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Kotak User Reviews

140 reviews Rate This
Kotak
Highlights
Claim Settlement Ratio98.50%
Customer Care8:00 AM to 10:00 PM
Death Benefit Paid For3,225 Policies
Inception2001
Presence232 Branches
Total Death Benefit PaidRs. 170.14 Crore
Rating of Kotak
4.6
Based on
140 User reviews

Flexible premium payment options


The Kotak Life Insurance Policy provides flexibility in premium payment options. They allow monthly, quarterly, or annual payments, depending on my convenience. It's great to have the flexibility to choose a payment frequency that works best for me. I got this plan from InsuranceDekho.

Kismat Kaur
On: Jun 07, 2023 | Views

Latest News on Kotak Life Insurance

  • Explore Different Investment Plans In India

    Explore Different Investment Plans In India

    Investment definition is an asset acquired or invested in to build wealth and save money from the hard-earned income or appreciation. Investment meaning is primarily to obtain an additional source of income or gain profit from the investment over a specif
    By Shrida Gulati11 Jan 2022
  • All About Kotak Child Plan

    All About Kotak Child Plan

    Every parent wishes to give the best for their child while also making things simpler for themselves. Kotak Life Child plans offer complete life insurance coverage as well as cash rewards to help your children with their schooling and future aspirations.
    By Yamini Sharma14 Dec 2021
  • Is Kotak Premier Money Back Plan worth purchasing?

    Is Kotak Premier Money Back Plan worth purchasing?

    The Kotak Premier Money Back Plan is a plan that not only offers but also delivers monthly payments, making it an excellent option to employ in the event of unexpected large costs. This Kotak life insurance plan also has no upper limit on the sum guarante
    By Yamini Sharma28 Oct 2021
  • Is There Any Good Term Life Insurance With Return Of Premium?

    Is There Any Good Term Life Insurance With Return Of Premium?

    A term plan with a return of premium, or TROP, is a type of term insurance that caters to the interests of insurance buyers seeking maturity advantages with their policies. It, like any other term insurance plan, provides financial protection to the famil
    By KANIKA WADHWA08 Oct 2021
  • Which Cheap Term Life Insurance Gives Best Returns?

    Which Cheap Term Life Insurance Gives Best Returns?

    Since there are so many competitors in the insurance market, choosing amongst the different products can be a difficult task. Here are some of the best term insurance plans that offer good returns at cheap prices.
    By KANIKA WADHWA08 Oct 2021

User Reviews on Kotak Life Insurance Alternatives

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Explore Kotak Life Insurance

Latest News on Kotak Life Insurance

  • Explore Different Investment Plans In India

    Explore Different Investment Plans In India

    Investment definition is an asset acquired or invested in to build wealth and save money from the hard-earned income or appreciation. Investment meaning is primarily to obtain an additional source of income or gain profit from the investment over a specif
    By Shrida Gulati11 Jan 2022
  • All About Kotak Child Plan

    All About Kotak Child Plan

    Every parent wishes to give the best for their child while also making things simpler for themselves. Kotak Life Child plans offer complete life insurance coverage as well as cash rewards to help your children with their schooling and future aspirations.
    By Yamini Sharma14 Dec 2021
  • Is Kotak Premier Money Back Plan worth purchasing?

    Is Kotak Premier Money Back Plan worth purchasing?

    The Kotak Premier Money Back Plan is a plan that not only offers but also delivers monthly payments, making it an excellent option to employ in the event of unexpected large costs. This Kotak life insurance plan also has no upper limit on the sum guarante
    By Yamini Sharma28 Oct 2021
  • Is There Any Good Term Life Insurance With Return Of Premium?

    Is There Any Good Term Life Insurance With Return Of Premium?

    A term plan with a return of premium, or TROP, is a type of term insurance that caters to the interests of insurance buyers seeking maturity advantages with their policies. It, like any other term insurance plan, provides financial protection to the famil
    By KANIKA WADHWA08 Oct 2021
  • Which Cheap Term Life Insurance Gives Best Returns?

    Which Cheap Term Life Insurance Gives Best Returns?

    Since there are so many competitors in the insurance market, choosing amongst the different products can be a difficult task. Here are some of the best term insurance plans that offer good returns at cheap prices.
    By KANIKA WADHWA08 Oct 2021
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Claim Process at Kotak Life Insurance

  • 1

    Claim Intimation

    In the event of the death of the life assured, the insurance company should be intimated as early as possible.
  • 2

    Submission of Documents

    For easy claim settlement, claim form, original policy document, death certificate and others documents should be submitted on time.
  • 3

    Claim Evaluation

    After successful submission of documents, the insurance company will thoroughly evaluate the claim filed.
  • 4

    Claim Settlement

    If claim request is approved, claim is settled within 30 days. In case of additional investigation, claim process may take 120 days.

FAQ About Kotak Life Insurance

  • Why should I choose Kotak Life Insurance?

    Kotak Life Insurance Company offers various insurance plans such as Protection, Savings and Investment, Retirement and Child Education Insurance plans. These plans are designed to cater to the needs and budget of every individual. Kotak Life Insurance has a claim settlement ratio of 96.38% for the year 2019-20.

  • What all life insurance plans does Kotak Life Insurance offer?

    Kotak Life Insurance Company offers various insurance plans such as Protection, Savings and Investment, Retirement and Child Education Insurance plans.

  • What is the toll-free customer care number for Kotak Life Insurance?

    Kotak Life Insurance toll-free number is 1800-209-8800.

  • How do I calculate my premium for Kotak Life Insurance plans?

    You can compute your premium for Kotak Life Insurance plans:

    Step 1: Open the Kotak Life Insurance website and locate the ‘How to Do I’ section then click on ‘Pay My Premium’
    Step 2: On the ‘Pay My Premium’ page click on ‘Calculate My Premium’
    Step 3: Enter your details required such as name, date of birth, mobile number, email ID and choose your gender as well choose if you are a tobacco user or not.
    Step 4: Click on ‘Get Quote’ and various quotes will appear on the screen.

  • What are the online modes of payment offered by Kotak Life Insurance?

    Kotak Life Insurance provides the facility of online payment of premiums through Net Banking, Debit/Credit cards, E-wallets and Bill Desk.

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Kotak Life Insurance Contact Details

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