Kotak Arogya Sanjeevani Policy covers dependent children up to what age?

Dependent children whether natural or legally adopted between 3 months up to 25 years are covered under the plan. In case, the child is 18 years and financially independent, he or she is excluded from the cover.

What is the policy term under Kotak Arogya Sanjeevani Policy?

The policy period for Kotak Arogya Sanjeevani Policy is 1 year.

Does the Kotak Arogya Sanjeevani Policy come with a co-payment feature?

Yes! Kotak Arogya Sanjeevani Policy has a fixed copayment clause for 5% that is applicable for all claims and ages.

Does Arogya Sanjeevani Policy by Kotak Health Insurance cover modern treatments?

Yes! The policy provides cover for modern treatment methods and advancements in technology, up to 50% of the sum insured amount.

Is cataract surgery covered under Kotak Arogya Sanjeevani Policy?

Yes, cataract surgery is covered under the plan, however, the sub-limit for cataract surgery is 25% sum insured or Rs.40,000, whichever is lower per eye, in case of one policy year.

Kotak Arogya Sanjeevani Health Insurance Wordings

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Highlights

Cashless Approval TAT	Within 35 minutes
Claim Settlement Ratio	97%
Network Hospitals	9,450+
Pre-existing Waiting Period	4 year
Special Benefits	No Capping on Room Rent
Starting Premium for Rs. 5 lakhs SI	Rs. 489/month

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Disclaimer: Actual Premium might vary basis your location, age and number of members

Kotak Mahindra Health Insurance Plan List

Family (2)
Individual (2)
Parents (1)
Critical Illness (1)
Kids (1)
Maternity (1)
Senior Citizen (1)
Woman (1)

Name of Plan	Sum Insured
Kotak Health Care (Discontinued)Min: 91 Days; Max: 65 YearsPopular	2 Lakh	Check Premium
Kotak Secure ShieldMin: 18 Years; Max: 65 Years	5 Lakh	Check Premium
Kotak Health PremierMin: 91 Days; Max: 65 Years	3 Lakh	Check Premium
Arogya Sanjeevani PolicyMin: 18 years; Max: 65 years	1 Lakh - 5 Lakh	Check Premium
Corona Kavach PolicyMin: 1 Day; Max: 65 years	50 Thousand - 5 Lakh	Check Premium
Corona Rakshak PolicyMin: 18 years; Max: 65 years	50,000 - 2.5 Lakh	Check Premium

Kotak Mahindra Health Insurance Top Up List

Top-up (1)

Name of Plan	Sum Insured
Kotak Health Super Top UpMin: 91 Days; Max: 65 Years	3 Lakh	Check Premium

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FAQs on Arogya Sanjeevani Policy Health Insurance Plan

Kotak Arogya Sanjeevani Policy covers dependent children up to what age?
Dependent children whether natural or legally adopted between 3 months up to 25 years are covered under the plan. In case, the child is 18 years and financially independent, he or she is excluded from the cover.
What is the policy term under Kotak Arogya Sanjeevani Policy?
The policy period for Kotak Arogya Sanjeevani Policy is 1 year.
Does the Kotak Arogya Sanjeevani Policy come with a co-payment feature?
Yes! Kotak Arogya Sanjeevani Policy has a fixed copayment clause for 5% that is applicable for all claims and ages.
Does Arogya Sanjeevani Policy by Kotak Health Insurance cover modern treatments?
Yes! The policy provides cover for modern treatment methods and advancements in technology, up to 50% of the sum insured amount.
Is cataract surgery covered under Kotak Arogya Sanjeevani Policy?
Yes, cataract surgery is covered under the plan, however, the sub-limit for cataract surgery is 25% sum insured or Rs.40,000, whichever is lower per eye, in case of one policy year.

Claim Process at Kotak Mahindra Health Insurance

Network Hospital
Non-Network Hospital

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
3
Claim Processing
Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
4
Claim Settlement
Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
3
Claim Processing
Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
4
Claim Settlement
Once your request for reimbursement of expenses is approved, the claim will be settled.

Kotak Mahindra Health Insurance Contact Details

Reach us for help anytime

Insurance Dekho
755 1196 989Mon to Sun 10:00 AM to 7:00 PM
support@insurancedekho.com
Kotak Mahindra Health Insurance
1800-266-4545Mon to Sat 8:00 AM to 8:00 PM
care@kotak.com