Universal Sompo Hospital Cash Health Insurance Wordings

Claim Settlement Ratio | 70.75% |
COVID-19 Cover | Yes |
In-House Claim Settlement | Available |
Network Hospitals | 4,000+ |
Policies Sold | 2,67,221 |
Renewability | Lifelong Renewability |
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Universal Sompo Health Insurance Plan List
Name of Plan | Sum Insured | |
Complete Healthcare InsuranceMin: 1 Day; Max: 70 Years | 1 Lakh | Get Quotes Now |
Corona Kavach PolicyMin: 1 day; Max: 65 years | 50,000 - 5 lakh | Get Quotes Now |
Corona Rakshak PolicyMin: 18 Years; Max: 65 Years | 50,000 - 2.5 lakh | Get Quotes Now |
Individual Health Insurance PlanMin: 3 Months; Max: 55 Years | 1 Lakh | Get Quotes Now |
Critical Illness PolicyMin: 5 Years; Max: 65 Years | 2.5 Lakh | Get Quotes Now |
Senior Citizen Health InsuranceMin: 60 Years; Max: 70 Years | 1 Lakh | Get Quotes Now |
Arogya Sanjeevani PolicyMin: 3 Months; Max: 65 Years | 1 Lakh - 5 Lakh | Get Quotes Now |
Hospital Cash Insurance PolicyMin: 6 months; Max: 70 years | Get Quotes Now |
Universal Sompo Health Insurance Top Up List
Name of Plan | Sum Insured | |
Super Healthcare Policy Min: 91 days; Max: 80 years | 1 Lakh - 1 Crore | Get Quotes Now |
1140 Universal Sompo Cashless Network Hospitals in India
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FAQs on Hospital Cash Insurance Policy Health Insurance Plan
Is there any requirement for a pre-medical test to be covered under the Hospital Daily Cash Policy?
Until 55 years of age, you do not require a pre-medical test. However, if you are aged more than that, then you may require to undergo tests at the listed medical centers. You may be required to undergo fasting sugar blood, ECG and BP report on request. Validity period of these tests are 15 days or less immediately before your proposal gets accepted. Any tests taken more than 15 days before the acceptance of the proposal will not be considered, and a fresh test will be required.
Who can buy Hospital Cash Insurance policy?
The policy can be purchased by an individual who is aged between 18 years and 70 years, to cover himself or herself and his/her family, which may include legally wedded spouse, dependent children until 25 years, and dependent parents.
What are the additional benefits under Hospital Cash Insurance Policy?
Following are the additional benefits offered under Hospital Cash Insurance Policy:
- Long term policy discount
- Family discount
- Group discount
- Portability
- Free look-up period
- Tax exemption under Section 80D of the Income Tax Act, 1961.
What is the eligibility for Hospital Cash Insurance Policy?
To be the Proposer for Hospital Cash Insurance policy, you must be aged between 18 years and 70 years.
Can I enhance my sum insured for the Hospital Cash Insurance Policy offered by Universal Sompo General Insurance?
Yes. You can enhance my sum insured for the Hospital Cash Insurance Policy offered by Universal Sompo General Insurance, but only upon renewal. Note that it is subject to the underwriter’s approval as well as no claims under the policy.