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How to Deal With a Two Wheeler Accident?

Written by Sharad Bajaj
Updated On Apr 06, 20212 min read

The aftermath of an accident is a stressful situation. It is important to take the right steps after an accident to make sure that your liability is minimised and that all those involved are as safe as possible. Read about what to do after an accident with your two wheeler.

Accidents are stressful and uncertain situations. They can befall you no matter how careful and cautious you are on the roads. What’s more, you are more at risk for an accident on a two-wheeler. In the aftermath of an accident the first instinct may be to panic, but it is important to have the knowledge of what steps you need to take in order to do your best to ensure the safety of everyone involved, and to protect yourself from liability. Due to the Motor Vehicles Act every vehicle would be ensured to cover the cost of damages arising to third-party bike insurance. However, some steps need to be followed to ensure this. Let’s learn about what is to be done in the aftermath of a two wheeler accident.

What To Do After A Two Wheeler Accident?

These are the steps to follow after a two wheeler accident:

STEP 1: Ensure the Safety of the Scene

It is important to minimise any risk factors present. For example, switch off your ignition switch and engine and turn on your indicator lights only, in order to warn oncoming traffic. This is especially important at night.

STEP 2: Assess Medical Requirements

Assess the injuries sustained by those involved in the road accident and offer any assistance you are able. The provision of first aid is an important step while official help arrives. Call for ambulances without delay to treat the injured.

STEP 3: Inform the Police

You would be in violation of the law if you failed to inform the police about an accident immediately after it has taken place. It would also probably disrupt the claims process if you attempt to raise a claim with your insurer. Therefore, it is important to inform the police at the earliest possible moment and have them assess the situation, and recommend the correct judicial route.

STEP 4: Inform your Insurance Company

After the medical requirements have been taken care of and the police have been informed, inform your insurance company of the accident without delay. If there is a gap between the occurrence of the accident and your informing your insurer, it can disrupt the bike insurance claims process.

STEP 5: Collect Evidence

Take any video recordings or photographs of the scene as evidence, as this will help you in your claims process to establish the veracity of your story.

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The aftermath of an accident is a stressful and worrisome situation, but often cannot be avoided no matter how careful or cautious you are. It is best to know what steps you should take after an accident in order to be sure that you are set up for the best possible likelihood to be able to raise a successful insurance claim for your two wheeler.

Disclaimer: This article is issued in the general public interest and meant for general information purposes only. Readers are advised not to rely on the contents of the article as conclusive in nature and should research further or consult an expert in this regard.

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Written by Sharad Bajaj
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 Sharad is an insurance industry veteran who has managed motor insurance products for over a decade. He helped set up and scale the motor insurance vertical for a leading insurance company in his previous stint. In his spare time, Sharad likes to read and be in tune with nature.

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