New India Assurance Health Insurance for Cancer

Medical procedures can easily drain your savings. And the treatment for Cancer is usually out of the range for a lower and middle-class family. Given that, New India Assurance has designed a cancer-specific plan by the name of New India Cancer Mediclaim Policy. This is a kind of policy which offers coverage for Cancer. By this policy in hand, you can avail the best and advanced medical treatment for yourself or your loved ones during critical hours.

Key Features

• The policy is valid for 12 months
• The policy is available for the members of the Indian Cancer Society
• The policy covers all medical/surgical treatment taken in India
• The limit of indemnity is restricted to the Sum Insured
• The sum insured is available in multiple of Rs. 50,000 to a maximum of Rs. 2 Lakh
• 5% cumulative bonus for each claim-free year up to a maximum of 50%
• Reimbursement is made on a quarterly basis

Scope of Coverage

• Coverage available for the insured members and his/her spouse
• Expenses incurred on diagnosis, radiotherapy, biopsy, surgery, chemotherapy
• Cover for hospitalisation and rehabilitation up to the sum insured
• Add-on benefits like free check-up for cancer only and subsequent check-up at 50% discounts
• Coverage for room and boarding charges and registration and admission fees
• Extended cover for two dependent children on payment of additional premium
• Charges for blood, anaesthesia, oxygen, OT, surgical appliances, etc.

Eligibility

Those below 70 years of age with no cancer disease and has a membership of the Indian Cancer Society can own this policy.

Exclusions

• Expenses on tonics and vitamins unless certified by the attending physician
• Treatment of cancer within 3 months from the inception of the policy
• Any injury caused by nuclear weapons or radiation from any source
• Injury or disease directly or indirectly arising from invasion, war, etc.
• A claim filed fraudulently or supported by any fraudulent means

To get more information about New India Cancer Mediclaim Policy, feel free to contact our customer care executives at InsuranceDekho at 1800-120-5698.