Health Insurance for Hepatitis Spike During Monsoon

With the onset of monsoons along with the pattering of raindrops and aroma of fried foods comes an endless list of diseases. The major diseases which bring maladies during this season include malaria, jaundice or hepatitis. Hepatitis is one of the most common diseases noted during monsoon season.

Hepatitis is commonly caused due to a viral infection; however, there may be other reasons for it. Hepatitis is an inflammatory condition of the liver. Hepatitis can be of five types namely A, B, C, D and E. As monsoon leads to a rise in hepatitis cases with the need for prolonged treatment, the importance for health insurance policies cannot be denied. Commenting on this trend,

Bhaskar Nerurkar, head, health claims, Bajaj Allianz General Insurance said, “We see a spike in claims around the monsoon season, we advise people to take necessary protection not only against the disease, but also against any financial emergency caused due to a sudden diagnosis.”

To bear the financial burden, Nerurkar suggested, “One should opt for basic health insurance which offer a minimum of Rs 5 lakh coverage, and one can top it up with a Rs 10 lakh super top up policy. Not only would this give you an adequate coverage, but it would also be an economically viable option – an apt financial shield against any health exigency.”

With hepatitis being a persistent reason for claims during the past 3 years, across both metro and tier II/III cities, it is advisable to choose right health insurance plan to support medical bills with wider coverage. Most health insurance plans along with critical riders provide coverage for hepatitis. So choose wisely and be rest assured this monsoon.