Benefits and Coverage of Dental Insurance in India
Published On Apr 03, 2021 5:30 AM By KANIKA WADHWA
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While dealing with big things in life, we often miss out the small but important things. Same happens when we talk about health insurance, we miss out on basic one like dental insurance. And it is quite obvious that one does not understand the pain until it is of their own. We all have a habit of eating junk food and that leads to tooth problems and a small hole in a tooth can lead to a big role in the pocket of the insured.
Sadly, dental insurance is one such small investment which we miss out while ensuring our assets. Dental Insurance gets ignored not only by the clients but by various insurance companies too and they don't provide coverage for dental related treatments in their base policies. Such treatments and procedures differ from plan to plan such as dentures, carries filling, root canal and tooth extractions. But one needs to be aware of the policy clauses in dental insurance and read terms and conditions carefully.
What is Dental Insurance?
Dental insurance refers to the financial coverage provided by insurance companies for dental treatment and procedures that are considered necessary by a medical professional. Procedures are divided in two categories that are preventive and diagnostic. Procedures for which the insured can avail coverage for,under such policy may include tooth extractions, filing of caries, dentures, root canal procedures etc
Benefits and Coverage of Dental Insurance
Given below are some of the benefits and coverage one can avail by buying a dental health insurance plan.
Dental Insurance provides unlimited free dental consultation to the insured.
Dental Insurance provides coverage for digital x-ray and OPG facilities. The policyholder can avail this benefit by just sitting at home and getting a digital x-ray done and will get compensation for it by the company.
With dental insurance in hand, policyholders enjoy discounts or few free of cost teeth scaling and also benefits of whitening of teeth.
Benefits at the Time of Teeth Bracing
The insured enjoys assured benefit at the time of teeth bracing and teeth implantation. The insured gets a pre decided lump sum amount at the time of teeth bracing or implantation.
Coverage for Tooth Removal
Not only expensive or big surgeries dental insurance also provides coverage for as small as a tooth removal procedure. The insured can avail either a free tooth removal or discounts on such procedures.
Disclaimer: This article is issued in the general public interest and meant for general information purposes only. Readers are advised not to rely on the contents of the article as conclusive in nature and should research further or consult an expert in this regard.