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Genuine ICICI Prudential Life Insurance User Reviews

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Disclaimer :
1. Premium has been calculated for coverage till 60 years
2. Eligibility depends on income, occupation and educational qualification
Rating of ICICI Prudential
4.7
Based on
350 User reviews

  • Very Customer-Focused

    InsuranceDekho stands out for its transparency and customer-focused approach in providing life insurance. The ICICI Prudential Insurance Policy terms and conditions were clearly explained, and there were no hidden surprises. Their commitment to ensuring customer satisfaction sets them apart from others.

    A
    Aashi Gupta
    On: Jul 05, 2023

  • Lovely Experience

    I am delighted to share my purchasing experience with InsuranceDekho. I bought the ICICI Prudential Insurance Policy from the company's website. The plan was within my budget and provided maximum benefits. I will recommend to everyone to buy this plan from InsuranceDekho, a leading online insurance company.

    R
    Rubab Bajaj
    On: Jun 30, 2023

  • Extra Benefits and Riders

    The ICICI Prudential Insurance Policy that I took from InsuranceDekho offers additional benefits and riders that enhance the overall coverage. I opted for a policy that included critical illness and disability riders. These additional features provide added protection and financial support in case of unforeseen circumstances. It's a comprehensive solution worth considering.

    V
    Vineeta Warang
    On: Jun 28, 2023

  • Has amazing features

    The ICICI Prudential Insurance Policy available on InsuranceDekho has a lot of amazing features to offer. From being reasonably priced to offering umpteen benefits, the ICICI Prudential Insurance Policy is definitely a must-buy plan for all. 

    R
    Ruhi Thakural
    On: Jun 23, 2023

  • Can be bought on any day of the week

    The best part about buying the ICICI Prudential Insurance Policy from InsuranceDekho was that I was able to enjoy a 24*7 service. The customer team of InsuranceDekho was extremely helpful and made it so much easier for me to buy the ICICI Prudential Insurance Policy from InsuranceDekho.

    M
    Mannu Kalra
    On: Jun 21, 2023

  • Claim settlement happened on time

    Everything including the claim settlement process for the ICICI Prudential Insurance Policy happened on time. The team assisted me during the claim settlement process as well and thus I was able to enjoy the benefits of this amazing plan.

    M
    Malaika Ahuja
    On: Jun 16, 2023

  • A rewarding experience

    Buying a life insurance plan has never been easy than with InsuranceDekho which provides such a convenient experience that I as a customer was easily able to buy the ICICI Prudential Insurance Policy. Even after years of buying this plan, I can easily say that InsuranceDekho had at the time provided a rewarding experience

    A
    Anirudh Chaudhary
    On: Jun 14, 2023

  • Easy to process the application

    I found that the application process for buying the ICICI Prudential Insurance Policy from InsuarnceDekho was quick and hassle-free. The policy had a streamlined process, making it easy to provide the necessary information and complete the application online. It saved me time and effort.

    M
    Murli Shankar
    On: Jun 07, 2023

  • Quick and Easy Application Process

    The process to buy any policy is quick and easy. I secured the ICICI Prudential Insurance Policy from InsuarnceDekho in 3 easy steps. The plan’s quick and easy application process eliminates unnecessary paperwork and saves valuable time.

    A
    Adhira Sandhu
    On: May 31, 2023

  • Timely Reimbursements

    I bought the ICICI Prudential Insurance Policy from InsuarnceDekho some time back. I've had to pay out of pocket for some medical expenses, but because of this policy, I was reimbursed quickly. I never have to worry about waiting weeks or months for my money back. 

    J
    Jitrendra Rai
    On: May 29, 2023
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Claim Process at ICICI Prudential Life Insurance

  • 1

    Claim Intimation

    In the event of the death of the life assured, the insurance company should be intimated as early as possible.
  • 2

    Submission of Documents

    For easy claim settlement, claim form, original policy document, death certificate and others documents should be submitted on time.
  • 3

    Claim Evaluation

    After successful submission of documents, the insurance company will thoroughly evaluate the claim filed.
  • 4

    Claim Settlement

    If claim request is approved, claim is settled within 30 days. In case of additional investigation, claim process may take 120 days.

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FAQs

  • Why should I choose ICICI Prudential Life Insurance?

    ICICI Prudential life insurance has a wide range of plans to choose from according to your budget and terms. ICICI Prudential Life Insurance has a high Claim Settlement Ratio. ICICI Pru Life Insurance offers excellent customer care service and flexible payout options. Most importantly ICICI Prudential Life Insurance plans have affordable premiums.

  • What all life insurance plans does ICICI Prudential offer?

    Under the life insurance category, ICICI Prudential offers Term Insurance Plans, Health Insurance plans, Unit Linked Insurance Plans, Traditional Savings/Money Plans, Retirement Plans, Group Plans, Rural Plans.

  • What are the factors that affect the premium of ICICI Life Insurance plans?

    Factors that affect the premium calculation of ICICI Life insurance plans include the policyholder’s age, sum assured, gender, lifestyle, job, medical history, type of policy and tenure of the policy among other factors.

  • What is the grace period of ICICI Prudential Life Insurance plans?

    In case of non-payment of premium by the due date, ICICI Prudential Life Insurance offers a grace period of 15 days for monthly payments and of 30 days for half-yearly and yearly payments.

  • What are the payout options available for ICICI Prudential Life Insurance Plans?

    ICICI Prudential Life Insurance offers the 4 flexible payout options to its life insurance customers namely Lump-sum, Income, Increasing income and Lump-sum plus income.

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