Compare & Buy Car, Bike and Health Insurance Online - InsuranceDekho
Claim, renew, manage & moreLogin

Why Do You Need Health Insurance Coverage For Asthma?

Published On Apr 12, 2021, Updated On May 12, 2021

Asthma is a disease in which the respiratory tract (the passage that transports air to and from the lungs) becomes inflamed or swollen, making it highly susceptible to any kind of irritant and thereby increasing the risk of allergic reactions. The patient's respiratory tract expands as a result of the inflammation, which blocks the flow of air and ultimately leads to trouble breathing, chest tightness, and coughing.

Why Do You Need Health Insurance Coverage For Asthma?

Why Do You Need Health Insurance Coverage For Asthma?

There are many measures that can be used to diagnose the disease, including the ones mentioned below:

  • Nitric Oxide Test

 In asthmatic patients with an inflamed/swollen respiratory tract, nitric oxide levels may be higher than average. The amount of nitric oxide gas in a patient can be measured with this examination. This form, however, is not commonly used.

  • Methacholine Challenge

It's also an asthma trigger, so if it triggers some slight constriction in your respiratory tract, you're probably suffering from asthma. If your initial function test report is normal, you will be given this test.

  • Allergy Tasting

A skin/blood test is used to determine whether you have an allergy to dust, pets, mould, or pollen. If any allergy causes are discovered in your case, you will be advised to undergo allergen immunotherapy.

  • Imaging Examinations

An X-ray image of your chest and a high-resolution CT scan of your nasal cavities and lungs may be used to detect structural abnormalities/diseases that may be causing or exacerbating your breathing difficulties. If you have asthma, eosinophils are a form of white blood cell that can be found in your saliva as well as the mucus you expel. When the signs appear, these white blood cells may be detected.

If you have asthma, here are a few of the most compelling reasons to purchase a health plan:

  • Changing lifestyles and climatic conditions are only a few of the major factors that contribute to asthmatic symptoms. Health is also harmed by a lack of good habits and daily exercise.
  • Asthmatic attacks can be life-threatening and necessitate prolonged hospitalisation. As a result, because you have invested in a health insurance plan, they will result in a significant financial liability that will deplete all of your savings.
  • Treatment costs are still on the rise, which is something we all worry about. You will need to take time off work to recover from your asthma attacks, which will affect your professional results. If you don't have health insurance, it would be much more difficult to meet your household costs in these situations.

Our recommendation is to enrol in a health insurance plan to cover the costs of an asthma attack. Also, make sure to give your insurer your full medical history, since insurance providers are also worried with whether or not you are taking the necessary steps to keep your illness and attacks under control. As a result, make sure you take all of the necessary measures to remain safe.

Disclaimer: This article is issued in the general public interest and meant for general information purposes only. Readers are advised not to rely on the contents of the article as conclusive in nature and should research further or consult an expert in this regard.

Health Insurance Coverage Calculator

Who do you want to insured ?

  • Individual
  • Couple
  • Family
  • Parents

Age of eldest insured member ?

Where do you live ?

Disclaimer : Actual Coverage might vary basis your location, age and number of members

Health Insurance News

People Also Read

Must BuyMust Buy

Why to Buy Health Insurance Policy Online from InsuranceDekho

  • Tax benefit upto 75,000*
  • Claim support everyday 10AM-7PM
  • 50 Lacs+ happy customers

Latest Health Insurance Articles