Bike insurance starting from Rs.482/year*
  • Save upto 75%*
    Lowest Bike Premiums
  • 11.5 Lakh+
    Happy Customers
  • Claim Support
    7 days a week

*TP price for less than 75cc two-wheeler. All savings/offers are provided by the Insurers which are subject to modification. Terms and conditions apply

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Acko Bike Insurance

230 reviews Rate This
    Network Garages2,000+
    Claim Settlement Ratio83.91% in FY20
    Emergency AssistanceAvailable 24/7
    Customers4.5 Crore+
    Third Party CoverAvailable
    Zero Depreciation CoverAvailable

    About Acko General Insurance

    Acko General Insurance is a new age insurance provider that sells all its policies through online platforms. It was founded in 2016 and got licensed by IRDAI in 2017. It goes behind an online led market and provides all the services digitally. The company is a new player in the competitive bike insurance, car insurance and health insurance industry.

    Rather than offering a multi-dimensional product, it has spread its horizons in a more creative way. The retail products offered by Acko General Insurance include Bike Insurance, Car Insurance, In-trip Domestic Insurance, and Mobile Insurance. The company is working with a vision to make purchasing and effortlessly using insurance and is contributing well in the Car and Bike insurance by providing attractive plans.

    In addition to offering bike insurance and many other products, the company has partnered with Ola cabs and launched an in-trip insurance program. It is a well-thought plan to provide relief to the people traveling on the cabs and facing various uncertainties during the journey. It has also partnered with Amazon India to provide multiple mobile insurance plans on the website of the retailers.

    The Acko General Insurance has managed to raise $42 million funds through its investors with which it has tried to transform the long and tedious car and bike insurance process into a quick and easy one.

    Acko Bike Insurance

    Purchasing insurance for your two-wheeler is a convenient and simple way to protect yourself from the uncertainties involved in riding one. In India, there are three main types of insurance that can be purchased; third party insurance, standalone own-damage insurance and comprehensive plans. Acko General Insurance offers all three. Purchasing third party insurance is obligatory for every two-wheeler in India according to the Motor Vehicles Act of 1988. If caught without this insurance you will be punished with a fine of Rs 2,000 and/or be imprisoned for up to 3 months. The cover handles third party liabilities in case of a mishap including bodily injury, death and property damage. It is also advisable to purchase a standalone own-damage cover. This type of cover is not compulsory but will protect your two-wheeler from a variety of scenarios in case of a mishap. This includes theft, vandalism, road accidents and natural disasters. Lastly, comprehensive insurance as the name suggests takes care of both third party liabilities and own-damage costs under a single premium.

    To further enhance the coverage of your two-wheeler insurance you can purchase add-on covers. These are optional covers that allow you to pick and choose covers to create a policy that is well suited to your requirements. Make sure to research the add-ons, the right ones can make a significant difference at the time of claim settlement.

    Acko General Insurance offers low premium rates, a paperless door-to-door claim facility, and quick claim settlement. Moreover, for every own-damage cover, they offer no claim bonus for claim-free years. This reward is cumulative in nature and goes up to 50 per cent in the fifth consecutive claim-free year.

    Significant Points of Acko Bike Insurance



    Third Party Insurance Property Damage

    Up to Rs 1 Lakh

    Own Damage Cover

    Dependent on the IDV of the Two-Wheeler

    Personal Accident Cover

    Up to Rs 15 Lakh

    Assistance for Claim Procedure

    Available 24x7

    Calculate Your Bike Insurance

    Select your bike's brand
    • Hero
    • Honda
    • TVS
    • Bajaj
    • Yamaha
    Which city is your bike registered in?
    • Ahmedabad
    • Bangalore
    • Chandigarh
    • Chennai
    • Gurgaon
    When did you buy your bike?
    Have you made a claim in the previous year?

    Benefits of Acko Bike Insurance

    • A strong network of 2,000+ garages
    • 24x7 emergency assistance is available
    • Availability of digital insurance process
    • Instant online insurance renewal process
    • Allow its customers to make unlimited claims.

    Must Read Articles before buying Acko Bike Insurance

    Acko Bike Insurance User Reviews

    Write your review
    What users are saying
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    • Price
    • Cashless Garages
    • Comprehensive
    • Claim
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    • Details regarding NCB percenta...

      I hadn’t made any claims this year under my Acko third party bike insurance plan issued for my Kawasaki ER-6n....

      Read More
      By Mayank Thakur
      On: November 23, 2021
    • Helpful staff

      The customer care staff of InsuranceDekho helped me in choosing the type of insurance plan that would best sui...

      Read More
      By Rijul Anand
      On: November 18, 2021
    • Best website for insurance

      The insurance dekho is the best website for any insurance u can go through. One of the best trusted insurer.. ...

      Yamaha YZF R3 Bangalore
      On: November 17, 2021
    • Useful tips

      As soon as I had landed on InsuranceDekho website in search for an ideal bike insurance plan, I had found some...

      Read More
      By Aena Doda
      On: November 16, 2021
    • Significant factors during ren...

      At the InsuranceDekho website, I got to know how certain factors such as IDV value, cashless support services ...

      Read More
      By Madhurima Chauhan
      On: November 12, 2021
    • Several add-on benefits

      Acko third party bike insurance plan comes with several add-on features. I bought the policy for my Mahindra D...

      Read More
      By Shubham Singhania
      On: November 9, 2021
    • Values time

      InsuranceDekho emphasizes on the time value throughout their insurance related services. I have the much requi...

      Read More
      By Akansha Mathur
      On: November 3, 2021
    • Valuable Price

      Great value in low amount. Thanks for insurance dekho. I suggest all my friends and relatives to purchase this...

      Bajaj Pulsar 180 perumbavoor
      On: November 2, 2021
    • Premium calculator helped in c...

      With the help of a premium calculator available on the InsuranceDekho platform, I was able to do comparison of...

      Read More
      By Nishtha Aggarwal
      On: October 28, 2021
    • Comparison of policy types wit...

      I did a comparison of several types of bike insurance plans conveniently on InsuranceDekho website. The descri...

      Read More
      By Rashmi Thareja
      On: October 26, 2021

    Insurance Products by Acko General Insurance

    Acko Two-Wheeler Insurance FAQs

    • What are the plans offered under Acko two-wheeler insurance policy?

      Under the two-wheeler insurance plan Acko provides Third party Liability, Comprehensive insurance policy, and Standalone Own Damage policy. The third party plan provides cover damage incurred by a third party, the comprehensive plan provides coverage for both third party damages and damages incurred by the insured’s two-wheeler whereas a Standalone Own Damage policy covers all the damages incurred by the insured’s two-wheeler.

    • Why should I go for Acko bike insurance?

      There are various factors that attract the customers towards buying insurance policy from Acko, such as:

      • It assures to provide the insurance at the best price every time. It provides a wide range of offers and discounts while paying bike insurance online.
      • It is very convenient to get your insurance online. From buying to renewing, everything can be done in just a few clicks.
      • It provides hassle-free settlement of the claim and handles all the further formalities as per the customer’s convenience.
    • What are the factors determining the price of my two-wheeler insurance policy?

      The premium amount that the policyholder needs to pay, becomes the cost of the insurance policy. There are several factors that determine the premium such as:

      • IDV of the bike.
      • Extent of coverage.
      • Age of the bike.
      • Add-on covers.
      • Claim history, etc.
    • Does Acko bike insurance offer add-on covers?

      Yes, there are several add-on covers provided by Acko bike insurance such as Zero Depreciation, Passenger Cover, NCB Protect and Return to Invoice. The customers can get it on getting a comprehensive bike insurance policy.

    • What are the benefits of getting my two-wheeler Insurance from a fully online platform?

      Acko is a platform that offers all its services through online platforms. There are some amazing benefits that the customers can enjoy such as:

      • Lower premiums.
      • No paper work.
      • Service at the door.
      • Peace of mind.
      • Time saving.
      • Rich features in lower price.

    Why to buy from InsuranceDekho?

    • Instant policy# within 5 mins
    • More than 11.5 Lac happy customers
    • Claim Support available all 7 days of the week

    Acko Bike Insurance Contact Details

    For assistance, call us on:

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    This article is issued in general public interest and meant for general information purposes only. Readers are advised not to rely on the contents of the article as conclusive in nature and should research further or consult an expert in this regard.​
    #Applicable on non-inspection cases i.e. existing policy has not expired or when buying a policy for a new vehicle.