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Reliance Nippon Life Insurance User Reviews

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Disclaimer :
1. Premium has been calculated for coverage till 60 years
2. Eligibility depends on income, occupation and educational qualification
Rating of Reliance Nippon
4.9
Based on
152 User reviews

  • A must-buy life insurance plan

    In my opinion, the Reliance Nippon Life Prosperity Plus plan is one of the best life insurance plans. I would recommend everyone who is looking for greater benefits to opt for this plan and instead of going elsewhere, simply get it from one of the best insurance companies, InsuranceDekho.

    H
    Harsha Gupta
    On: Oct 27, 2022

  • Little paperwork was required

    When I was buying the Reliance Nippon Life Prosperity Plus plan from InsuranceDekho, there was little paperwork required. I submitted all the documents online and thus had to do no paperwork. 

    V
    Varsha Srivastava
    On: Oct 12, 2022

  • Easy-to-use website

    The website of InsuranceDekho is highly user-friendly. As a customer, I faced no problem when buying the Reliance Nippon Life Prosperity Plus plan, all thanks to the intuitive website of InsuranceDekho.

    R
    Radhika Agarwal
    On: Oct 06, 2022

  • Reminder feature

    The added advantage of buying the Reliance Nippon Life Prosperity Plus plan from InsuranceDekho was that they offered a reminder feature. The reminder feature allowed me to stay updated about policy renewal and other things.

    M
    Mahima Chaudhary
    On: Sep 29, 2022

  • Online term calculator

    The online term calculator available on InsuranceDekho helped me to evaluate the premium for different term plans available. I used the online term calculator to thus check the premium of the Reliance Nippon Life Prosperity Plus plan and only then bought it. 

    P
    Pratik Abhishek
    On: Sep 28, 2022

  • A plan that meets all my needs

    I was told about the Reliance Nippon Life Prosperity Plus plan by a friend. I explored a number of insurance companies and finally ended up buying the Reliance Nippon Life Prosperity Plus plan from InsuranceDekho as this plan met all my needs.

    U
    Umang Srivastava
    On: Sep 27, 2022

  • Affordable premium

    The premium of the Reliance Nippon Life Prosperity Plus plan is extremely affordable. I thus used the online term calculator to calculate the premium of the Reliance Nippon Life Prosperity Plus plan and then bought it. 

    A
    Aman Srivastava
    On: Sep 26, 2022

  • Efficient communication

    The expert at InsuranceDekho guided me throughout and ensured that the communication process was smooth. So, that's the reason why I bought the Reliance Nippon Life Prosperity Plus plan from InsuranceDekho. 

    V
    Vijaya Akhouri
    On: Sep 23, 2022

  • Received utmost customer satisfaction

    I experienced the utmost customer satisfaction when I was buying the Reliance Nippon Life Prosperity Plus plan from InsuranceDekho. I was easily able to reach out to the team members of InsuranceDekho and enjoyed utmost customer satisfaction.

    I
    Ishani Singh
    On: Sep 22, 2022

  • No involvement of an agent

    There was no involvement of an agent when I was buying the Reliance Nippon Life Prosperity Plus plan from InsuranceDekho. I was able to complete the entire process by myself and thus there was no need for an external agent. 

    A
    Aastha Sharma
    On: Sep 21, 2022
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Claim Process at Reliance Nippon Life Insurance

  • 1

    Claim Intimation

    In the event of the death of the life assured, the insurance company should be intimated as early as possible.
  • 2

    Submission of Documents

    For easy claim settlement, claim form, original policy document, death certificate and others documents should be submitted on time.
  • 3

    Claim Evaluation

    After successful submission of documents, the insurance company will thoroughly evaluate the claim filed.
  • 4

    Claim Settlement

    If claim request is approved, claim is settled within 30 days. In case of additional investigation, claim process may take 120 days.

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FAQs

  • Can I change the premium payment frequency of my Reliance Life insurance policy?

    Yes, you can request for change in the premium payment frequency on your policy anniversary date by submitting a duly signed request at the Reliance Life Insurance branch office.

  • How to get a duplicate copy of my policy?

    Policyholders can apply for a copy of policy documents by making the payment for getting the duplicate policy documents. Also, they will be required to sign an indemnity.

  • What is the grace period of Reliance Nippon Life insurance policies?

    Reliance Nippon Life Insurance provides a grace period of 30 days for the premium amount due date for quarterly, half-yearly, and yearly mode of premium and 15 days for monthly mode of premium. 

  • Are medical tests necessary while purchasing a life insurance policy?

    If the age of an individual is above the minimum age limit prescribed by the insurer, then in such a case, the assured person will need to go through a medical test.

  • What are the different options available to pay the premium?

    Insurance companies give different types of premium payment options such as monthly, quarterly, semi-annually, or annually. Some life insurance plans are also available on the payment of a single premium.

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