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Kotak Health Super Top Up Insurance User Reviews

114 reviews Rate This
Cashless Approval TAT2 hr Cashless Claim Processing
Claim Settlement Ratio97%
Network Hospitals7,200+
Pre-existing Waiting Period4 year
Special BenefitsNo Capping on Room Rent
Starting Premium for Rs. 5 lakhs SIRs. 489/month

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Rating of Kotak Health Super Top Up
Based on
25 User reviews
  • It was very much required

    Hi all, i have purchased this super top up policy 3 weeks back on family floater basis. Let me tell you that according to me, it is the best way to increase insurance cover without paying much premium. It also helps you cover alternative treatment, many others proving to be a good purchase.  

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    Nishant Kumar
    On: Feb 11, 2020
  • A fine super top up

    I am so thankful to insurancedekho team for recommendation of this policy. It is because of your support that i was able to extend my cover without paying much. One of the key features of the plan is 100% restoration of sum insured for claims due to unrelated illness. Rest all of this plan is good too.

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    On: Feb 04, 2020
  • Fine super top up policy

    I wanted a policy to extend my covers. This one does exactly the same. The premium might be on the higher side for me but i think its completely okay if the plan is offering financial support and numerous other benefits.

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    Krishn Kumar
    On: Feb 03, 2020
  • Bought it few days back

    It has not been more than 15 days that i bought this policy. InsuranceDekho advised me to buy this one as i wanted cover for alternative treatment and this super top up covers that too. I will suggest this additional plan to others also.

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    Chetan Chauhan
    On: Jan 28, 2020
  • Superb super top up plan

    I have recently purchased this plan on family floater basis. This affordable super top up plan has covered me for in-patient hospitalisation, pre & post hospitalisation, daycare treatment, ambulance cover, alternative treatment, organ donor cover, and multiple others. It comes with a huge sum insured range also. 

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    Niti Khanduri
    On: Jan 14, 2020
  • Must BuyMust Buy

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  • Good super top up policy

    This policy has helped me increase my cover by a huge margin. Under it, all my medical requirements are covered and that too, at a low premium cost. Now, i don’t need to worry about my basic health insurance cover failing to provide smooth medical treatment. Good job kotak!

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    Sagar Agarwal
    On: Jan 09, 2020
  • Plan full of benefits

    I really liked this top up plan. Let me tell you that this is the best cover you can get at low premium rates. Talking about cover, expenses for in-patient hospitalisation, daycare treatment, pre & post hospitalisation medical expenses, alternative treatment, ambulance cover, organ donor cover, and others are covered. Highly recommended to all!  

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    Tapan Kumar Biswas
    On: Jan 02, 2020
  • The best top up ever

    If was looking for a way to extend my health insurance cover. All thanks to the team of insurancedekho that i was able to buy this plan without any difficulty. The benefits i have received with this plan are 100% restoration of sum insured for claims due to unrelated illness, pre & post hospitalisation, daycare procedures, etc.  

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    Birbal Prajapati
    On: Dec 26, 2019
  • Covers full family under one plan

    Ever since i have chosen this super top up plan by kotak, i am not worried about getting high medical expenses covered. I know that this plan will cover it all if the limit gets exceeded. To those who are planning to buy another plan for increasing cover, i will suggest you also to buy this policy instead.

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    Rohit Kumar
    On: Dec 20, 2019
  • Excellent top up plan to go with

    I was looking to buy another policy to extend my cover. But, then insurancedekho people suggested me to buy this plan instead. Kotak health super top up plan is the best way i could have increased my health cover at a less premium. I am definitely recommending this policy to people in my known.

    Read More
    On: Dec 12, 2019

FAQ About Kotak Mahindra Health Insurance

  • Why should I buy a health insurance policy from Kotak General Insurance?

    Kotak General Insurance is an ideal choice for both, individuals as well as families that wish to invest in health insurance without breaking their bank. Reasons that make the insurer different than the others include customer-centric operations, customised products and services, digitally enabled processes, efficient claims handling, strong management practices, team of experienced professionals, and others. Talking specifically about policies, the insurer provides comprehensive coverage against the expenses of medical treatment in case of medical emergencies, and that too at a low premium.


  • How to buy and apply for Kotak Mahindra health insurance policy?

    To apply for and purchase a Kotak Mahindra health insurance policy online, you can either visit the official website of Kotak General Insurance or at InsuranceDekho. If possible, you can also visit the nearest branch of Kotak General Insurance and uncover more about different policies offered and learn about their purchase in a detailed manner.

  • What are the health insurance policies offered by Kotak General Insurance?

    Under its health category, Kotak General Insurance offers plans such as Kotak Secure Shield, Kotak Health Premier, Kotak Health Care, Kotak Accident Care, and Kotak Health Super Top Up. 

  • Does Kotak General Insurance offer critical illness cover?

    Yes, Kotak General Insurance provides comprehensive coverage for 18 types of critical illnesses under its Kotak Secure Shield policy.

  • What is the Claim Settlement Ratio of Kotak General Insurance?

    The Claim Settlement Ratio of Kotak General Insurance for FY 2019-20 is 75.45%.

Claim Process at Kotak Mahindra Health Insurance

  • Network Hospital
  • Non-Network Hospital
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
  • 3

    Claim Processing

    Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
  • 4

    Claim Settlement

    Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
  • 3

    Claim Processing

    Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
  • 4

    Claim Settlement

    Once your request for reimbursement of expenses is approved, the claim will be settled.

Kotak Mahindra Health Insurance Contact Details

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Insurance Products by Kotak General Insurance