurance starting from Rs.482/year*
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  • 11.5 Lakh+
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*TP price for less than 75cc two-wheeler. All savings/offers are provided by the Insurers which are subject to modification. Terms and conditions apply

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Bharti AXA Bike Insurance

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    Network Garages5,200+
    Claim Settlement Ratio87.99% in FY20
    Emergency AssistanceAvailable 24/7
    Policies Issued2 crore+
    AccreditationDual ISO Certification
    Presence135+ branches

    About Bharti AXA General Insurance (Now ICICI Lombard General Insurance)

    Bharti AXA General Insurance is a part of ICICI Lombard General Insurance since 08/09/2021. Bharti AXA General Insurance Company Ltd. is one of the biggest business groups in India. Starting in 1976 as a bicycle parts manufacturer the company has come a long way and created a world-class business in the field of telecom, food, and Insurance. The company spread its dimensions in the field of insurance in the year 2006. Bharti Axa was formed with an amalgamation between two great names in the market, Bharti Enterprises and AXA Group. The Paris based AXA group holds 49% stakes in the company whereas Bharti enterprises hold 51% stakes. They have become successful in bringing the rich culture and essence to the insurance industry.

    The company is continuously growing with a motto to expand its operations all over the country. For the last so many years it has been providing innovative insurance products and services to its customers. It has managed to widely spread its network in 123 cities across the country. It offers an ample variety of insurance products to ensure the protection, financial stability, retirement, and health care of its customers.

    Bharti AXA General Insurance is recognized for offering a wide range of insurance products/solutions which include two-wheeler/bike insurance, car insurance, health insurance, home insurance and travel insurance. Bharti AXA General Insurance offers all types of bike/two-wheeler insurance policies to its customers at reasonable premium rates. Two-wheeler insurance policies offered by Bharti AXA are the third party. Comprehensive and standalone own-damage two-wheeler insurance policies. Bharti AXA two-wheeler insurance policy covers the insured two-wheeler in case of accidental damage, theft/burglary, natural/man-made calamities or third party liabilities. Apart from a wide range of insurance products, Bharti AXA also offers a wide range of add-on covers.

    With the nation moving towards technical advancements, the insurance company has also introduced a unique interface that helps the customer to select their bike insurance plan in minutes. It allows them to customize their bike insurance plans as per their needs, renew it and also inform them about the premium amount without any hassle. It keeps on updating itself with time.

    Bharti AXA Bike Insurance

    Bharti AXA General Insurance Company Ltd. is one of the leading insurance providers in India. Bharti AXA offers three different types of two-wheeler insurance policy which include Third Party, Standalone Own-Damage and Comprehensive Insurance Policy. A two-wheeler insurance policy offers protection to the two-wheeler owner/driver from the uncertainties of driving a two-wheeler or from any mishap. A two-wheeler insurance policy provides financial assistance for the damages which provides financial stability to the two-wheeler owner in case an unforeseen event takes place.

    Bharti AXA Two-Wheeler Insurance Policy covers third party liabilities that may arise during any mishap. A third-party insurance policy is a mandatory insurance policy that every two-wheeler owner/driver must have while driving the two-wheeler in India according to the Motor Vehicles Act. In case the two-wheeler owner/driver is caught driving the vehicle without a third party insurance policy he/she can be fined. A third party insurance policy provides financial and legal assistance to the policyholder in case of property damage/bodily injuries/demise/disability of a third party during an accident involving the insured vehicle.

    Bharti AXA Two-Wheeler Standalone Own-Damage Insurance policy covers the cost of damages/repairs of the insured two-wheeler. This policy provides compensation for the cost of damages that may occur due to an accident, theft/burglary, natural/man-made disasters, fire or explosion etc. Such two-wheeler insurance policies do not cover third party liabilities and only provide compensation for own damages to the insured vehicle. You can purchase this policy if you have an existing third-party insurance policy.

    Bharti AXA Two-Wheeler Comprehensive Insurance policy provides holistic coverage for the insured two-wheeler as this type of insurance policy covers both own-damages and third parties liabilities that may occur during an unpredicted event. A comprehensive insurance policy provides coverage for own damages of the insured two-wheeler and third party liabilities such as property damage/bodily injuries/demise/disability of the third party that may arise in any mishap. A comprehensive policy is not mandatory just as standalone own-damage, but this type of policy is generally recommended as it provides extensive coverage.

    Apart from three different two-wheeler insurance policies, Bharti AXA offers a wide range of add-on covers that increase the coverage of the policy. Add-on covers offered by Bharti AXA are Depreciation Cover, Roadside Assistance, Invoice Price Cover and Engine & Gearbox Cover.

    Purchasing your two-wheeler insurance from Bharti AXA comes with a wealth of benefits. Buying the two-wheeler insurance policy online can be done with ease, after the payment the insurance provider will send you the policy online immediately. Moreover, Bharti AXA has an extremely high claim settlement ratio of 94.06%. Lastly, with more than 5200 network garages you never have to worry about finding a place to repair your two-wheeler when out on the road.

    Significant Points of Bharti AXA Bike Insurance



    Third Party Insurance (Property Damage)

    Maximum of Rs. 1 Lakh

    Own Damage Cover

    Depends on the IDV of the two-wheeler

    Personal Accident Cover

    Up to Rs 15 Lakh

    Claim Assistance

    Available 24x7

    Calculate Your Bike Insurance

    Select your bike's brand
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    Which city is your bike registered in?
    • Ahmedabad
    • Bangalore
    • Chandigarh
    • Chennai
    • Gurgaon
    When did you buy your bike?
    Have you made a claim in the previous year?

    Benefits of Bharti AXA Bike Insurance

    • A wide network of 5,200+ garages
    • 24x7 emergency assistance is provided
    • Simple and swift claim settlement process
    • Digitally enabled insurance solutions offered
    • Allows policyholders to make unlimited claims.

    450 Bharti Axa Cashless Garages in India

    Must Read Articles before buying Bharti Axa Bike Insurance

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    Bharti AXA Bike Insurance FAQs

    • What are the benefits of getting bike insurance from Bharti AXA General Insurance?

      Taking bike insurance is a must for every bike owner. Bharti AXA is a brand trusted by a majority of customers in the market. It features a network of more than 5,200 garages which enables it to offer cashless repair facilities to its policyholders seamlessly. Moreover, the insurer also provides a robust and supportive customer care team for all its policyholders.

    • What add-ons are provided by the company?

      The customers can extend their coverage by purchasing a wide variety of coverages such as No Claim Bonus Protector, Rider for Hydrostatic Lock, Zero Depreciation Cover, Key Replacement Cover, Engine and GearBox Cover, etc.

    • Do I have an option to customize my policy?

      Yes, there is customization available for Bharti AXA customers. You can customize your insurance policy with the help of various add-on covers. You can enhance your cover as per the needs and requirements.

    • What all are not covered in Bharti AXA bike insurance policies?

      Bharti AXA bike insurance will not admit your claim in a number of situations such as electrical or mechanical breakdown, normal wear and tear, incident taking place out of the geographical limitations, nuclear wars, any kind of illegal practise or intoxication.

    • I have a few queries regarding my policy, what should II do?

      Bharti AXA provides 24 hours of customer assistance services. You can either register a complaint about their official website, email your query on, or contact through toll-free number 1800-102-4444. You can contact any time of the day and get a resolution for your problems.provides 24x7 customer care assistance for its customers. You can contact by dialing the toll-free number 1800-102-4444 or email your query at

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    Disclaimer: This article is issued in general public interest and meant for general information purposes only. Readers are advised not to rely on the contents of the article as conclusive in nature and should research further or consult an expert in this regard.​
    #Applicable on non-inspection cases i.e. existing policy has not expired or when buying a policy for a new vehicle.