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Genuine ICICI Prudential Life Insurance User Reviews

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1. Premium has been calculated for coverage till 60 years
2. Eligibility depends on income, occupation and educational qualification
Rating of ICICI Prudential
4.7
Based on
350 User reviews

  • Policy Tracking Feature

    I loved my purchase of the ICICI Prudential Insurance Policy from InsuranceDekho. The services of the company were impressive. I had a great time purchasing a health insurance plan from their official website. That one person in their customer support team made my purchasing journey much easier and more comfortable. I would definitely recommend this fantastic plan to everyone. 

    T
    Tarush Mehta
    On: May 24, 2023

  • The plans are easy on the pocket

    I was looking for a good and affordable life insurance plan and then landed on the InsuranceDekho website, where I read about the ICICI Prudential Insurance Policy which is amazing and also fits into my budget easily. Happy with my purchase. 

    S
    Sapna Trivedi
    On: May 18, 2023

  • Got a good life cover plan

    I recently bought the ICICI Prudential Insurance Policy on a reference from a friend from the InsuranceDekho website. The plan has given me the flexibility in paying the premium as per my comfort. I am happy that I have secured my loved one with this plan. 

    R
    Rashmi Chopra
    On: May 11, 2023

  • Immediate issuance of the policy

    While purchasing the ICICI Prudential Insurance policy from the InsuranceDekho website, I was happy to see that the policy was issued immediately after the purchase and there was no wait time or call-up customer care again and again for the issuance of the policy. 

    P
    Pravin Garg
    On: May 08, 2023

  • Affordable life plan

    I was looking for an affordable life insurance plan, and then one of my friends suggested I have a look at the InsuranceDekho website for they have a list of affordable plans, which could easily fit into one’s budget. I picked the ICICI Prudential Insurance policy. The plan was quite affordable. 

    J
    Jacob Pinto
    On: May 04, 2023

  • Got a good life cover

    I was looking for a good life cover that could meet all my requirements. One of my friends suggested I check the InsuranceDekho website because they have the best life insurance plans to choose from. I chose the ICICI Prudential Assured Savings Insurance plan. The plan was too amazing. Happy with the purchase.

    S
    Subodh Chawla
    On: Apr 28, 2023

  • Plan with good benefits

    I bought the ICICI Prudential Insurance Plan from the InsuranceDekho website. The plan is good to go and comes with various features and benefits. If there's someone looking for a life insurance plan, this plan can be good for you. 

    K
    Khushi Sen
    On: Apr 21, 2023

  • Expert Advice and Guidance

    I got the best advice from the agents at the InsuranceDrkho portal. They provided valuable insight and information that helped me make informed decisions about my coverage and ensure that they have the right policy to meet their needs. Because of this, I was able to secure the ICICI Prudential Insurance Plan for my wife and me.

    M
    Mahika Reddy
    On: Apr 19, 2023

  • Excellent Service

    The InsuranceDekho website has one of the best services. I was not sure about buying a life insurance plan. But they not only understood my protection plan requirements but also recommended me the ICICI Prudential Insurance policy. I am so happy with the support received.   

    R
    Riddhima Saxena
    On: Apr 13, 2023

  • Read a few good articles

    While buying the ICICI Prudential Insurance plan from the InsuranceDekho website, I read some amazing articles that carried a lot of information about insurance and its importance. Loved the way they were explained. I have carried a lot of stuff from those articles. 

    N
    Nitin Sharma
    On: Apr 11, 2023
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Claim Process at ICICI Prudential Life Insurance

  • 1

    Claim Intimation

    In the event of the death of the life assured, the insurance company should be intimated as early as possible.
  • 2

    Submission of Documents

    For easy claim settlement, claim form, original policy document, death certificate and others documents should be submitted on time.
  • 3

    Claim Evaluation

    After successful submission of documents, the insurance company will thoroughly evaluate the claim filed.
  • 4

    Claim Settlement

    If claim request is approved, claim is settled within 30 days. In case of additional investigation, claim process may take 120 days.

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FAQs

  • Why should I choose ICICI Prudential Life Insurance?

    ICICI Prudential life insurance has a wide range of plans to choose from according to your budget and terms. ICICI Prudential Life Insurance has a high Claim Settlement Ratio. ICICI Pru Life Insurance offers excellent customer care service and flexible payout options. Most importantly ICICI Prudential Life Insurance plans have affordable premiums.

  • What all life insurance plans does ICICI Prudential offer?

    Under the life insurance category, ICICI Prudential offers Term Insurance Plans, Health Insurance plans, Unit Linked Insurance Plans, Traditional Savings/Money Plans, Retirement Plans, Group Plans, Rural Plans.

  • What are the factors that affect the premium of ICICI Life Insurance plans?

    Factors that affect the premium calculation of ICICI Life insurance plans include the policyholder’s age, sum assured, gender, lifestyle, job, medical history, type of policy and tenure of the policy among other factors.

  • What is the grace period of ICICI Prudential Life Insurance plans?

    In case of non-payment of premium by the due date, ICICI Prudential Life Insurance offers a grace period of 15 days for monthly payments and of 30 days for half-yearly and yearly payments.

  • What are the payout options available for ICICI Prudential Life Insurance Plans?

    ICICI Prudential Life Insurance offers the 4 flexible payout options to its life insurance customers namely Lump-sum, Income, Increasing income and Lump-sum plus income.

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