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National Arogya Sanjeevani Health Insurance Wordings

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Highlights
Claim SettlementDedicated Team
Claim Settlement Ratio83.78%
Network Hospitals6,000+
RenewabilityLifelong
Starting Premium for 5 lac SIRs.586/month
Starting Premium for Rs. 5 lakhs SIRs. 586/month

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National Health Insurance Plan List

  • Family (5)
  • Individual (2)
  • Woman (4)
  • Parents (1)
  • Senior Citizen (1)
  • Maternity (2)
  • Kids (1)
  • Critical Illness (1)
Name of PlanSum Insured
National Mediclaim Plus Min: 3 Months; Max: 75 Years2 Lakh Check Premium
Arogya Sanjeevani PolicyMin: 3 months; Max: 65 years1 Lakh - 5 Lakh Check Premium
Corona Kavach PolicyMin: 1 Day; Max: 65 Years50,000 - 5 lakh Check Premium
Parivar Mediclaim Policy for FamilyMin: 18 Years; Max: 65 Years2 Lakh Check Premium
National Parivar Mediclaim Plus PolicyMin: 3 Months; Max: 65 Years6 Lakh Check Premium
National Parivar MediclaimMin: 3 Months; Max: 65 Years1 Lakh Check Premium
National MediclaimMin: 3 Months; Max: 65 Years50 Thousand Check Premium

National Health Insurance Top Up List

    Name of PlanSum Insured
    National Super Top-up Mediclaim PolicyMin: 3 months; Max: 65 years Check Premium

    FAQs on Arogya Sanjeevani Policy Health Insurance Plan

    • What are the new age treatments covered under Arogya Sanjeevani Policy, offered by National Insurance Company?

      Some of the new age treatments that Arogya Sanjeevani Policy, offered by National Insurance Company covers you for are as follows: 

      • Balloon Sinuplasty
      • Deep Brain stimulation
      • Oral Chemotherapy
      • IntraVitreal Injections
      • Robotic Surgeries
      • Immunotherapy-Monoclonal Antibody to be given as an injection
      • Bronchial Thermoplasty
      • Stereotactic Radio Surgeries
    • Can I purchase Arogya Sanjeevani Policy on a family floater basis?

      Yes. You can purchase Arogya Sanjeevani Policy either on individual basis or family floater basis. If purchased on a family floater basis, you can include legally-wedded spouse, dependent children, parents, and parents-in-law with the proposer themself, under the fixed sum insured. 

       

    • Can NRIs be covered under Arogya Sanjeevani Policy offered by National Insurance Company?

      Yes. Non-Resident Indians (NRIs) can also be covered under Arogya Sanjeevani Policy offered by National Insurance Company. But they will be required to pay the premium for this policy in Indian currency through an Indian account only. Also, it is mandatory for the NRI to be present in India at the time of policy purchase. 

    • What are the sum insured options available under Arogya Sanjeevani Policy offered by National Insurance Company?

      Arogya Sanjeevani Policy offered by National Insurance Company can be purchased for a sum insured of Rs. 1 Lakh, Rs. 1.5 Lakh, Rs. 2 Lakh, Rs. 2.5 Lakh, Rs. 3 Lakh, Rs. 3.5 Lakh, Rs. 4 Lakh, Rs. 4.5 Lakh, and Rs. 5 Lakh. 

    • Can I avail tax benefits on the premium paid for Arogya Sanjeevani Policy offered by National Insurance Company?

      Yes . You can avail tax benefits on the premium paid for Arogya Sanjeevani Policy offered by National Insurance Company, under Section 80D of the Income Tax Act, 1961.  

       

    Claim Process at National Health Insurance

    • Network Hospital
    • Non-Network Hospital
    • 1

      Claim Assistance

      For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
    • 2

      Claim Intimation

      Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 72 hours prior to admission.
    • 3

      Claim Processing

      Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
    • 4

      Claim Settlement

      Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
    • 1

      Claim Assistance

      For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
    • 2

      Claim Intimation

      Emergency hospitalisation needs intimation within 72 hours and for planned hospitalisation intimate within 72 hours prior to admission.
    • 3

      Claim Processing

      Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
    • 4

      Claim Settlement

      Once your request for reimbursement of expenses is approved, the claim will be settled.

    National Health Insurance Contact Details

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