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Universal Sompo Hospital Cash Health Insurance Wordings

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Highlights
Claim Settlement Ratio70.75%
COVID-19 CoverYes
In-House Claim SettlementAvailable
Network Hospitals4,000+
Policies Sold2,67,221
Renewability Lifelong Renewability

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Universal Sompo Health Insurance Plan List

    Name of PlanSum Insured
    Complete Healthcare InsuranceMin: 1 Day; Max: 70 Years1 Lakh Get Quotes Now
    Corona Kavach PolicyMin: 1 day; Max: 65 years50,000 - 5 lakh Get Quotes Now
    Corona Rakshak PolicyMin: 18 Years; Max: 65 Years50,000 - 2.5 lakh Get Quotes Now
    Individual Health Insurance PlanMin: 3 Months; Max: 55 Years1 Lakh Get Quotes Now
    Critical Illness PolicyMin: 5 Years; Max: 65 Years2.5 Lakh Get Quotes Now
    Senior Citizen Health InsuranceMin: 60 Years; Max: 70 Years1 Lakh Get Quotes Now
    Arogya Sanjeevani PolicyMin: 3 Months; Max: 65 Years 1 Lakh - 5 Lakh Get Quotes Now
    Hospital Cash Insurance PolicyMin: 6 months; Max: 70 years Get Quotes Now

    Universal Sompo Health Insurance Top Up List

      Name of PlanSum Insured
      Super Healthcare Policy Min: 91 days; Max: 80 years1 Lakh - 1 Crore Get Quotes Now

      1140 Universal Sompo Cashless Network Hospitals in India

      FAQs on Hospital Cash Insurance Policy Health Insurance Plan

      • Is there any requirement for a pre-medical test to be covered under the Hospital Daily Cash Policy?

        Until 55 years of age, you do not require a pre-medical test. However, if you are aged more than that, then you may require to undergo tests at the listed medical centers. You may be required to undergo fasting sugar blood, ECG and BP report on request. Validity period of these tests are 15 days or less immediately before your proposal gets accepted. Any tests taken more than 15 days before the acceptance of the proposal will not be considered, and a fresh test will be required.

      • Who can buy Hospital Cash Insurance policy?

        The policy can be purchased by an individual who is aged between 18 years and 70 years, to cover himself or herself and his/her family, which may include legally wedded spouse, dependent children until 25 years, and dependent parents. 

      • What are the additional benefits under Hospital Cash Insurance Policy?

        Following are the additional benefits offered under Hospital Cash Insurance Policy: 

        • Long term policy discount
        • Family discount
        • Group discount
        • Portability 
        • Free look-up period 
        • Tax exemption under Section 80D of the Income Tax Act, 1961.
      • What is the eligibility for Hospital Cash Insurance Policy?

        To be the Proposer for Hospital Cash Insurance policy, you must be aged between 18 years and 70 years.

      • Can I enhance my sum insured for the Hospital Cash Insurance Policy offered by Universal Sompo General Insurance?

        Yes. You can enhance my sum insured for the Hospital Cash Insurance Policy offered by Universal Sompo General Insurance, but only upon renewal. Note that it is subject to the underwriter’s approval as well as no claims under the policy. 

         

      Claim Process at Universal Sompo Health Insurance

      • Network Hospital
      • Non-Network Hospital
      • 1

        Claim Assistance

        For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
      • 2

        Claim Intimation

        Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 72 hours prior to admission.
      • 3

        Claim Processing

        Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
      • 4

        Claim Settlement

        Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
      • 1

        Claim Assistance

        For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
      • 2

        Claim Intimation

        Emergency hospitalisation needs intimation within 72 hours and for planned hospitalisation intimate within 48 hours prior to admission.
      • 3

        Claim Processing

        Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
      • 4

        Claim Settlement

        Once your request for reimbursement of expenses is approved, the claim will be settled.

      Universal Sompo Health Insurance Contact Details

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