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Bharti AXA Flexi Term Insurance

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Bharti AXA Term Insurance
Flexi Term Plan
Claim Settlement Ratio99.05%
Customer Care9:00 AM - 7:00 PM
Inception2006
Policies Sold1,285 Policies
Presence263 Branches
Total Death Benefit PaidRs. 61.56 Crore

About Bharti AXA Flexi Term Insurance

Bharti AXA Life Flexi Term plan is a simple protection plan that provides financial protection from uncertainties of life such as diagnosis of critical illness or an untimely death of the life assured during the policy tenure. Bharti AXA Life Flexi Term plan comes with an optional critical illness benefit, there are two types of critical illness cover under this plan, which are Comprehensive Cover and Major Illness Cover. Under the comprehensive critical illness cover 34 listed critical illnesses are covered and under major illness cover 15 listed critical illnesses are covered. Bharti AXA Life Flexi Term plan provides multiple death benefit payout options namely, Lump Sum, Increasing Monthly Income and Part Lump Sum Part Increasing Monthly Income.

Key Inclusions and Exclusions of the Plan

What's Included

  • Premature Demise
  • Critical Illness
  • Accidental Death

What's Not Included

  • Death due to suicide
  • Pre-existing medical conditions
  • Self-inflicted injuries
  • Consumption of alcohol/drugs
  • Death or injuries caused by participation in war, civil rights, unlawful activities, theft etc.
  • Death due to radioactive contamination Treatment of an illness outside India
  • Treatment of injuries or death caused by participating in adventurous activities

Bharti AXA Flexi Term Plan Brochure

  • 1.16 MB
  • PDF Document
  • Aug 23, 2021

Flexi Term Plan User Reviews

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What users are saying
  • All
  • Efficient Online Experience

    Managing my Bharti AXA Term Insurance- Flexi Term Plan online with InsuranceDeko is a breeze. Their online platform is user-friendly and convenient.

    K
    By Kai Khan
    On: Sep 18, 2023
  • Convenient Online Services

    InsuranceDekho's online platform is user-friendly and convenient. It makes policy management and accessing important information a breeze. I could easily manage and update my Bharti AXA Term Insurance- Flexi Term Plan without any hassles.

    B
    By Bhawna Mehra
    On: Sep 08, 2023
  • Quick comparisons -

      I used the online premium calculator to compare several term insurance plans according to my needs and budget. The online tool really helped me compare several term plans at a time. After comparing, I purchased a Bharti AXA Term Insurance- Flexi Term Plan from InsuranceDekho. 

    R
    By Rohini Kapoor
    On: Aug 08, 2023
  • Received the best guidance

    I was a bit confused while purchasing the Bharti AXA Term Insurance- Flexi Term Plan so I contacted the helpline number of InsuranceDekho. The customer support specialist clarified my doubts and helped me purchase the plan.

    N
    By Nishant Nareri
    On: Aug 01, 2023
  • Trustworthy and Reliable Compa...

    I chose InsuranceDekho based on its reputation and am happy to say it lived up to its name. Their reliability and trustworthiness are commendable. This I experienced when on a friend’s recommendation, I bought the Bharti AXA Term Insurance- Flexi Term Plan for myself to secure my family in case of any unforeseen events.

    S
    By Shalu Goyal
    On: Jul 20, 2023

Claim Process at Bharti AXA Term Insurance

  • 1

    Claim Intimation

    In the case of death of the life assured, a claim intimation to the insurance company must be made as early as possible.
  • 2

    Submission of Documents

    Claim form, death certificate, original policy document, and more documents must be submitted to ensure smooth claim settlement.
  • 3

    Claim Evaluation

    Once the documents are submitted, the insurance company will conduct thorough evaluation of the claim filed.
  • 4

    Claim Settlement

    If claim request is approved, claim settlement is done within 30 days. If additional investigation is required, it make take 6 months.

FAQs on Flexi Term Plan Health Insurance Plan

  • What are the different critical illness benefits under the Bharti AXA Life Flexi Term Plan?

    Under Bharti AXA Life Flexi Term plan there are two different critical illness benefits namely, Comprehensive Cover and Major Illness Cover.

  • Why should I purchase Bharti AXA Life Flexi Term plan?

    Bharti AXA Life Flexi Term plan is a pure protection plan that provides financial protection from uncertainties of life such as diagnosis or treatment of a critical illness or untimely demise of the life assured during the policy tenure. This plan also offers flexibility to choose from 3 different death benefit payout options which are lump sum, increasing monthly income, and part lump sum part increasing monthly income. 

  • Is policy loan available under Bharti AXA LifeFlexi Term plan?

    No, policy loan is not available under Bharti AXA Life Flexi Term plan.

  • What is a Comprehensive Cover?

    Under comprehensive critical cover 34 critical illnesses are covered.

  • What are the critical illnesses covered under the Major Illness Cover benefit?

    15 major critical illness covered under major illness cover benefit are Cancer, Heart Attack, Open Chest CABG, Open Heart Surgery, Cardiomyopathy, Surgery to Aorta, Primary Pulmonary Hypertension, Angioplasty, Pericardectomy, Coma, Kidney Failure, Organ/Bone Marrow Transplant, Stroke, Multiple Sclerosis and Paralysis.

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