Everything about AYUSH Treatment Coverage Benefits in Health Insurance Plans

Since time immemorial, Ayurveda has been in practice for the treatment of different diseases. As opposed to modern allopathic treatments, Ayurveda makes use of natural ingredients for the cure of different diseases. Owing to its positive results, AYUSH treatment which adopts the Ayurvedic methodology for curing diseases is now available in different health insurance plans. It was in 2013 that the IRDAI urged health insurance companies to provide AYUSH treatment. So, if you are curious to know all about AYUSH treatment and its benefits, then you have landed at the right place. Read on to learn more. 

What Is AYUSH Treatment?

AYUSH, an alternative medical treatment, stands for Ayurveda, Yoga & Naturopathy, Unani, Siddha, and Homeopathy. The therapies involved in AYUSH treatment are backed by ancient medical sciences and have shown positive results when it comes to the treatment of diabetes, hypertension, and so many more. While the AYUSH treatment may not offer instant results this method of treatment is now preferred by thousands of people from all over the world as it is cost-effective as well as offers several benefits. So, let’s discuss the benefits of AYUSH treatment in the section below.

Benefits of AYUSH Treatment

Listed below are some of the benefits of AYUSH treatment that you should know:

1. It Has No Side Effects

As opposed to modern medical treatment, AYUSH treatment produces no side effects. AYUSH treatment makes use of herbs and other natural ingredients which is why it provides no side effects during treatment. 

2. It Is Cost-effective

These days medical treatment is on the constant rise which often makes it difficult for a common man to avail quality treatment. But this is not the case with AYUSH treatment as it is extremely cost-effective and can thus be availed by anyone without having to drain their savings.

3. Addresses The Root Cause Of The Disease

Unlike other ways of medical treatment, AYUSH treatment aims at eradicating the root cause of the disease rather than just treating its symptoms. For instance, the Ayurvedic method of treating a cold with a kadha is effective in not only treating sneezing but also all other symptoms. 

4. Uses A Holistic Approach

Ayurveda treats humans as a combination of the soul, senses, mind, and body. Thus, when it comes to the treatment of any disease using ayurvedic methods, all these four components are taken into account. Thus, overall, AYUSH treatment adopts a holistic approach. 

5. Offers Great Results In Treating Chronic Diseases

Generally, in modern medicine, the treatment of diseases like diabetes involves injection and intake of lots of medicines. However, in comparison, AYUSH treatment aims at treating chronic diseases through a natural process and without inducing pain. The AYUSH treatment is thus highly preferred for the treatment of chronic diseases. 

6. Finding AYUSH Practitioner Is Easy

AYUSH treatment is heavily sought-after by individuals from remote areas where finding a hospital often becomes difficult. In such areas, however, it is easier to find AYUSH treatment practitioners.

7. Effective For Elderly People

With increasing age, the body’s potential to react to certain medicines and therapies decreases. This is why especially for elderly people, AYUSH treatment becomes highly beneficial in order to get the illness treated. As the medicines involved in AYUSH treatment are milder, it becomes easier for elderly people to take such medicines, and their bodies respond accordingly. 

8. Helps Deal With Lifestyle Diseases

At present, due to our altering lifestyle and 9-5 work life, many of us are now victims of severe back pain, obesity, and others. So, in order to get treatment of such lifestyle-related problems, it is best to seek AYUSH treatment. 

Inclusions and Exclusions In AYUSH Health Plans

At present, many health insurance companies now offer AYUSH treatment in their health plans. So, we have provided common inclusions and exclusions available in the AYUSH health plan.

Inclusions

• Expenses for in-patient treatment
• Medical expenses incurred as a result of availing treatment at registered daycare centres

Exclusions

• Treatment at a non-government hospital
• Daycare treatment
• Pre and post hospitalisation expenses
• Rejuvenation therapies that are not considered a medical treatment

Conclusion

So, with multiple health insurance companies now offering AYUSH treatment in their health insurance plan, it becomes easier to select the desired plan. You can compare the different plans available online and then make a decision. You can also contact us for any queries pertaining to your health insurance plan.