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Kotak Secure Shield Health Insurance Wordings

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Highlights
Cashless Approval TAT2 hr Cashless Claim Processing
Claim Settlement Ratio97%
Network Hospitals7,200+
Pre-existing Waiting Period4 year
Special BenefitsNo Capping on Room Rent
Starting Premium for Rs. 5 lakhs SIRs. 489/month

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Disclaimer : Actual Premium might vary basis your location, age and number of members

Kotak Kotak Secure Shield Brochure

  • 454.14 KB
  • PDF Document
  • Jul 24, 2019

Kotak Mahindra Health Insurance Plan List

  • Family (2)
  • Individual (2)
  • Parents (1)
  • Critical Illness (1)
  • Kids (1)
  • Maternity (1)
  • Senior Citizen (1)
  • Woman (1)
Name of PlanSum Insured
Kotak Health Care (Discontinued)Min: 91 Days; Max: 65 Years2 Lakh Check Premium
Kotak Secure ShieldMin: 18 Years; Max: 65 Years5 Lakh Check Premium
Kotak Health PremierMin: 91 Days; Max: 65 Years3 Lakh Check Premium
Arogya Sanjeevani PolicyMin: 18 years; Max: 65 years1 Lakh - 5 Lakh Check Premium
Corona Kavach PolicyMin: 1 Day; Max: 65 years50 Thousand - 5 Lakh Check Premium
Corona Rakshak PolicyMin: 18 years; Max: 65 years50,000 - 2.5 Lakh Check Premium

Kotak Mahindra Health Insurance Top Up List

  • Top-up (1)
Name of PlanSum Insured
Kotak Health Super Top UpMin: 91 Days; Max: 65 Years3 Lakh Check Premium

FAQs on Kotak Secure Shield Health Insurance Plan

  • What is the entry age for the Kotak Secure Shield Plan?

    People between the age group of 18 years and 65 years are entitled to purchase Kotak Secure Shield Plan.

  • What is the sum insured limit offered under this insurance plan?

    The sum insured options provided under this plan are of Rs. 5 Lakh and Rs. 10 Lakh.  

  • Does Kotak Secure Shield Plan offer any policy term option?

    Yes, the Kotak Secure Shield Plan offers the policy period tenure of 1, 2 and 3 years.

  • Is there any free-look period offered under the plan?

    Yes, the plan allows a free-look period of 15 days, so policyholders can familiarize themselves with the policy details and features. They can even cancel the policy within these 15 days, i.e., from the receipt of the policy document, if they don’t find the policy suitable for them or their family members. 

  • Is there any grace period available under Kotak Secure Shield Plan?

    Yes, the policy offers 30 days for renewal, as a grace period, to its policyholders.

  • Does Kotak Secure Shield Plan provide the option of lifelong renewability?

    Yes, the plan offers the lifelong renewability feature.

  • What are the major types of coverage offered by Kotak Secure Shield Policy?

    The plan offers Comprehensive Critical Illness Cover, Personal Accident Benefit, Child Education Benefit, and Loss of Job Benefit.

  • How many types of critical illnesses are covered by the Kotak Secure Shield Policy?

    The plan provides the coverage for 18 types of critical illnesses, procedures & medical events. 

  • What is the waiting period for pre-existing diseases?

    Any pre-existing disease will only be covered after a period of 48 months of continuous coverage under the plan.

  • Can I avail any tax-related benefits with the purchase of Kotak Secure Shield Policy?

    Yes, the policyholders can earn a tax exemption on the premium amount of the plan as per Section 80D of the Income Tax Act.

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Claim Process at Kotak Mahindra Health Insurance

  • Network Hospital
  • Non-Network Hospital
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
  • 3

    Claim Processing

    Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
  • 4

    Claim Settlement

    Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
  • 3

    Claim Processing

    Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
  • 4

    Claim Settlement

    Once your request for reimbursement of expenses is approved, the claim will be settled.

Kotak Mahindra Health Insurance Contact Details

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