Preventive Health Care Plan

Due to a sedentary lifestyle, poor eating habits, and addiction to smoking and drinking, there has been a steep increase in the number of lifestyle related diseases such as chronic lung ailments, hypertension, diabetes, cardiac troubles, cancer etc. Most of these health related issues if left untreated for a long period of time can become life-threatening. Therefore, it is highly recommended to have prevention against health related issues rather than visiting the doctor during the illness. This is the reason why today a health insurance cover is considered to be good only if it offers coverage for preventive measures.

Meaning of Preventive Health Care

There are various preventive health care measures including detection of illness early through screening, tips to identify and minimize risk factors related to disease, improvement of existing disease courses, etc. It has become significant as it allows individuals to know regarding their health problems well in time. As late detection of fatal diseases is totally ineffective and may also turn into sudden death. Health issues at times act like silent killers, therefore, it is important to get these issues detected on time via frequent health check-ups and by taking necessary preventive care measures.

Key Features of Preventive Health Care

Preventive Health Care Plan, which is a comprehensive health plan designed specifically to offer following features and benefits to their customers:

• Consultation of Doctor free of cost (even on the call)
• Discounts offered at Pharmacy
• Frequent health check-ups offered free of cost throughout the year
• Concessions offered on major treatments alongside consultation services and diagnosis.
• Tax benefit offered under section 80 D
• Benefits offered on various dental services
• Various tests are included in preventive healthcare plans such as cancer screening, pressure monitoring, blood tests, HIV testing, genetic testing, pap smear etc.

Types of Preventive Health Care Packages

In India, today to step up with the rapidly transforming times various health insurance companies have started providing preventive health care packages to the interested policy buyers. This move not only helps the interested people in availing the benefits of the same but it also helps in creating awareness amongst individuals regarding the serious health related problems:

• Executive Plans

With the help of this preventive health care plan, employees of various companies are offered cover to go for frequent health care check-ups in the hospitals that are listed under the policy by the insurance company.

• Regular Checkups

The policyholder through this preventive health care plan can get regular health checkups at hospitals listed in the policy document to know whether everything is alright with their existing health status.

• Family Plans

Under this preventive health care plan, all the members of the family including self, adults and children are offered a health care protective cover and various other benefits associated with the plan.

• Diabetes Plan

Vital body organs such as kidney, heart, liver etc can be affected due to diabetes. Hence, there is a need for the patient to undergo regular health check-ups, which is offered under the diabetes health care plan.

• Child Plan

Under Child Preventive healthcare plan parents are allowed to take their children for regular health check-ups. The age of the children should be between 0-13 years.

Final Words

You can choose any preventive health care plan based upon your individual needs and requirements. Or you can even customize the preventive health care plans as per your needs, which can even prove to be a great money saving deal for you. All the individuals must consider availing preventive health care plans as it is better to find a cure for the disease in the early stages rather than letting it reach an irreparable condition.

Disclaimer: This article is issued in the general public interest and meant for general information purposes only. Readers are advised not to rely on the contents of the article as conclusive in nature and should research further or consult an expert in this regard.