Why should I buy a health insurance policy from Kotak General Insurance?

Kotak General Insurance is an ideal choice for both, individuals as well as families that wish to invest in health insurance without breaking their bank. Reasons that make the insurer different than the others include customer-centric operations, customised products and services, digitally enabled processes, efficient claims handling, strong management practices, team of experienced professionals, and others. Talking specifically about policies, the insurer provides comprehensive coverage against the expenses of medical treatment in case of medical emergencies, and that too at a low premium.

How to buy and apply for Kotak Mahindra health insurance policy?

To apply for and purchase a Kotak Mahindra health insurance policy online, you can either visit the official website of Kotak General Insurance or at InsuranceDekho. If possible, you can also visit the nearest branch of Kotak General Insurance and uncover more about different policies offered and learn about their purchase in a detailed manner.

What are the health insurance policies offered by Kotak General Insurance?

Under its health category, Kotak General Insurance offers plans such as Kotak Secure Shield, Kotak Health Premier, Kotak Health Care, Kotak Accident Care, and Kotak Health Super Top Up.

Does Kotak General Insurance offer critical illness cover?

Yes, Kotak General Insurance provides comprehensive coverage for 18 types of critical illnesses under its Kotak Secure Shield policy.

What is the Claim Settlement Ratio of Kotak General Insurance?

The Claim Settlement Ratio of Kotak General Insurance for FY 2019-20 is 75.45%.

Kotak Health Care Insurance User Reviews

117 reviews Rate This

Kotak

Highlights

Cashless Approval TAT	2 hr Cashless Claim Processing
Claim Settlement Ratio	97%
Network Hospitals	7,200+
Pre-existing Waiting Period	4 year
Special Benefits	No Capping on Room Rent
Starting Premium for Rs. 5 lakhs SI	Rs. 489/month

Health Insurance Calculator

Whom do you want the insurance for ?

You

Couple

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Select the age of all members

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Select Age

Where do you live ?

Enter Area Pincode

Choose required Coverage for yourself?

5 Lac

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Disclaimer : Actual Premium might vary basis your location, age and number of members

Rating of Kotak Health Care (Discontinued)

3.7

Based on

26 User reviews

Kotak health care is a great investment
This is the first time that i have invested in kotak plan. I found kotak health care to be very reliable and affordable. I am satisfied with cover for medical bills, free health check-up, pre & post hospitalisation expenses, day care treatment, ambulance cover, cumulative bonus, and others that i have got.
A
Amrit Shukla
On: Dec 10, 2019
Kotak health care plan is blessing
First, InsuranceDekho i am so thankful to you that you recommended this policy to me. To all, this policy is very affordable and reliable. If you want all your prime expenses to be covered, without you having to spend a high premium, go ahead and buy this policy just like i did. It is perfect!
M
Megha Singh
On: Dec 04, 2019
Good comprehensive cover for less premium
I purchased this plan 7 to 8 months back. I bought it on the recommendation of InsuranceDekho people. I must say that i really got a good cover at less rates of premium. Apart from multiple features and benefits, i opted for add-ons like hospital daily cash, convalescence benefit, and donor expenses.
S
Siddharth Anand
On: Nov 27, 2019
Excellent initiative by kotak
Kotak health care is superb for all policyholders. I want to thank the experts of InsuranceDekho for this plan’s suggestion. I have myself, spouse, children and parents covered under this plan. Features that i have got covered include in-patient treatment, pre & post hospitalisation, emergency ambulance, day care procedures, and various others for low premium cost.
R
Rekha Vashishta
On: Nov 27, 2019
My experience with this plan is good
I am having this plan for the past one year. No claim has been filed until now, but i am sure the process will be smooth. This policy has covered medical requirements in more than expected. Features i liked include pre & post hospitalisation expenses, day care treatment, ambulance cover, cumulative bonus, etc.
S
Sagar Chandrakant Khamkar
On: Nov 18, 2019

Why to Buy Health Insurance Policy Online from InsuranceDekho

Tax benefit upto 75,000*
Claim support everyday 10AM-7PM
66 Lacs+ happy customers

Kotak health care is the most perfect policy
My friend recently recommended this policy to me. I also purchased this a few days back. I must tell that this has been a good purchase in terms of health. Low premium but wide cover i have received. I would recommend this superb plan to every person.
B
B Nataraja
On: Nov 18, 2019
This cover gives you peace of mind
This is my second plan with kotak. It has been a few months that i purchased this plan. The benefits of this policy are many. I must say that had i took other plan from any other insurer i would have regretted my decision. I recommend this plan!
A
Ankur Gosain
On: Nov 05, 2019
Kotak health care is simply good
I have always depended on kotak for health insurance. This time when i was investing in health insurance, i thought of kotak only. I have never been disappointed by any kotak plan. Same goes with this plan also. Kotak health care is perfect for me in every way.
R
Riya Seth
On: Nov 05, 2019
Good policy with good cover
I am new to kotak insurance. I purchased this plan on recommendation of insurancedekho people. Must say that it offers wide cover at less premium amount. This plan comes in 3 variants, which one can choose as per their need. I hope this plan helps me when i need it.
P
Prasanna
On: Oct 25, 2019
Happy with Kotak health care
I bought this plan a few months ago. Yet to make a claim, but i know invested the money in the right place. I got covered for basic medical expenses and benefits like cumulative bonus, ambulance cover, and add-ons like hospital daily cash, critical illness cover, and others.
W
Waghmare Sambhaji Shankar
On: Oct 25, 2019

Page 2 of 3 pages

Choose Kotak General Plan for

FAQs

Why should I buy a health insurance policy from Kotak General Insurance?
Kotak General Insurance is an ideal choice for both, individuals as well as families that wish to invest in health insurance without breaking their bank. Reasons that make the insurer different than the others include customer-centric operations, customised products and services, digitally enabled processes, efficient claims handling, strong management practices, team of experienced professionals, and others. Talking specifically about policies, the insurer provides comprehensive coverage against the expenses of medical treatment in case of medical emergencies, and that too at a low premium.
How to buy and apply for Kotak Mahindra health insurance policy?
To apply for and purchase a Kotak Mahindra health insurance policy online, you can either visit the official website of Kotak General Insurance or at InsuranceDekho. If possible, you can also visit the nearest branch of Kotak General Insurance and uncover more about different policies offered and learn about their purchase in a detailed manner.
What are the health insurance policies offered by Kotak General Insurance?
Under its health category, Kotak General Insurance offers plans such as Kotak Secure Shield, Kotak Health Premier, Kotak Health Care, Kotak Accident Care, and Kotak Health Super Top Up.
Does Kotak General Insurance offer critical illness cover?
Yes, Kotak General Insurance provides comprehensive coverage for 18 types of critical illnesses under its Kotak Secure Shield policy.
What is the Claim Settlement Ratio of Kotak General Insurance?
The Claim Settlement Ratio of Kotak General Insurance for FY 2019-20 is 75.45%.

View All

Claim Process at Kotak Mahindra Health Insurance

Network Hospital
Non-Network Hospital

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
3
Claim Processing
Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
4
Claim Settlement
Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
3
Claim Processing
Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
4
Claim Settlement
Once your request for reimbursement of expenses is approved, the claim will be settled.

Kotak Mahindra Health Insurance Contact Details

Reach us for help anytime

Insurance Dekho
755 1196 989Mon to Sun 10:00 AM to 7:00 PM
support@insurancedekho.com
Kotak Mahindra Health Insurance
1800-266-4545Mon to Sat 8:00 AM to 8:00 PM
care@kotak.com