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HDFC ERGO my: Health Medisure Super Top-up Insurance Wordings

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Highlights
Cashless Approval TAT45 mins Cashless Claim Processing
Claim Settlement Ratio100%
Network Hospitals12,000+
PED Coverage Starting From3 year
Special Benefits2X Cover from Day 1
Starting Premium Rs. 1090/month

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Disclaimer : Actual Premium might vary basis your location, age and number of members

HDFC ERGO my: Health Medisure Super Top-up Brochure

  • 210.44 KB
  • PDF Document
  • Nov 04, 2019

HDFC ERGO Health Insurance Plan List

    Name of PlanSum Insured
    Optima SecureMin: 91 Days, Max: 65 Years Check Premium
    Optima RestoreMin: 91 Days, Max: 65 Years3 Lakh Check Premium
    my: health SurakshaMin: 91 Days; Max: No Limit3 Lakh Check Premium
    Health Suraksha Top-Up Plus PolicyMin: 91 days; Max: 65 years3 Lakh - 10 Lakh Check Premium
    my:Health Women Suraksha PolicyMin: 18 years; Max: 45 years1 Lakh - 1 Crore Check Premium
    Dengue Care Policy Min: 91 Days; Max: 65 years50 Thousand - 1 Lakh Check Premium
    Easy Health PolicyMin: 91 days; Max: 65 years1 Lakh - 50 Lakh Check Premium
    my:Health Koti SurakshaMin: 18 years; Max: 65 years Check Premium
    Maxima PolicyMin: 91 Days; Max: 65 years Check Premium
    Day2Day Care PolicyMin: 91 Days; Max: 65 years Check Premium
    iCan CancerMin: 5 Years; Max: 65 Years5 Lakh Check Premium
    Health WalletMin: 91 Days; Max: 65 Years3 Lakh Check Premium
    EnergyMin: 18 Years, Max: 65 Years2 Lakh Check Premium
    Optima SeniorMin: 61 Years; Max: No Limit 2 Lakh Check Premium
    Corona Kavach PolicyMin: 1 day ; Max: 65 years50,000 - 5 lakh Check Premium
    Arogya Sanjeevani PolicyMin: 3 months; Max: 65 years1 Lakh - 5 Lakh Check Premium
    Critical Illness PlanMin: 5 Years; Max: 65 Years 5 Lakh Check Premium

    HDFC ERGO Health Insurance Top Up List

      Name of PlanSum Insured
      my: Health Medisure Super Top-upMin: 3 Months; Max: 65 Years3 Lakh Check Premium
      Optima SuperMin: 91 Days; Max: 65 Years5 Lakh Check Premium

      3624 HDFC ERGO Cashless Network Hospitals in India

      Choose HDFC ERGO Critical Illness Plan

      FAQs on my: Health Medisure Super Top-up Health Insurance Plan

      • What are the sum insured and deductible options available under this my: Health Medisure Super Top Up Insurance Policy?

        The my: Health Medisure Super Top Up Insurance Policy offers the sum insured options on an individual and family floater basis. The SI ranges between Rs. 3 Lakh to Rs. 20 Lakh while the deducible ranges from Rs. 2 Lakh to Rs. 5 Lakh.

      • What are the entry and exit age applicable under this plan?

        With this policy, one can be insured from the age of 18 years to 65 years. You can insure your children from the age of 91 days to the age of 23 years. 

      • What are the relations that can get the coverage under this top-up policy?

        The plan allows the coverage for many relations such as a spouse, children, dependent parents, dependent parents-in-law, sister, brother, grandparents, grandchild, son and daughter-in-law, nephew and niece.

      • Do I need to go through any medical test to enter my: Health Medisure Super Top Up Insurance Policy?

        No, you are not required to undergo any medical tests up to the age of 55 years, except if you have declared any pre-existing diseases or ailments at the time of applying for the policy.

      • Does this top-up health insurance plan offer lifetime renewability?

        Yes, you can renew your policy throughout your lifetime, provided we have received your application for renewal and the renewal premium before the due date or within a maximum of 30 days from such date. No claims will be payable during this gap period of 30 days. 

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      Claim Process at HDFC ERGO Health Insurance

      • Network Hospital
      • Non-Network Hospital
      • 1

        Claim Assistance

        For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
      • 2

        Claim Intimation

        Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
      • 3

        Claim Processing

        Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
      • 4

        Claim Settlement

        Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
      • 1

        Claim Assistance

        For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
      • 2

        Claim Intimation

        Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
      • 3

        Claim Processing

        Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
      • 4

        Claim Settlement

        Once your request for reimbursement of expenses is approved, the claim will be settled.

      HDFC ERGO Health Insurance Contact Details

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