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New India Top-Up Mediclaim Health Insurance User Reviews

218 reviews Rate This
New India
Highlights
Claim Settlement Ratio98.00%
Network Hospitals7,500+
PED Coverage Starting From4 years
Pre-existing Disease Waiting Period4 years
Starting Premium 560
Starting Premium for Rs. 5 lakhs SIRs. 560/month

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Rating of Top-Up Mediclaim Policy
3.9
Based on
24 User reviews

  • Can choose

    There are quite a few top up health insurance plans out there in the market which offer many benefits to the customers but i chose this one because of the good reputation of new india assurance. I liked the benefits i got under this and the process was smooth too.    

    M
    Manjunath S
    On: Feb 25, 2020

  • Many many benefits

    Anyone between the age of 3 months and 65 years can buy this plan from insurancedekho. All you need to do is get in touch with the customer care executives and tell them your requirements and share a few details with them. You can make this policy yours within 5 minutes only.   

    N
    Niharika Singh
    On: Feb 25, 2020

  • Superb plan

    The customer care executives are really helpful. I already had a standard plan but they told me abt how a top up plan works and i found it useful so brought it. It will cover me for many benefits once my basic sum insured of standard plan gets exhausted. Nice services   

    H
    Himanshu Gautam
    On: Feb 17, 2020

  • Nice services of ID

    The customer care executives at inusrancedekho understand your needs well to suggest you the best plan. I purchased top up mediclaim policy from insurancedekho last month and did not face any difficulty in the buying process. They explained me about pros and cons of my plan and helped me buy it online  

    T
    Trisha Goswami
    On: Feb 17, 2020

  • Good plan..!

    Top up mediclaim policy from new india covers me for many expenses additionally apart from my basic health insurance plan. These include cover for ICU charges up to a specific limit, daycare treatments, hospitalisation expenses, emergency ambulance cover, AYUSH treatments etc. And buying this was really easy from insurancedekho. Good job team  

    S
    Shivani Dabi
    On: Jan 15, 2020
    • Must BuyMust Buy

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  • Gives good coverage

    With many great benefits under this plan, the good thing is that i got it at nominal premium. Iam 40 years old and have added my spouse and dependent children also under this same plan. Iam happy with its coverage features and will renew it too next year.  

    P
    Puneet Anand
    On: Jan 15, 2020

  • Best decision to buy

    Top up mediclaim policy is the best policy one could buy after the standard health insurance plan. I got to know its benefits when i had a word with customer care executives at insurancedekho.. My other plan worked well so i decided to go with their suggestion this time too.   

    K
    Kishore Aggarwal
    On: Dec 30, 2019

  • Adds extra coverage

    One should always have a top up medical plan even if they already have a basic plan or the one provided by their insurers. It not only adds extra coverage to the existing plan, but limits your worries at the maximum. But do read abt the coverage features.     

    N
    Narendra Khanna
    On: Dec 30, 2019

  • Useful policy

    I purchased this policy as an additional one apart from my standard health insurance plan. I had little knowledge of how this plan works. But the customer care executives at insurancedekho helped me understand this.. I chose sum insured of 5 lakh as i thought it would be enough for me.   

    V
    Vinod Bhaskar
    On: Dec 13, 2019

  • Many benefits are covered

    Top up mediclaim policy offered by new india covers many expenses. For instance, emergency ambulance cover, AYUSH treatment, daycare treatments, ICU charges, and hospitalisation expenses up to a certain limit etc. Iam satisfied with my plan as of now and the buying decision was fair i think.   

    R
    Ramesh Kataria
    On: Dec 13, 2019

  • Thanks for the help team..

    Taking help from an informed broker like insurancedekho is never a bad idea. I wanted to take this policy but was unsure of the process of getting it and the documents too. So I connected with ID’s team that made the process buttery smooth for me. Great job  

    A
    Anurag Basu
    On: Dec 03, 2019

  • Good company to buy plans from

    It is really important to buy health insurance from a good company and so i chose insurancedekho. It has a trusted name in the market. My decision was good because i have made made a claim once and their team ws there for help at each and every step.   

    D
    Deepak Khurana
    On: Dec 03, 2019

  • It was pleasure seeking help from customer care

    I have lately purchased a plan for family from insurancedekho and felt the need of some extra coverage too so brought top up mediclaim policy from new india. It provides me cover for my entire family. Apart from that, it covers me for hospital cash benefits, ambulance cover and get well benefit.   

    s
    sandesh vasant jadhav
    On: Nov 22, 2019

  • Thank you very much team for help

    This is a great plan with many benefits.. Now i dont feel tensed at all for my healthcare expenses. Iam covered for hospital cash benefits, cover for alternative treatments like ayush .. Under this plan and as it comes in low premium, i recommend this to others too.   

    T
    Tanvi
    On: Nov 22, 2019

  • Humble customer care executives

    The customer care executives at insurancedekho are really humble and they really helped me get rid of the financial tension that i had that what will happen if i, god forbid, face some medical emergency in the future. I hope the team will help me in future as well.   

    D
    Dilip jha
    On: Nov 13, 2019

  • Good luck to the team!!

    I wish all the best to the team of insurancedekho who is always happy to help. The customer care executive from whom i brought my top up mediclaim plan, had shared his personal number too with me so that in case of any problem, i can contact him. Thank you team and i wish them luck for future.   

    M
    Maneesh Kumar
    On: Nov 13, 2019

  • Useful one.. Can go for it!

    I has a basic health insurance plan and taking a friends suggestion, brought a top up mediclaim policy from ID..One more thing that i would like to point here is that sales ppl at ID keep giving you reminders for renewal of policies. So that you don’t forget or miss the date...  

    K
    Kaushalendra kumar
    On: Nov 04, 2019

  • Many benefits.. Low premium

    I get many benefits under my top up mediclaim plan that ID provided me at low premium..such as... Cover for ICU charges.. Daycare treatments...AYUSH treatments.. Ambulance charges etc. I found it a relevant plan for myself and hence purchased it from the reliable company insurancedekho.   

    r
    rajendra
    On: Nov 04, 2019

  • Great integrated services

    I earlier thought that as I have a standard health insurance policy, so there is no need of a top up policy. But when I made a claim last year, then I realised how inmportant it can be to have an additional sum insured which can be provided by a top up plan. Insurancedekho helped me buy this plan without hassles online.   

    d
    deepali devi
    On: Oct 23, 2019

  • Naice plan

    Good products from insurancedekho.... My coleegue told me about having a plan and its importance. I choose insurancedekho bczz i saw the advertisement on kbc.. I think it is a good company and my plan has many bnefits   

    H
    HITESH PRASAD
    On: Oct 23, 2019

  • Average top up plan

    The good thing about top up mediclaim policy from new india is that we can add our family members under this plan too. Otherwise, all the required coverage features are provided under this plan like any other plan.new india is a reliable company,, can go for this plan to enhance your coverage  

    V
    Vikrant Pawar
    On: Oct 11, 2019

  • Coms with two deductible options

    Top up mediclaim policy from new india has given me many coverage features and I brought it as my standard health insurance plan was not sufficient. Insurancedekho provided me this plan at little premium and i had a smooth and easy buying experience. You can chose from 5 lacs and 8 lacs deductible option. I chose 5 lac    

    s
    sudhakar
    On: Oct 11, 2019

  • Useful top-up plan

    People don’t usually understand the importance of getting a top up insurance plan until they face some health emergency and their savings get drained away. I purchased top up mediclaim policy of New India for deductible of Rs. 5 lakh. It was also available in option of Rs. 8 Lakh but the customer care executive at Insurancedekho suggested me to go for 5 lakh as per my needs.   

    K
    Kiran Reddy Mallarapu
    On: Sep 27, 2019

  • Little difficult to understand but useful plan

    I found the top up mediclaim plan little difficult to understand but when i understood it i found that it is a useful one and I can go for it. I have purchased it for 8 lacs deductible for term of 1 year and the premium charged from me were less. You can choose insurancedekho to buy best policies online.   

    S
    Satish
    On: Sep 27, 2019

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FAQs

  • Does New India Assurance offer any health insurance plan for a family?

    Yes. New India Assurance offers health insurance plans specially designed for families. Some of them are-New India Premier Mediclaim Policy, New India Floater Mediclaim Policy and New India Mediclaim Policy.

  • Is pre-acceptance medical check-up required to buy health insurance policies from New India Assurance?

    Yes. Some policies by New India Assurance require the applicants to undergo a pre-acceptance medical check-up. However, if the proposal is accepted, then 100% of the cost of this check-up is reimbursed to the Proposer. 

  • Does New India Assurance provide Hospital Cash benefit under any of its health insurance plans?

    Yes. New India Assurance provides Hospital Cash benefit up to a specified limit under some of its health insurance policies like-New India Asha Kiran Policy, New India Premier Mediclaim Policy and New India Floater Mediclaim Policy. 

  • What is the toll-free customer care number of New India Assurance?

    The toll-free number of New India Assurance is 1800-209-1415. 

  • What is the address of New India Assurance?

    The address of The New India Assurance is-
    New India Assurance Building,
    87, MG Road, Fort, Mumbai
    Maharashtra-400001

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Claim Process at New India Assurance Health Insurance

  • Network Hospital
  • Non-Network Hospital
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
  • 3

    Claim Processing

    Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
  • 4

    Claim Settlement

    Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
  • 3

    Claim Processing

    Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
  • 4

    Claim Settlement

    Once your request for reimbursement of expenses is approved, the claim will be settled.

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