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Best Car Insurance with Roadside Assistance Cover

Car insurance policy is designed to provide protection to the insured’s vehicle in the event of a risk. During unavoidable instances, it acts as a protection cover that safeguards the policyholder from damage or financial losses resulting from an accident. The coverage of a comprehensive or a standalone own-damage plan can be extended with the help of car insurance add-ons. One of such add-ons is roadside assistance cover.

Roadside Assistance in Car Insurance

Roadside assistance is a car insurance add-on cover. As the name suggests, it provides roadside assistance service to policyholders in the event of any damage incurred by the car on the road due to mechanical failure, engine breakdown, flat tyre, etc. Basically, it helps you at that point in time when you have no helping hand around you. This add-on is available with comprehensive car insurance and standalone car insurance policies.

Top 7 Car Insurance Companies Providing Roadside Assistance As Per Own Damage Claim Settlement Ratio

Insurance company

OD Claim Settlement Ratio as per FY 2017-18


IFFCO Tokio

96.52%

Royal Sundaram

94.96%

New India

93.96%

Tata AIG

91.52%

Bajaj Allianz

91.46%

Oriental Insurance

91.34%

Universal Sompo

90.63%

(Source: IBAI’s General Insurance Claim Insights Handbook For Policyholders - 3rd Edition)

According to the own damage claim settlement ratio of FY 2017-18, these 7 insurance companies are among the best ones for providing roadside assistance add-on.

1. IFFCO TOKIO Car Insurance

361 reviews
Know more about IFFCO TOKIO Car Insurance
  • Highlights

    Enjoy seamless free service at 4300+ garages
    Check in your City
    Avail perks of zero dep without any limits
    1,00,000+ happy customers and counting
    Renew your car insurance policy in minutes
    95.30% Claim settlement ratio
  • IFFCO Tokio General Insurance Company

    Under its roadside assistance cover, IFFCO Tokio provides assistance in the event of loss of car keys, low battery etc by sending people at your home. The company also provides an option to the policyholder to get up 5 litres of fuel anytime via a call.

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  • Iffco Tokio Car Insurance User Reviews

    A supportive team like family

    The InsuranceDekho family provided me with strong support as...

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    On: December 24, 2019

2. Royal Sundaram Car Insurance

377 reviews
Know more about Royal Sundaram Car Insurance
  • Highlights

    3300+ Avail prompt services at authorized cashless garages
    Check in your City
    4 working hours Claim Survey is done
    92.66% Recorded claim settlement ratio
    Round the clock assistance and emergency services provided
  • Royal Sundaram General Insurance

    Royal Sundaram provides roadside assistance to the drivers whenever they are stuck in an indifferent situation.After being notified the insurer sends patrol vehicle at the location for the rescue. In case of minor defects, telephonic guidance is provided by the expert technicians to save in-between time and provide quick assistance.

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  • Royal Sundaram Car Insurance User Reviews

    Sit back and Relax

    After payment, I was able to sit back and relax. The portal ...

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    S
    On: December 24, 2019

3. New India Car Insurance

416 reviews
Know more about New India Car Insurance
  • Highlights

    Only direct insurer in India to be rated A-(Excellent) by AM BEST Company since 2007
    Check in your City
    Pan India operation with 2452 offices
    Pioneer in the non-life insurance segment for more than 40 years
    Round the clock support
  • New India Assurance Company

    The company provides all the necessary benefits under roadside assistance cover such as mechanical assistance if the vehicle has a flat tyre, low battery or any minor electrical repairs. The insurer sends immediate assistance at the spot to fix up all the problems.

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  • New India Car Insurance User Reviews

    No Claim Bonus

    To be honest I was completely unaware of the No Claim Bonus ...

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    S
    On: December 24, 2019

4. TATA AIG Car Insurance

377 reviews
Know more about TATA AIG Car Insurance
  • Highlights

    90.49% Super impressive claim settlement ratio
    Check in your City
    5900+ Cashless garages
    Quick and Hassle-free Policy Renewals
    Enjoy 24*7 emergency assistance
  • Tata AIG General Insurance

    Tata AIG provides 24*7 roadside assistance to its policyholder The benefits provided by the company is segregated into several heads such as towing, repairing, key retrieval, fuel support and low battery.

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  • Tata Aig Car Insurance User Reviews

    Compare before buying

    The InsuranceDekho portal is a single platform to compare di...

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    M
    On: December 24, 2019

5. Bajaj Allianz Car Insurance

441 reviews
Know more about Bajaj Allianz Car Insurance
  • Highlights

    Round the clock road-side assistance
    Check in your City
    4000+ Cashless garages at your service
    95% claim settlement ratio
    Exclusive DriveSmart service available
  • Bajaj Allianz General Insurance

    The Bajaj Allianz roadside assistance cover provides a total solution to the policyholder be it a simple breakdown or a severe accident. The company provides immediate support regardless of time. If the insured’s car has met with an accident then it provides three kinds of assistance namely medical facility, paperwork and legal formalities.

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  • Bajaj Allianz Car Insurance User Reviews

    Got an insurance policy really fast

    The most notable fact about Insurance Dekho is that they off...

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    On: December 24, 2019

6. Oriental Car Insurance

93 reviews
Know more about Oriental Car Insurance
  • Highlights

    Network of 31 regional offices and more than 1,800 active branches
    Check in your City
    A huge number of network garages, which offer direct cashless claim
    Total strength of 14,000+ employees and well established in the rural parts of the country.
    Overseas operations in countries like Nepal, Kuwait and Dubai
  • Oriental Insurance Company Ltd.

    Oriental Insurance Company provides assistance to the customer in case they meet with an accident or get stuck in the middle of the road due to mechanical disabilities. Along with roadside assistance, OICL also provides a car in replacement until the insured’s vehicle is under repair.

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  • Oriental Car Insurance User Reviews

    Zero Depreciation Cover

    I got to know of the term Zero Depreciation Cover only from ...

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    A
    On: December 24, 2019

7. Universal Sompo Car Insurance

273 reviews
Know more about Universal Sompo Car Insurance
  • Highlights

    First private-public joint venture company in India
    Check in your City
    Ranked 5th in ICMR-BMF survey of top 15 non-life insurance companies
    24*7 responsive customer support
    Instant and paperless policy renewal
  • Universal Sompo General Insurance

    Universal Sompo offers one of the best roadside assistance solutions to the policyholders in case of an electrical or mechanical breakdown. In such cases, the car loses its capability to mobilise and needs instant repair.

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  • Universal Sompo Car Insurance User Reviews

    Zero Depreciation car cover

    Having this type of insurance cover, it made my car insuranc...

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    D
    On: December 24, 2019