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Importance of Health Insurance For Senior Citizen To Fight The Coronavirus

Updated On Apr 19, 2021

Why The novel coronavirus has brought a new threat to the human population. The disease caused by the novel coronavirus, named Covid-19, still doesn't have any substantial clue. When the entire world is desperately waiting for a vaccine to save us all from this perilous virus, all we can do is stay safe and fight it however we can. 

In this new pandemic era, truth be told, no one is safe but our parents or let me put it in other words, anyone above the age of 55 years is very vulnerable to the virus. This virus has the highest mortality rate in the age group that is 55 years and above. 

Why is COVID-19 Insurance Important For Senior Citizens?

The prime question that arises is why is it essential during this period? The following list details the importance of health insurance cover for the senior population.

  • Age Factor: The people above the age of 55 years, as mentioned above, are most vulnerable to the disease. It's not just that the disease affects them at a swift rate but also that they are the most difficult to cure and rehabilitate. 
  • Rising Medical Bills: The medical bills in this era of coronavirus, especially for the treatment of Covid-19, is very high. The reasons behind them are primarily the novelty of the diseases, hence an experimental or an extreme procedure that is expensive. Secondly, the disease affects the cardio-respiratory system drastically, and the patients need intensive care and ventilation, which is a costly procedure. At the age of 55 and above financial issues could be a huge drawback.  
  • Underlying Issues: It has been found that Covid-19 renders the body in such a weak state that it is not able to cope, even when the body has been rid of the virus. Usually, deaths are due to underlying diseases. The occurrence of underlying diseases is very high in older people.
  • Affordability & Eligibility: As you age, the premium keeps increasing, and there comes a period when you can no longer apply for health coverage. If you are below this certain age, then it is recommended that keeping in mind the current pandemic scenario, take a health cover with slightly less premium and more ease. 

You May Also Like To Read: Covid-19 Health Insurance Policies


The new era of the corona-ridden world needs the elderly to be insured. Being elder directly translates to being responsible, and thus, it is the responsibility of the elderly and their children to get them insured, and then let's fight this virus together.      

Disclaimer: This article is issued in the general public interest and meant for general information purposes only. Readers are advised not to rely on the contents of the article as conclusive in nature and should research further or consult an expert in this regard.

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