Affordable Health Care Plans in India
Updated On May 04, 2021
Table of Contents
Earlier, the best way to buy a health insurance plan was to meet up with sales representatives of specific companies who would then pitch the features of specific plans to you. The company's agents' usual approach is to modify the plan according to your requirements to tempt you into buying one such plan.
But in such case, you might be missing out on other health care plans provided by different companies that are comparatively cheaper or may have better features. But online insurance portals have made the insurance buying process simpler than before.
Given below is a list of the most affordable Individual Health Insurance plans available in the market .
| Name of Insurance Company | Policy Name | Minimum Sum Insured | Premium Amount |
| Manipal | ProHealth Protect | Rs. 5.5 lakh |
Rs. 619/month Rs. 7,422 annually |
| Care | Care | Rs. 5 lakh |
Rs. 552/month Rs. 6,621 annually |
| Aditya Birla Health | Active Assure Diamond | Rs. 5 lakh |
Rs. 531/month Rs. 6,371 annually |
| Max Health Insurance | Health Companion | Rs. 5 lakh |
Rs. 654/month Rs. 7,851 annually |
| Star | Young Star Silver | Rs. 5 lakh |
Rs. 448/month Rs. 5,375 annually |
| Digit | Super Care | Rs. 5 lakh |
Rs. 482/month Rs. 5,787 annually |
| Edelweis | Edelweis Silver | Rs. 5 lakh |
Rs. 408/month Rs. 4,892 annually |
| Raheja QBE | Health QUBE Super Saver | Rs. 5 lakh |
Rs. 246/ month Rs. 2,946 annually |
| Care | Care with Smart Select | Rs. 7 lakh |
Rs. 525/month Rs. 6,298 annually |
| Care | Care Freedom | Rs. 5 lakh | Rs. 546/month |
| Universal Sompo |
Complete HealthCare Insurance - Privilege |
Rs. 6 lakh |
Rs. 547/month Rs. 6,561 annually |
Features of the Insurance Policies
Below mentioned are some important features of given insurance policies, which one should consider before buying a health insurance plan.
-
Manipal Cigna ProHealth Protect
- Restoration Benefits
- PED Waiting 4 years
- No Co-payments
- Pre- Hospitalisation- 60 days
- Post Hospitalisation - 90 days
- Cashless hospitals- 281
-
Care Health Insurance Policy
- Restoration Benefits
- PED Waiting 4 years
- No Co-payments
- Pre -Hospitalistaion- 30 days
- Post Hospitalisation - 60 days
- Cashless Hospitals- 132
-
Aditya Birla Health Activ Assure Diamond
- Restoration Benefits
- PED Waiting 4 years
- No Co-payments
- Pre -Hospitalisation- 30 days
- Post Hospitalisation- 60 days
- Cashless Hospitals- 289
-
Max Health Companion Plan
- PED Waiting 3 years
- Restoration Benefits
- No Co-payments
- No room rent capping
- Pre-Hospitalisation- 30 days
- Post Hospitalisation- 90 days
- Cashless Hospitals - 197
-
Young Star Silver Plan
- Restoration Benefits
- No co-payments
- Digit Super Care Plan
- Restoration Benefits
- No room rent capping
- PED Waiting 2 years
- No Co-payments
- Pre-Hospitalisation- 30 days
- Post Hospitalisation- 60 days
- Cashless Hospitals- 249
-
Edelweiss Silver Health Plan
- PED Waiting 4 years
- No co payments
- Cashless hospitals- 232
-
Health QuBE Aarogya Sanjeevani Plan
- PED Waiting 4 years
- Co-payments
- Pre Hospitalisation
- Post Hospitalisation
- Cashless Hospitals- 249
Care Smart Select Plan
- PED Waiting -4 years
- Restoration Benefits
- No Co-payments
- No room rent capping
- Pre Hospitalisation
- Post Hospitalisation
- Cashless Hospitals- 132
-
Care Freedom Plan
- PED Waiting 2 years
- Restoration Benefits
- Co-payments
- Pre-Hospitalisation
- Post Hospitalisation
- Cashless Hospitals- 132
-
Universal Sompo Complete Privilege Plan
- Maternity Cover
- Restoration Benefits
- OPD benefits
- No room rent capping
- PED Waiting 3 years
- No Co-payments
- Pre- Hospitalisation - 30 days
- Post Hospitalisation- 60 days
Disclaimer: This article is issued in the general public interest and meant for general information purposes only. Readers are advised not to rely on the contents of the article as conclusive in nature and should research further or consult an expert in this regard.
