What is the amount of sum insured available under this policy?

The sum insured under this plan ranges from Rs. 500 to Rs. 3500 per day.

What is the entry age for Hospital Cash Insurance Plan?

The age of entry under this policy is between 1 year and 70 years.

What are the relations that can get covered under this plan?

The plan allows relationships such as spouse, dependent children and dependent parents.

Is any discount delivered to policyholders under this policy?

Yes, a discount of 10% is allowed on the premium payable if 3 or more family members are covered under the same policy.

What is the coverage term offered under this health insurance policy?

The coverage term of the Hospital Cash Insurance Plan is of 1 year.

What will happen if I cancel the coverage of Hospital Cash Insurance Plan in between?

If you cancel the coverage of this plan in between, then your premium would be refunded as per the grid short period scales.

What benefits I would get under this plan?

The major benefit you would get under this plan is Hospital Confinement Benefit. Under this benefit in the event of hospitalisation for more than 24 hours, the insured will get daily benefit for every completed 24 hours for a maximum period of 180 days.

Does this Hospital Cash Insurance Plan own a lifelong renewability option?

Yes, the insurer gives the option of lifelong renewability to its policyholders.

When can I change my sum insured amount under this plan?

Any change in the amount of the sum insured can be considered only at the time of renewal.

Is my Health Cash Insurance Policy portable?

Yes, your Hospital Cash Insurance is portable. If you want to port your policy, then you are required to send the application in the appropriate form 45 days prior to the date of renewal.

Royal Sundaram Hospital Cash Health Insurance Wordings

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Highlights

Claim Settlement Ratio	92%
Pre-existing Disease Waiting Period	3 years
Starting Premium of Rs. 5 lakhs SI	Rs. 382/month
Network Hospitals	10,000+
Special Benefits	Modern Treatments Such as Bariatric Covered

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Royal Sundaram Hospital Cash Insurance Brochure

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Oct 03, 2019

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Royal Sundaram Health Insurance Plan List

Name of Plan	Sum Insured
LifelineMin: 91 Days; Max: No Limit	2 Lakh	Check Premium
Arogya Sanjeevani PolicyMin: 3 Months; Max: 65 Years	1 Lakh - 5 Lakh	Check Premium
Family PlusMin: 91 Days; Max: No Limit	2 Lakh	Check Premium
Corona Kavach PolicyMin: 1 Day; Max: 65 Years	50,000 - 5 lakh	Check Premium

Royal Sundaram Health Insurance Top Up List

Name of Plan	Sum Insured
LifelineMin: 91 Days; Max: No Limit	2 Lakh	Check Premium

2696 Royal Sundaram Cashless Network Hospitals in India

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FAQs on Hospital Cash Insurance Health Insurance Plan

What is the amount of sum insured available under this policy?
The sum insured under this plan ranges from Rs. 500 to Rs. 3500 per day.
What is the entry age for Hospital Cash Insurance Plan?
The age of entry under this policy is between 1 year and 70 years.
What are the relations that can get covered under this plan?
The plan allows relationships such as spouse, dependent children and dependent parents.
Is any discount delivered to policyholders under this policy?
Yes, a discount of 10% is allowed on the premium payable if 3 or more family members are covered under the same policy.
What is the coverage term offered under this health insurance policy?
The coverage term of the Hospital Cash Insurance Plan is of 1 year.

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Claim Process at Royal Sundaram Health Insurance

Network Hospital
Non-Network Hospital

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation within 48 hours and for planned hospitalisation intimate at least 48 hours prior to admission.
3
Claim Processing
Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
4
Claim Settlement
Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation within 48 hours and for planned hospitalisation intimate within 72 hours prior to admission.
3
Claim Processing
Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
4
Claim Settlement
Once your request for reimbursement of expenses is approved, the claim will be settled.

Royal Sundaram Health Insurance Contact Details

Reach us for help anytime

Insurance Dekho
755 1196 989Mon to Sun 10:00 AM to 7:00 PM
support@insurancedekho.com
Royal Sundaram Health Insurance
1860-425-0000Mon to Fri 10:00 AM to 7:00 PM
customer.services@royalsundaram.in