Discovering the Best Group Health Insurance Plans in India

Needless to say over the past few years the pace of the world has accelerated and people have started to feel rushed and become busier. Individuals working in organizations with such tight schedules and never-ending guidelines often choose to ignore their health issues, which gradually becomes a serious threat to their healthiness.

There are some of the best group health insurance plans available in the market, which generally aims at groups and employees in the organization. It is also known as a corporate health insurance policy. It is the best way to ensure yourself, your employees, and even your families. 

Today we are going to discuss some of the best group health policies and their benefits. After reading this article, one can easily figure out the best policy for him and his family. 

Top 5 Group Health Insurance Plans In India

1) Aditya Birla General Insurance  - Aditya Birla Group Active Health

Aditya Birla's group insurance policy is completely employee-centered and has a motto- Healthy employees are happy employees. It covers the following benefits:

• Health Returns- Employees can earn rewards for adopting a healthy lifestyle and at the same time, 30% of insurance premiums can be earned. 
• Active Health App- Plan allows you to download an application to track your health and activity which gives 24x7 assistance.
• Flexibility - Allows freedom and flexible options to choose your hospitals. 

2) Bajaj Allianz General Insurance - Bajaj Allianz Life Group Insurance Plans

Bajaj Allianz policy is custom-made for each organization and considers the requirements of employees. It includes:

• Hospitalization Expenses: Covers maternity and newborn baby expenses. 
• Fast Disbursement: In-house health administration teams help in fast disbursement. 
• Costs: Covers costs of organ transplant, dialysis, chemotherapy, radiotherapy, and more

3) TATA AIG General Insurance - Medi-Prime Group Health Insurance

TATA AIG covers health insurance at low costs and affordability. It includes benefits like:

• Day-Care Procedures: Covers expense for day-care centre during illness. 
• Excellent Diagnostics: Covers the number of diagnostic tests up to Rs 25,000 per year. 
• Vaccination Cover: Covers expenses related to the Human Papillomavirus (HPV) vaccine & Hepatitis B Vaccine. 

4) SBI General Insurance - SBI Group Health Insurance Plan

SBI is yet another excellent option to choose from. It includes:

• No Tests: No pre-policy medical tests up to 65 years of age.
• Excellent Coverage: Covers up to 30 days pre and 60 days post-hospital expenses. 
• Multiple Coverage Options: Allows multiple options to choose from- Employees, families, etc. 

5) ICICI Lombard - Group Mediclaim Insurance Policy

ICICI covers all the expenses like day-care treatment, hospitalization, or any other injury during the policy period. 

• Premium: Charged upon the age of person and sum insured selected. 
• Group Discount: Discounts are given if the group size exceeds 100.
• Extension Policy: Policy can be extended to cover maternity benefits on payment of additional premium.

Conclusion

Deciding among the pool of best group health insurance policies is not a cakewalk but the above-mentioned plans provide a crystal clear view and one can choose accordingly!
STAY INSURED, STAY HEALTHY!

Disclaimer: This article is issued in the general public interest and meant for general information purposes only. Readers are advised not to rely on the contents of the article as conclusive in nature and should research further or consult an expert in this regard.