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Key Features:
  • 50% Advance Payment
  • 6-Month Repair Warranty
  • Free Pick-Up and Drop
  • Quick Claim Settlement

Top Cholamandalam Car Insurance Plans

PLAN TYPE: Comprehensive
Starting From 2094
PLAN TYPE: Third Party
Starting From 2094
PLAN TYPE: Own Damage
Starting From 1327

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About Cholamandalam Car Insurance

Cholamandalam Car Insurance is a general insurance company that was founded in 2001. It is a joint venture between the Murugappa Group and Japan-based Mitsui Sumitomo Insurance Company Limited. The company offers a variety of car insurance plans to protect you from financial liabilities arising out of mishaps that happen to your vehicle.

Chola MS Car Insurance provides three types of car insurance policies– third-party car insurance, standalone own-damage car insurance, and a comprehensive car insurance plan. Aside from this, the company provides numerous add-on benefits that enable you to customize your standard Chola car insurance. There are over 4636 Chola MS car insurance cashless garages. In case of any mishap or damage, you can take your vehicle to these network garages and get a cashless repair facility.

With a range of add-on covers for private cars, Cholamandalam car insurance allows its policyholders to enhance their car insurance policy coverage. The company offers an extensive range of add-on covers, which include zero depreciation, no claim bonus protection, consumables cover, daily cash allowance, key replacement cover, consumables plus cover, and so on. To make people enjoy insurance plans at affordable rates, the insurer provides various sorts of discounts, such as a No Claim Bonus, a discount for Anti-Theft Devices, etc. The car insurance plans of Chola MS come with some more benefits, like the availability of live video streaming for an instant claim, 24/7 customer support, and so on.

Key Highlights of Chola MS Car Insurance



Founding Year2001
Claim Settlement Ratio96.00%

Cashless garages


Claims Settled

29 lakhs

Add-on covers


Claim assistance

Anytime assistance

Chola MS Car Insurance Benefits

The benefits of buying Cholamandalam car insurance are highlighted in the section below:

  • Protect your car against all-natural and manmade calamities like floods, cyclones, riots, and others.
  • Coverage for third-party personal injuries that happened to your vehicle in an accident.
  • Get a discount on premiums in the form of no claim bonus for not claiming your Chola MS car insurance during the policy year.
  • Avail of the cashless repair facility at more than 13,500 network garages.
  • Easy and hassle-free claim initiation and instant disbursal of the claim amount.
  • Get 24x7 customer support.
  • Availability of ‘On-site Minor Repair’ add-on which includes repairs such as oil changes and tire changes that take less than 45 minutes at the breakdown spot.
  • Availability of an add-on for free towing service of up to Rs 1,500.

Must Read Articles before buying Cholamandalam Car Insurance

Cholamandalam Car Insurance User Reviews

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Cholamandalam Car Insurance FAQs

  • What type of car insurance policies are offered by Cholamandalam?

    Cholamandalam offers both the third party liability only as well as comprehensive car insurance policy. In addition to that, it also provides a range of add-on covers for enhanced protection of your car.
  • What is Fixed Daily Allowance?

    Fixed Daily Allowance is an add-on. If you opt for it then the insurer offers you get a daily allowance of Rs. 500 or Rs. 1,000 per day from the insurer to meet the cost of hiring a car when your car is out for repairs.
  • Are the roadside assistance services available 24*7?

    Yes, Cholamandalam offers roadside assistance services including fuel delivery and battery top-up along with car breakdown assistance including fixing a flat tyre or on-site repair round the clock.
  • How much premium would I have to pay for a comprehensive car insurance policy purchased from Cholamandalam?

    The premium of your car insurance policy depends on a number of factors such as: Insured Declared Value (IDV) of Your Vehicle Age of The Insured Car Voluntary and Involuntary Deductibles Add-on Covers Purchased
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