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All You Need To Know About Health Day Care Procedures

Published On Apr 17, 2021 5:30 AM By KANIKA WADHWA

There are occasions where a patient is asked to perform a disease-diagnosis test for which medication is not needed, such as an MRI scan or a minor procedure that does not require the patient to remain in the hospital and can be completed in less than 24 hours, and the insurance provider will cover any costs associated with this under the day-care rider. To put it another way, day-care centres help people recover.

All You Need To Know About Health Day Care Procedures

All You Need To Know About Day Care Procedures

Here are a few things you should know about Day Care Procedures -

What are Daycare Procedures ?

Treatments that entail fewer than 24 hours of hospitalisation are referred to as daycare procedures. These treatments are performed in a hospital or a daycare centre under the influence of local anaesthesia for particular procedures as specified in the policy document.

The following are some of the most common daycare procedures that are covered by most health insurance plans:

  • Cataract
  • Angiography
  • Chemotherapy
  • Dialysis
  • Radiotherapy
  • Septoplasty
  • Prostate
  • Sinusitis
  • Liver aspiration
  • Colonoscopy
  • Appendectomy
  • Hydrocele
  • Piles/Fistula
  • Lithotripsy
  • Sclerotherapy

Advantages of Day-Care Medical Insurance

If you purchase health insurance policies that cover daycare procedures, you will be able to take advantage of the following advantages:

  • Peace Of Mind

Even if it is only for a single day, hospitalisation is stressful. And the exorbitant care costs could add to the misery. However, recognising that you already have a health insurance package that will cover all of your medical costs, including the costs of daycare treatment, relieves a lot of your anxiety.

  • Cashless Treatment

If you know ahead of time that you or a family member will be undertaking a daycare operation, you might be eligible for cashless treatment after checking with your health insurance provider.

  • Benefit of Tax Savings

You will save money on taxes by buying health insurance premiums that provide coverage for daycare procedures. Under section 80D of the Income Tax Act of 1961, you will get a tax break on the premiums you pay for these policies.

  • Quality Treatment

If you have health insurance, you will receive treatment for daycare procedures at any network hospital. Even if you are just in the hospital for a short time, these network hospitals have the best medical treatment for you and your family.
A few considerations when choosing health insurance include:

  • Regulation Types
  • Amount of coverage
  • The number of people who will be included
  • Policy term
  • Co-payments, etc.

Take Away

Before deciding on a health insurance package that includes daycare procedures coverage, pay attention not only to the number of procedures covered, but also to the concept of these procedures within the scope of coverage.

Disclaimer: This article is issued in the general public interest and meant for general information purposes only. Readers are advised not to rely on the contents of the article as conclusive in nature and should research further or consult an expert in this regard.

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