How To File Bike Insurance Claim At Digit?
Published On Nov 30, 2021
By covering them with its effective bike insurance plans, Digit General Insurance has gained the confidence of a number of individuals. Over the years, it has successfully resolved the claims of its policyholders.
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Go Digit General Insurance's Digit bike insurance is a popular two-wheeler insurance package. The insurer has grown significantly in the industry over the years and has been named Asia's General Insurance Company of the Year 2019. Go Digit offers two types of bike insurance plans: third party and comprehensive bike insurance. The insurer has a solid claim settlement track record (72.4 percent of claims are settled within 15 days, according to the company's report). For as little as Rs. 752, you can ensure your bike with digit two-wheeler insurance.
Digit Bike Insurance Claim
To aid its customers during claim settlement, Digit General Insurance has established a user-friendly website with an active online chat and hotline numbers. The actions outlined below can help policyholders have a smooth claim settlement process.
How Do I File A Bike Insurance Claim For Digit Reimbursement?
Digit offers its policyholders the option of being reimbursed for the cost of repairing the insured's bike at a garage other than a network garage. Following the easy steps outlined below, the policyholder can get compensation.
Make Contact With The Insurance Company
The insurance should be notified right once if the bike is stolen, is involved in an accident, or is damaged in any way. You can submit a compensation claim by contacting 1800 258 5956 or 1800 103 4448 toll-free, or by emailing email@example.com. You can also notify the insurance by going to the local branch. Before the survey, it's best not to move the insured's bike.
Submit a Claim
Following the claim notification, an insurance company official contacts you. You must provide the policy number as well as the details of the accident to the executive. The executive explains the procedure to you and assigns you a claim registration number.
A Review of the Damages Inflicted
After filing a claim, the insurance company dispatches a surveyor to the scene of the accident to assess the amount of damage done to the bike as a result of the collision. After determining the extent of the damage, you may transport your bike to the garage of your choice for repairs.
Reimbursement and Repair
After the repair is completed, you must provide the original invoices and receipts, as well as policy documentation and other needed documents, to the insurer in order to file a reimbursement claim. The corporation validates the information before disbursing the claim amount, which includes any deductibles and depreciation.
Reasons for Bike Insurance Claim Denial in Common Digits
To settle a claim, Digit General Insurance has established specific guidelines that all policyholders must follow. In the following situations, the insurance denies the claim:
- Act of indifference
- Facts are misunderstood.
- The filing of a fraud claim
- Inadequate information to process the claim
- Delay in notifying the insurance of the accident
- Driving while inebriated or without a valid driver's license is a serious offence.
With a product portfolio of 10 lakh, GoDigit is one of India's newest and most promising general insurance businesses. It now exists in 179 countries throughout the world. It now focuses on providing insurance products for motorcycles, automobiles, and travel. In the near future, it intends to expand its product line to include mobile and house insurance. Rather than waiting for an assessor to check for damage after an accident, Digit's Smartphone-enabled program enables for self-inspection of the two damages. wheeler's In two-wheeler insurance, Digit has a 97 percent claim resolution percentage. Claim forms do not need to be printed. All that is required of the policyholder is to upload the relevant paperwork online.
Disclaimer: This article is issued in the general public interest and meant for general information purposes only. Readers are advised not to rely on the contents of the article as conclusive in nature and should research further or consult an expert in this regard.