Is there any requirement for a pre-medical test to be covered under the Hospital Daily Cash Policy?

Until 55 years of age, you do not require a pre-medical test. However, if you are aged more than that, then you may require to undergo tests at the listed medical centers. You may be required to undergo fasting sugar blood, ECG and BP report on request. Validity period of these tests are 15 days or less immediately before your proposal gets accepted. Any tests taken more than 15 days before the acceptance of the proposal will not be considered, and a fresh test will be required.

Who can buy Hospital Cash Insurance policy?

The policy can be purchased by an individual who is aged between 18 years and 70 years, to cover himself or herself and his/her family, which may include legally wedded spouse, dependent children until 25 years, and dependent parents.

What are the additional benefits under Hospital Cash Insurance Policy?

Following are the additional benefits offered under Hospital Cash Insurance Policy: Long term policy discount Family discount Group discount Portability Free look-up period Tax exemption under Section 80D of the Income Tax Act, 1961.

What is the eligibility for Hospital Cash Insurance Policy?

To be the Proposer for Hospital Cash Insurance policy, you must be aged between 18 years and 70 years.

Can I enhance my sum insured for the Hospital Cash Insurance Policy offered by Universal Sompo General Insurance?

Yes. You can enhance my sum insured for the Hospital Cash Insurance Policy offered by Universal Sompo General Insurance, but only upon renewal. Note that it is subject to the underwriter’s approval as well as no claims under the policy.

Universal Sompo Hospital Cash Health Insurance Wordings

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Highlights

Claim Settlement Ratio	70.75%
COVID-19 Cover	Yes
In-House Claim Settlement	Available
Network Hospitals	4,000+
Policies Sold	2,67,221
Renewability	Lifelong Renewability

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Universal Sompo Health Insurance Plan List

Name of Plan	Sum Insured
Complete Healthcare InsuranceMin: 1 Day; Max: 70 YearsPopular	1 Lakh	Get Quotes Now
Corona Kavach PolicyMin: 1 day; Max: 65 yearsPopular	50,000 - 5 lakh	Get Quotes Now
Corona Rakshak PolicyMin: 18 Years; Max: 65 YearsPopular	50,000 - 2.5 lakh	Get Quotes Now
Individual Health Insurance PlanMin: 3 Months; Max: 55 Years	1 Lakh	Get Quotes Now
Critical Illness PolicyMin: 5 Years; Max: 65 Years	2.5 Lakh	Get Quotes Now
Senior Citizen Health InsuranceMin: 60 Years; Max: 70 Years	1 Lakh	Get Quotes Now
Arogya Sanjeevani PolicyMin: 3 Months; Max: 65 Years	1 Lakh - 5 Lakh	Get Quotes Now
Hospital Cash Insurance PolicyMin: 6 months; Max: 70 years		Get Quotes Now

Universal Sompo Health Insurance Top Up List

Name of Plan	Sum Insured
Super Healthcare Policy Min: 91 days; Max: 80 years	1 Lakh - 1 Crore	Get Quotes Now

1140 Universal Sompo Cashless Network Hospitals in India

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FAQs on Hospital Cash Insurance Policy Health Insurance Plan

Is there any requirement for a pre-medical test to be covered under the Hospital Daily Cash Policy?
Until 55 years of age, you do not require a pre-medical test. However, if you are aged more than that, then you may require to undergo tests at the listed medical centers. You may be required to undergo fasting sugar blood, ECG and BP report on request. Validity period of these tests are 15 days or less immediately before your proposal gets accepted. Any tests taken more than 15 days before the acceptance of the proposal will not be considered, and a fresh test will be required.
Who can buy Hospital Cash Insurance policy?
The policy can be purchased by an individual who is aged between 18 years and 70 years, to cover himself or herself and his/her family, which may include legally wedded spouse, dependent children until 25 years, and dependent parents.
What are the additional benefits under Hospital Cash Insurance Policy?
Following are the additional benefits offered under Hospital Cash Insurance Policy:

Long term policy discount

Family discount

Group discount

Portability

Free look-up period

Tax exemption under Section 80D of the Income Tax Act, 1961.
What is the eligibility for Hospital Cash Insurance Policy?
To be the Proposer for Hospital Cash Insurance policy, you must be aged between 18 years and 70 years.
Can I enhance my sum insured for the Hospital Cash Insurance Policy offered by Universal Sompo General Insurance?
Yes. You can enhance my sum insured for the Hospital Cash Insurance Policy offered by Universal Sompo General Insurance, but only upon renewal. Note that it is subject to the underwriter’s approval as well as no claims under the policy.

Claim Process at Universal Sompo Health Insurance

Network Hospital
Non-Network Hospital

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 72 hours prior to admission.
3
Claim Processing
Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
4
Claim Settlement
Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation within 72 hours and for planned hospitalisation intimate within 48 hours prior to admission.
3
Claim Processing
Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
4
Claim Settlement
Once your request for reimbursement of expenses is approved, the claim will be settled.

Universal Sompo Health Insurance Contact Details

Reach us for help anytime

Insurance Dekho
755 1196 989Mon to Sun 10:00 AM to 7:00 PM
support@insurancedekho.com
Universal Sompo Health Insurance
1800-200-514224x7
contactus@universalsompo.com