Best Car Insurance with Roadside Assistance Cover
Car insurance policy is designed to provide protection to the insured’s vehicle in the event of a risk. During unavoidable instances, it acts as a protection cover that safeguards the policyholder from damage or financial losses resulting from an accident. The coverage of a comprehensive or a standalone own-damage plan can be extended with the help of car insurance add-ons. One of such add-ons is roadside assistance cover.
Roadside Assistance in Car Insurance
Roadside assistance is a car insurance add-on cover. As the name suggests, it provides roadside assistance service to policyholders in the event of any damage incurred by the car on the road due to mechanical failure, engine breakdown, flat tyre, etc. Basically, it helps you at that point in time when you have no helping hand around you. This add-on is available with comprehensive car insurance and standalone car insurance policies.
Top 7 Car Insurance Companies Providing Roadside Assistance As Per Own Damage Claim Settlement Ratio
OD Claim Settlement Ratio as per FY 2017-18
(Source: IBAI’s General Insurance Claim Insights Handbook For Policyholders - 3rd Edition)
According to the own damage claim settlement ratio of FY 2017-18, these 7 insurance companies are among the best ones for providing roadside assistance add-on.
1. IFFCO Tokio Car Insurance
HighlightsEnjoy seamless free service at 4300+ garagesCheck in your CityAvail perks of zero dep without any limits1,00,000+ happy customers and countingRenew your car insurance policy in minutes95.30% Claim settlement ratio
IFFCO Tokio General Insurance CompanyRead More
Under its roadside assistance cover, IFFCO Tokio provides assistance in the event of loss of car keys, low battery etc by sending people at your home. The company also provides an option to the policyholder to get up 5 litres of fuel anytime via a call.
2. Royal Sundaram Car Insurance
Highlights3300+ Avail prompt services at authorized cashless garagesCheck in your City4 working hours Claim Survey is done92.66% Recorded claim settlement ratioRound the clock assistance and emergency services provided
Royal Sundaram General InsuranceRead More
Royal Sundaram provides roadside assistance to the drivers whenever they are stuck in an indifferent situation.After being notified the insurer sends patrol vehicle at the location for the rescue. In case of minor defects, telephonic guidance is provided by the expert technicians to save in-between time and provide quick assistance.
3. New India Car Insurance
HighlightsOnly direct insurer in India to be rated A-(Excellent) by AM BEST Company since 2007Check in your CityPan India operation with 2452 officesPioneer in the non-life insurance segment for more than 40 yearsRound the clock support
New India Assurance CompanyRead More
The company provides all the necessary benefits under roadside assistance cover such as mechanical assistance if the vehicle has a flat tyre, low battery or any minor electrical repairs. The insurer sends immediate assistance at the spot to fix up all the problems.
4. TATA AIG Car Insurance
Highlights90.49% Super impressive claim settlement ratioCheck in your City5900+ Cashless garagesQuick and Hassle-free Policy RenewalsEnjoy 24*7 emergency assistance
Tata AIG General InsuranceRead More
Tata AIG provides 24*7 roadside assistance to its policyholder The benefits provided by the company is segregated into several heads such as towing, repairing, key retrieval, fuel support and low battery.
5. Bajaj Allianz Car Insurance
HighlightsRound the clock road-side assistanceCheck in your City4000+ Cashless garages at your service95% claim settlement ratioExclusive DriveSmart service available
Bajaj Allianz General InsuranceRead More
The Bajaj Allianz roadside assistance cover provides a total solution to the policyholder be it a simple breakdown or a severe accident. The company provides immediate support regardless of time. If the insured’s car has met with an accident then it provides three kinds of assistance namely medical facility, paperwork and legal formalities.
6. Oriental Car Insurance
HighlightsNetwork of 31 regional offices and more than 1,800 active branchesCheck in your CityA huge number of network garages, which offer direct cashless claimTotal strength of 14,000+ employees and well established in the rural parts of the country.Overseas operations in countries like Nepal, Kuwait and Dubai
Oriental Insurance Company Ltd.Read More
Oriental Insurance Company provides assistance to the customer in case they meet with an accident or get stuck in the middle of the road due to mechanical disabilities. Along with roadside assistance, OICL also provides a car in replacement until the insured’s vehicle is under repair.
7. Universal Sompo Car Insurance
HighlightsFirst private-public joint venture company in IndiaCheck in your CityRanked 5th in ICMR-BMF survey of top 15 non-life insurance companies24*7 responsive customer supportInstant and paperless policy renewal
Universal Sompo General InsuranceRead More
Universal Sompo offers one of the best roadside assistance solutions to the policyholders in case of an electrical or mechanical breakdown. In such cases, the car loses its capability to mobilise and needs instant repair.