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Guide to Buy Health Insurance for Women

Updated On May 11, 2021

Due to the sedentary lifestyle, women these days have become more vulnerable to disorders related to stress and various other lifestyle illnesses or diseases, especially after 40 years in age. Moreover, it has been acknowledged that women have higher chances of succumbing to critical illnesses like diabetes, irregular BP, auto-immune diseases, arthritis, bone related disorders, breast cancer, pregnancy related disorders etc.

Taking account of all the facts, it is important to have a health insurance plan for women to cater to their healthcare needs during the time of emergency.

Guide to Buy Health Insurance for Women

Guideline Before Buying Health Insurance Plans for Women

With a variety of different insurance plans available in the insurance market, purchasing a health insurance plan for women can be an arduous task. Highlighted below are some of the guidelines to consider before purchasing health insurance plans for women:

  • Cashless Hospital network

A medical emergency can arise anytime and anywhere, thus leaving the policyholder in big trouble. Therefore, while planning to buy a health insurance plan for women, it is advisable to go for an insurance company that has a wide range of network hospitals. This is because it will help you in saving your efforts and time in case no one is there to support you during a crisis.

  • Health Plan with Maternity Cover

If you are planning to extend your family, then there are multiple health insurance plans that come with maternity coverage for women. Although, only a few insurance companies provide maternity cover, moreover, it comes along with a waiting period. Therefore, it is suggested that you should choose an insurance plan that offers coverage only for maternity.

  • Good Claim Settlement Ratio and Easy Claim Process

Look for an insurance company with a good claim settlement ratio and an insurance company that offers a fast claim settlement process. These will give you the much needed peace of mind and clarity regarding the credibility of the company to give claim at the time of emergency. The claim settlement ratio can be checked on the official website of IRDA.

  • Buy Insurance Plan Early

Many girls who are of the age of 15 or 16 are also known to be suffering from illness such as hormonal imbalance or thyroid. While for the majority of pre-existing illness, there is said to be a waiting period of 2-5 years. Therefore, it is recommended to purchase a health insurance plan when you are still young.

Final Words

In case you are planning to buy a health insurance plan for yourself or any other women in your family, then analyze carefully and choose wisely so that it can take care of you in the long run and through all life stages. You can consider the above points to purchase the best health insurance plan for yourself or any woman in your family.

Disclaimer: This article is issued in the general public interest and meant for general information purposes only. Readers are advised not to rely on the contents of the article as conclusive in nature and should research further or consult an expert in this regard.

Disclaimer: This article is issued in the general public interest and meant for general information purposes only. Readers are advised not to rely on the contents of the article as conclusive in nature and should research further or consult an expert in this regard.

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