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Genuine ICICI Prudential Life Insurance User Reviews

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1. Premium has been calculated for coverage till 60 years
2. Eligibility depends on income, occupation and educational qualification
Rating of ICICI Prudential
4.7
Based on
350 User reviews

  • The chat box feature was helpful

    While buying the ICICI Prudential Assured Savings Insurance plan from the InsuranceDekho website, I faced some problems and listed all of those in the chat box and received prompt replies from their end solving all my problems. 

    S
    Sakshi Yadav
    On: Dec 28, 2022

  • Got a good life cover

    I was looking for a good life cover that could meet all my requirements. One of my friends suggested I check the InsuranceDekho website because they have the best life insurance plans to choose from. I chose the ICICI Prudential Assured Savings Insurance plan. The plan was too amazing. Happy with the purchase. 

    S
    Subodh Chawla
    On: Dec 23, 2022

  • Pocket-friendly plans

    I was looking for a good and affordable life insurance plan and then landed on the insuranceDekho website, where I read about the ICICI Prudential Assured Savings Insurance plan which is amazing and also fits into my budget easily. Happy with my purchase. 

    A
    Arushi Batra
    On: Jun 02, 2022

  • Amazing features

    I purchased ICICI Prudential  IProtect Return of Premium plan from InsuranceDekho. I must say that the insurance policy has amazing features such as optional critical illness cover. I bought this plan because it offered comprehensive coverage and it was quite easy to purchase it from the InsuranceDekho’s website. The organization provides several after sales services which also encouraged me to purchase the plan....

    M
    Mona Arora
    On: May 06, 2022

  • Top insurance companies listed

    The InsuranceDekho website has a list of top insurance companies which helps one to choose the best one. After viewing all of them, I decided to go with the  ICICI Prudential Assured Savings Insurance plan. The plan has all the necessary features and benefits that one expects from a good life cover. Happy with the purchase.

    S
    Sidak Gambhir
    On: May 02, 2022

  • Got a good life cover

    I was looking a good life cover that could meet all my requirements. One of my friends suggested me to check the InsuranceDekho website for they have the best life insurance plans to choose from. I chose the ICICI Prudential Assured Savings Insurance plan. The plan was too amazing. Happy with the purchase. 

    S
    Subodh Chawla
    On: Apr 29, 2022

  • The chat box feature was helpful

    While buying the ICICI Prudential Assured Savings Insurance plan from the InsuranceDekho website, I faced some problems and listed all of those in the chat box and received prompt replies from their end solving all my problems. 

    S
    Sakshi Yadav
    On: Apr 28, 2022

  • Plans with multiple benefits

    Getting a good life insurance plan with multiple benefits is a very important thing. After a good research, I came across the InsuranceDekho website and they were offering the ICICI Prudential Assured Savings Insurance plan which is a good-to-go plan and comes with the best of the benefits.

    S
    Sagar Vaidwan
    On: Apr 27, 2022

  • Pocket-friendly plans

    I was looking for a good and affordable life insurance plan and then landed on the insuranceDekho website, where I read about the ICICI Prudential Assured Savings Insurance plan which is amazing and also fits into my budget easily. Happy with my purchase. 

    A
    Arushi Batra
    On: Apr 26, 2022

  • Purchased at ease

    It is very easy to buy plans from the insuranceDekho website, I bought the ICICI Prudential Assured Savings Insurance plan from their website. The process was too simple and involved no complications at all. I followed certain steps and the process was done. Loved the plan

    N
    Neha Samant
    On: Apr 25, 2022
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Claim Process at ICICI Prudential Life Insurance

  • 1

    Claim Intimation

    In the event of the death of the life assured, the insurance company should be intimated as early as possible.
  • 2

    Submission of Documents

    For easy claim settlement, claim form, original policy document, death certificate and others documents should be submitted on time.
  • 3

    Claim Evaluation

    After successful submission of documents, the insurance company will thoroughly evaluate the claim filed.
  • 4

    Claim Settlement

    If claim request is approved, claim is settled within 30 days. In case of additional investigation, claim process may take 120 days.

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FAQs

  • Why should I choose ICICI Prudential Life Insurance?

    ICICI Prudential life insurance has a wide range of plans to choose from according to your budget and terms. ICICI Prudential Life Insurance has a high Claim Settlement Ratio. ICICI Pru Life Insurance offers excellent customer care service and flexible payout options. Most importantly ICICI Prudential Life Insurance plans have affordable premiums.

  • What all life insurance plans does ICICI Prudential offer?

    Under the life insurance category, ICICI Prudential offers Term Insurance Plans, Health Insurance plans, Unit Linked Insurance Plans, Traditional Savings/Money Plans, Retirement Plans, Group Plans, Rural Plans.

  • What are the factors that affect the premium of ICICI Life Insurance plans?

    Factors that affect the premium calculation of ICICI Life insurance plans include the policyholder’s age, sum assured, gender, lifestyle, job, medical history, type of policy and tenure of the policy among other factors.

  • What is the grace period of ICICI Prudential Life Insurance plans?

    In case of non-payment of premium by the due date, ICICI Prudential Life Insurance offers a grace period of 15 days for monthly payments and of 30 days for half-yearly and yearly payments.

  • What are the payout options available for ICICI Prudential Life Insurance Plans?

    ICICI Prudential Life Insurance offers the 4 flexible payout options to its life insurance customers namely Lump-sum, Income, Increasing income and Lump-sum plus income.

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