Liberty Car Insurance
| CASHLESS GARAGES | 4,500 |
| CLAIMS SETTLED | 98% |
| ZERO DEP. CLAIMS | UNLIMITED |
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About Liberty Car Insurance
Liberty General Insurance is a joint venture between Liberty Citystale holdings PTE Ltd and Industries Limited. The company has a vast portfolio of insurance products and has affirmed itself in around 20 cities in India. These include third-party car insurance policies, standalone own-damage car insurance policies, and comprehensive car insurance policies. These car insurance policies can be purchased for both the new and old car owners.
It has set up its operation across 28 states of India. Currently, it has 97 offices set up in 95 different cities of the nation. It has an employee strength of 1,200 and more. Other than the traditional medium of offering car insurance policies and several other covers through branches, it also provides procedures online through its website and different online aggregators.
The company has set high standards of customer service for car insurance plans in addition to industry contribution and technology implementation. The commitment of the firm towards the car insurance and other solutions has made it receive several awards and recognition such as ''Employer of Choice'' award in 2014, ''Most Influential Retail Leader'' award in 2017, ''Excellence in Partner Marketing'' award in 2019 and many more.
Liberty Car Insurance
The Liberty car insurance segment consists of a third party liability cover and a comprehensive plan which it issues policies online as well as through its branches spread across the country. These insurance plans are designed to cover the financial liabilities of policyholders which they hold towards a third party due to an accident with their insured car and compensate the damages and losses which your car might sustain after a collision or a mishap like accident, theft, fire, man-made disaster, natural calamity and so on. The third party is a basic insurance plan while a comprehensive plan is for overall protection. The insurance company makes both these plans available at quite reasonable rates.
The general insurance company provides you additional protection and convenience through different add-on covers such as depreciation cover, consumables cover, roadside assistance cover, key loss cover, engine safe cover, loss of personal belongings, and so on. In order to provide protection to everyone, the company also offers optional personal accident cover for policyholders and unnamed co-passengers respectively. There are several key benefits of buying a car insurance policy from Liberty General Insurance which comprise hassle-free inspection and cashless claim service, claim settlement within 7 working days, no claim bonus, effective customer support, etc.
Significant Points of Liberty Car Insurance
Features | Coverage |
| Founding Year | 2013 |
| Network Garages | 4500 |
| Claim Settlement Ratio | 98.00% |
Third Party Property Damage | Up to Rs. 7.5 Lakh |
Own Damage Cover | Coverage for Own Car for Its Loss and Damage |
Personal Accident Cover | Up to Rs. 15 Lakh for Owner-Driver and Up to 2 Lakh for Unnamed Co-Passengers. |
Add-on Covers | 9 Add-on Covers |
Claim Assistance | 24/7 Claim Assistance |
Benefits of Liberty Car Insurance
- A wide network of 4,300+ garages
- Digitally enabled insurance procedures
- Allow customers to request unlimited claims
- Owns several coveted awards and certifications
- Promises to settle claims within 7 working days.
473 Liberty Cashless Garages in India
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Insurance Products by Liberty General Insurance
Liberty Car Insurance FAQs
Is it necessary to have a car insurance policy in India?
According to the Indian Motor Tariff 2002, it is mandatory for every car owner to have at least a third party car insurance cover for being able to drive on India. Besides fulfilling the legal requirement, a car insurance policy saves you from financial liabilities which may arise due to an accident/mishap of your vehicle.
Is it mandatory to purchase a personal accident cover with a car insurance policy?
It is mandatory for every car owner to have a personal accident cover. However, the car owner is free to purchase it either with a car insurance policy or separately.
What is the Sum Insured in car insurance?
Sum Insured is the maximum amount that you can get from your insurer during a claim settlement. Sum Insured is equivalent to the Insured Declared Value (IDV) of your vehicle.
What is NCB?
NCB stands for No Claim Bonus. It is a discount offered by all the insurers on own damage premium for claim-free years. The NCB discount amount continues to increase with every claim-free year and can go up to a limit of 50% of the own damage premium incase of 5 claim-free years.
How can I locate Liberty’s nearest branch?
You can locate your nearest Liberty General Insurance branch by visiting the insurer’s official website and clicking on the ‘Contact Us’ tab. Scroll down to Branch Locator page and select your state and city and click submit. The result will be displayed instantly on the same page.
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