Can I renew my National Corona Kavach Health Insurance Policy?

No. National Corona Kavach Policy is a short term health insurance policy with no renewal for lifetime. You can purchase a fresh policy after the existing policy gets expired. On purchasing a new policy, you will be required to complete a fresh waiting period.

What is the term for National Corona Kavach Health Insurance Policy?

National Corona Kavach Health Insurance Policy can be purchased for the following terms: 3.5 months (or 105 days) 6.5 months (or 195 days) 9.5 months (or 285 days)

Can I avail tax benefits on the premium paid under National Corona Kavach Health Insurance Policy?

Yes. Tax benefits can be availed in the premium paid for the National Corona Kavach Health Insurance Policy under Section 80D of the Income Tax Act.

Is there any optional cover offered under National Corona Kavach Health Insurance Policy?

Yes. National Corona Kavach Health Insurance Policy comes with an optional cover of hospital daily cash. You can avail benefit for 0.5% of sum insured up to 15 days under it.

What are the sum insured options available under National Corona Kavach Health Insurance Policy?

National Corona Kavach Health Insurance Policy is available with sum insured options of Rs. 50,000; Rs. 1 lakh; Rs. 1.5 lakh; Rs. 2 lakh; Rs. 2.5 lakh; Rs. 3 lakh; Rs. 3.5 lakh; Rs. 4 lakh; Rs. 4.5 lakh; and Rs. 5 lakh.

National Corona Kavach Health Insurance Wordings

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Highlights

Claim Settlement	Dedicated Team
Claim Settlement Ratio	83.78%
COVID-19 Cover	Yes
Network Hospitals	6,000+
Policies Sold	17,25,290
Renewability	Lifelong

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National Corona Kavach Policy Brochure

742.15 KB
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Jul 17, 2020

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National Health Insurance Plan List

Name of Plan	Sum Insured
National Mediclaim Plus Min: 3 Months; Max: 75 YearsPopular	2 Lakh	Check Premium
Arogya Sanjeevani PolicyMin: 3 months; Max: 65 years	1 Lakh - 5 Lakh	Check Premium
Corona Kavach PolicyMin: 1 Day; Max: 65 Years	50,000 - 5 lakh	Check Premium
Parivar Mediclaim Policy for FamilyMin: 18 Years; Max: 65 Years	2 Lakh	Check Premium
National Parivar Mediclaim Plus PolicyMin: 3 Months; Max: 65 Years	6 Lakh	Check Premium
National Parivar MediclaimMin: 3 Months; Max: 65 Years	1 Lakh	Check Premium
National MediclaimMin: 3 Months; Max: 65 Years	50 Thousand	Check Premium

National Health Insurance Top Up List

Name of Plan	Sum Insured
National Super Top-up Mediclaim PolicyMin: 3 months; Max: 65 years		Check Premium

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FAQs on Corona Kavach Policy Health Insurance Plan

Can I renew my National Corona Kavach Health Insurance Policy?
No. National Corona Kavach Policy is a short term health insurance policy with no renewal for lifetime. You can purchase a fresh policy after the existing policy gets expired. On purchasing a new policy, you will be required to complete a fresh waiting period.
What is the term for National Corona Kavach Health Insurance Policy?
National Corona Kavach Health Insurance Policy can be purchased for the following terms:

3.5 months (or 105 days)

6.5 months (or 195 days)

9.5 months (or 285 days)
Can I avail tax benefits on the premium paid under National Corona Kavach Health Insurance Policy?
Yes. Tax benefits can be availed in the premium paid for the National Corona Kavach Health Insurance Policy under Section 80D of the Income Tax Act.
Is there any optional cover offered under National Corona Kavach Health Insurance Policy?
Yes. National Corona Kavach Health Insurance Policy comes with an optional cover of hospital daily cash. You can avail benefit for 0.5% of sum insured up to 15 days under it.
What are the sum insured options available under National Corona Kavach Health Insurance Policy?
National Corona Kavach Health Insurance Policy is available with sum insured options of Rs. 50,000; Rs. 1 lakh; Rs. 1.5 lakh; Rs. 2 lakh; Rs. 2.5 lakh; Rs. 3 lakh; Rs. 3.5 lakh; Rs. 4 lakh; Rs. 4.5 lakh; and Rs. 5 lakh.

Claim Process at National Health Insurance

Network Hospital
Non-Network Hospital

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 72 hours prior to admission.
3
Claim Processing
Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
4
Claim Settlement
Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation within 72 hours and for planned hospitalisation intimate within 72 hours prior to admission.
3
Claim Processing
Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
4
Claim Settlement
Once your request for reimbursement of expenses is approved, the claim will be settled.

National Health Insurance Contact Details

Reach us for help anytime

Insurance Dekho
755 1196 989Mon to Sun 10:00 AM to 7:00 PM
support@insurancedekho.com
National Health Insurance
1800-345-033024*7
customer.relations@nic.co.in